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  1. #11476
    Join Date
    Aug 2007
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    At the beach
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    14,986
    ^^^^^ No shit. I wish I got appraisal waivers on purchases like I do refinances. Appraisers never fail to piss me off.
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  2. #11477
    Join Date
    Jan 2004
    Location
    North Vancouver
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    6,340
    Quote Originally Posted by Tips^Up View Post
    Looking at a house for sale tomorrow. $315/sf. Apartment above the garage would cover about 60% of cost. Stupid price but it nearly makes sense.
    This is how we got into the crazy Vancouver market in 2011. Bought a place with a rental that ends up covering the mortgage. We actually live in the basement suite ourselves and rent out the more prime main living area as it's the money maker. As pointed out we've also rented it slightly below top market rate so we have our choice of renters and they stay long term.

  3. #11478
    Join Date
    Oct 2010
    Posts
    714
    Alternately, instead of renting at 60% PITI, do AirBnB and make 100% PITI out of that rental. You get to pick your “tenants” they’re generally there shorter time frame so you can keep inspecting condition, etc. hard not to do this in desirable tourist areas.

  4. #11479
    Join Date
    Jan 2008
    Location
    Big Sky/Moonlight Basin
    Posts
    10,716
    Quote Originally Posted by BurnHard View Post
    Some options I'm considering:
    - Crested Butte
    - Silverton
    - Tahoe (NV side? May be out of my budget)
    - Driggs, ID
    - Portugal?

    Where else should I look?
    Bemidji



    Sent from my iPhone using TGR Forums
    "Zee damn fat skis are ruining zee piste !" -Oscar Schevlin

    "Hike up your skirt and grow a dick you fucking crybaby" -what Bunion said to Harry at the top of The Headwaters

  5. #11480
    Join Date
    Apr 2006
    Location
    Movin' On
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    2,755
    Quote Originally Posted by BurnHard View Post
    This has been asked a million different times, a million different ways, and at the risk of getting jong'ed, I'm going to ask again.

    Thinking about putting my cash into land/real estate, partly as an investment, partly as a store of value, partly as a long-term option on an area I want to live in.

    Currently in Denver and have loved Colorado for over a decade, but am open to other areas. Where should I look to meet these factors?

    - Primary sports: rock climbing, ice climbing, ski mountaineering
    - Secondary sports: mountain biking, trail running
    - Has to have stunning mountain views of some kind
    - Don't need bodies of water near me.
    - Ideally within a couple of hours of a commercial airport that allows me to connect out for international travel.
    - I like the idea of being far north for long summer days as a second home to a southern-hemisphere place
    - EU Citizen, so I have some overseas options.

    Some options I'm considering:
    - Crested Butte
    - Silverton
    - Tahoe (NV side? May be out of my budget)
    - Driggs, ID
    - Portugal?

    Where else should I look?
    Hard to beat the mountain biking in CB and the town and community is really incredible, but it has probably the most unstable, least consistent snowpack in North America. The ski mountaineering season is limited to spring time when the snow is more stable. CB mags could probably weigh in more. It's kinda close to Black Canyon for hard trad climbing. Trail running is great too. Ice climbing in CO is pretty meh outside of the San Juans, as I'm sure you know.

    Silverton is extremely isolated and small. You'd have to love being in a very remote place. It has access to ice climbing and incredible alpine climbing. Trail running and mountain biking is really good.

    If I was an EU citizen the Dolomites would be at the top of my list for everything you've mentioned. That area ticks every box for you.

    Driggs is sweet. I'm enjoying it so far as a recent CO transplant. There is more alpine climbing than rock climbing here, but it has everything that you've mentioned and the the Jackson airport is well connected. It's probably a top 5 trail running location in the US for the 3-4 months a year that the trails are melted. It punches way above it's weight for mountain biking, too. The snowpack is way deeper and generally much more stable than CO. Ice climbing in the Tetons is a thing for sure. Ski mountaineering is full on and there is a lifetime of stuff to explore.

    Maybe check out Mammoth as well as Leavenworth, Washington too.

  6. #11481
    Join Date
    Nov 2007
    Location
    águila
    Posts
    1,067
    So far, the story goes like this.

    The realtor that sold us our house Christmas 2016 had a listing about a week ago in the next town down valley. It had a lock-off basement, so piqued my interest. I drove by it, pretty blah house on a blah street in a blah neighborhood. Nothing bad, but nothing to grab my interest for the half mil price tag. But I reach out to him anyway and say let me know if you ever have something with rental potential (ADU, carriage house, apartment, lock-off, etc.) in our town. He gets back to me and says a guy in his office is bringing one online, want to look (this past) Friday?

    We check it out, old but recently updated, 2-br rental house out back, small but everything we'd need. We make an offer slightly below list, first offer in. It showed 3 times yesterday, one made a full price offer. Officially listed today...the listing says look Sunday and Monday, they'll review offers Tuesday. Our realtor called back, suggested if we want it, meet the other offer. We re-wrote our offer for $1k over list, probably our highest and best. If it turns into a bidding war, we'll bow out and take it as a sign that the market is fucking bonkers. The market is fucking bonkers.

