So, effectively, make it more difficult for average folks to afford the things they want so they redirect their dollars to the things they need. Won't this raise the demand for the things they need thereby raising the prices for those things?
People have already reduced their buying as evidenced by sales and bloated inventories. Miles driven by the trucking companies are way down, rents are dropping, home sales and new construction are down, layoffs at the high end are way up, hiring at the low end is nearly non-existent... Let's boost the markets!

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