My understanding is that hardiboard (sp?) siding is currently cheaper than traditional wood siding, like cedar.
I think it was Allstate that had lost of construction retrofit design requirements for them to insure a home in one of their designated fire hazard areas. Not cheap, but not unobtainable for many existing structures. Big one for me would have been tempered glass in all windows and moving my propane take to be 50 feet from all structures.
More striking than seeing the veg that survived in paradise was seeing the few random modern constructed homes that survived.
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