  7. #11482
    Join Date
    Dec 2010
    Location
    Last Best City in the Last Best Place
    Posts
    4,123
    Yes the market is bonkers.


  8. #11483
    Join Date
    Aug 2007
    Location
    At the beach
    Posts
    14,986
    ^^^^^ Unpossible, but a good way to write the offer is to just say you will pay $5k more than the highest offer period. Sellers accepts and sends you the highest offer as proof. Done and done.
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  9. #11484
    Join Date
    Jan 2005
    Location
    cb, co
    Posts
    4,111
    Quote Originally Posted by Kevo View Post
    Hard to beat the mountain biking in CB and the town and community is really incredible, but it has probably the most unstable, least consistent snowpack in North America. The ski mountaineering season is limited to spring time when the snow is more stable. CB mags could probably weigh in more. It's kinda close to Black Canyon for hard trad climbing. Trail running is great too. Ice climbing in CO is pretty meh outside of the San Juans, as I'm sure you know.
    .
    I don't know if I'd agree with that assessment of the CB snowpack. As long as you have a snowmobile, the snowpack from Irwin to Paradise divide is a bit different- I'd even go so far as to compare it to the Wasatch since the snow totals are similar most years.
    Closer to town, it sucks as bad as the rest of CO. And lots of places suck this season.

    BurnHard- The ice climbing from CB is quite good, with the Lake City ice park only an hour and a half away and much less crowded than Ouray, not to mention all the natural ice there and in the Black. And Ouray isn't that much farther, either. I think the rock climbing is kinda meh, I've never gotten excited about the climbing at Hartman's, Harmels, or Spring Creek personally. MTB and trail running is obviously world class. Happy to chat real estate if you want to PM me.

  10. #11485
    Join Date
    Oct 2003
    Location
    Big in Japan
    Posts
    46,549
    X

    Let's do some livin'
    After, we die

  11. #11486
    Join Date
    Dec 2003
    Location
    Nhampshire
    Posts
    6,297
    Weird, it's almost like supply and demand are a thing. That's an interesting selection of metros though. What about SF, Boston, Indy, Seattle?

  12. #11487
    Join Date
    May 2008
    Location
    On a genuine ol' fashioned authentic steam powered aereoplane
    Posts
    13,961
    Quote Originally Posted by yeahman View Post
    Yes the market is bonkers.

    That's just fucking ridiculous.

  13. #11488
    Join Date
    Oct 2003
    Location
    9,300ft
    Posts
    18,754
    Quote Originally Posted by Foggy_Goggles View Post
    The wage scale is what is fucked. When the conversation is "real wages haven't kept up with the price of housing", those paying the wages steer the conversation in the direction of "affordable housing". The lap dog wage slaves eat it up.
    MIC DROP

    The conversation from those paying the wages and their government lackeys (county and town leaders) is always "hey lets make a new tax for affordable housing!" That just subsidizes the artificial wage distortion. "Rich people will pay the taxes!" But magically local workers end up paying the tax too. Who doesn't? The folks distorting wages and pushing the affordable housing to be paid by the public!

    A lottery is a tax on the poor. Affordable housing is like a lottery where the benefactors are primarily the wage distorters and they throw enough bones (winning affordable housing lottery picks) to keep a tiny number of the public benefitted and the rest distracted by hanging on for hope. County and town governments get to feel good and make a few more government jobs to administer the local lottery program with fuzzy titles like Workforce Housing Director. Hopefully there is no graft or favoritism going on in who gets those coveted spots... sure...

    PAY NO ATTENTION TO THE MAN BEHIND THE CURTAIN!

    And if you are a local who didn't win the lotto and bought a house planning to rent out a bedroom now and then on AirBnB, now you have local government trying to ban that activity under the assumption that you will obviously (ha!) choose a permanent roommate year round instead of AirBnB guest 10 days a year during peak holidays. You see, only whole home AirBnBs should be allowed because only 2nd home owners and property investors deserve high profit rentals. Teachers and nurses should have to have permanent tenants in their second bedroom.
    Quote Originally Posted by blurred
    skiing is hiking all day so that you can ski on shitty gear for 5 minutes.

  14. #11489
    Join Date
    Oct 2008
    Location
    Colorado
    Posts
    4,478
    Quote Originally Posted by liv2ski View Post
    ^^^^^ Unpossible, but a good way to write the offer is to just say you will pay $5k more than the highest offer period. Sellers accepts and sends you the highest offer as proof. Done and done.
    And if there are two or more offers with that language?


    Sent from my iPhone using TGR Forums
    Quote Originally Posted by Benny Profane View Post
    Keystone is fucking lame. But, deadly.

