
Originally Posted by
Dantheman
We just had a whole thread about this. If you can live on 4x the federal poverty rate plus the annual HSA max you can get an ACA plan for *much* less than $2k per month (in most states).
That thread gets into a number of other strategies for gaming down AGI. Also, not all money you take out of investments is considered income. Roth distributions, for example, are not taxable income.
Just a quick Google search and proverty income level in 2023 for a family of 4 is $30k. If you can't make it on 4x the poverty level, then you are doing something wrong. I long ago passed the income level where I can contribute to a Roth. So, at least I have that going for me.
I guess I need to go check out the early retirment health insurance coverage thread and get educated.
"We don't beat the reaper by living longer, we beat the reaper by living well and living fully." - Randy Pausch
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