  15. #11490
    Join Date
    Nov 2002
    Posts
    6,752
    ^^^that's brilliant town of Breck....more juice less squeeze! For the existing property owners to provide workforce housing. Why go through all the headache of building it when it already exists!

  16. #11491
    Join Date
    Nov 2005
    Location
    Making the Bowl Great Again
    Posts
    13,146
    Quote Originally Posted by Kinnikinnick View Post
    And if there are two or more offers with that language?
    Wouldn't you just a multiple counter offer to both?

  17. #11492
    Join Date
    Feb 2015
    Location
    MA
    Posts
    3,788
    Sign both offers, sales price ♾

  18. #11493
    Join Date
    Oct 2008
    Location
    Colorado
    Posts
    4,478
    Quote Originally Posted by RootSkier View Post
    Wouldn't you just a multiple counter offer to both?
    How’s that work? They both accept?




    Sent from my iPhone using TGR Forums
    Quote Originally Posted by Benny Profane View Post
    Keystone is fucking lame. But, deadly.

  19. #11494
    Join Date
    Oct 2008
    Location
    Colorado
    Posts
    4,478
    Quote Originally Posted by Self Jupiter View Post
    Sign both offers, sales price ♾
    Exactly.

    ask all offerers to resubmit highest and best price without escalation clauses and perhaps dropping contingencies IMO


    Sent from my iPhone using TGR Forums
    Quote Originally Posted by Benny Profane View Post
    Keystone is fucking lame. But, deadly.

  20. #11495
    Join Date
    Sep 2006
    Posts
    5,268
    Quote Originally Posted by Benny Profane View Post
    X
    What in the hell is going on in Cleveland? And why isn't Seattle on that chart?

    FWIW, was in Seattle over the weekend, and it is tent city and boarded up retail. It's basically like something out of Escape from New York, but without Snake Pliskin and a missing POTUS.
    "We don't beat the reaper by living longer, we beat the reaper by living well and living fully." - Randy Pausch

  21. #11496
    Join Date
    Oct 2007
    Posts
    9,890
    Quote Originally Posted by Toadman View Post
    What in the hell is going on in Cleveland? And why isn't Seattle on that chart?

    FWIW, was in Seattle over the weekend, and it is tent city and boarded up retail. It's basically like something out of Escape from New York, but without Snake Pliskin and a missing POTUS.
    Seattle is in Washington y’all. 🙄

    Denver is the same as Seattle in some neighborhoods. Been down there for work a few times lately and it is pretty surreal, especially late at night. Walked a few miles across town to my hotel at 2am one night. Didn’t see a single person.

  22. #11497
    Join Date
    Oct 2003
    Location
    slc
    Posts
    13,581
    Quote Originally Posted by Foggy_Goggles View Post
    Hydraulic modeling paid for buy the entities that can benefit from having more paper water to sell is one of the most transparent jokes in development. It goes something like this:

    "If we skew all the supply assumptions on the high side and all the consumption assumptions on the low side and you write us a really big check for some Jr. High level excel deliverables, you can sell water water taps. There is really no downside."
    Oh those shenanigans definitely happen, but this doesn't seem to be one of those situations. Moab was relying on decades-old data that said there was tons of extra water in their aquifer, but now new data suggests there's a fraction of that amount and suddenly it's a major "Oh shit" moment. They could have been measuring the aquifer discharge rate at the spring, which could have provided early clues to this situation, at effectively zero cost. A weir or flume and a data-logging pressure transducer costs nothing relative to the city's operating budget, probably less than filling a few potholes.


    Back to the real estate in the West in general, look at this picture and tell me which part of the country is going to grow the most in the next 50 years:


  23. #11498
    Join Date
    Nov 2011
    Location
    Missoula
    Posts
    116
    Quote Originally Posted by Benny Profane View Post
    X
    Shout out to my landlord that didn't raise my rent once from 2012-2016 allowing me to save enough cash to buy the sweet pad I'm in now.

  24. #11499
    Join Date
    Dec 2016
    Location
    In a van... down by the river
    Posts
    6,872
    Quote Originally Posted by Dantheman View Post
    Oh those shenanigans definitely happen, but this doesn't seem to be one of those situations. Moab was relying on decades-old data that said there was tons of extra water in their aquifer, but now new data suggests there's a fraction of that amount and suddenly it's a major "Oh shit" moment. They could have been measuring the aquifer discharge rate at the spring, which could have provided early clues to this situation, at effectively zero cost. A weir or flume and a data-logging pressure transducer costs nothing relative to the city's operating budget, probably less than filling a few potholes.


    Back to the real estate in the West in general, look at this picture and tell me which part of the country is going to grow the most in the next 50 years:

    What I'm wondering is - what in the FUCK is this in the red area??
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  25. #11500
    Join Date
    Dec 2003
    Location
    Nhampshire
    Posts
    6,297
    I think that's near Billings - aren't there a bunch of gas plumes that are lit on fire to burn excess there? (haven't been, but have friends there)

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