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  1. #17876
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    Aug 2007
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    Quote Originally Posted by JaytaeMoney View Post
    If you have enough equity in your primary residence you could cross collateralize and potentially finance 100%
    Aaaah no. Residential lenders don't do that unless you get a hard money loan at a crazy high rate for 10 points.
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  2. #17877
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    Quote Originally Posted by JaytaeMoney View Post
    If you have enough equity in your primary residence you could cross collateralize and potentially finance 100%
    Boomer churn

  3. #17878
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    Sep 2006
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    8,229
    Quote Originally Posted by Aldo View Post
    The old where would you go discussion gets complicated once your roots get deep. The last few years have made it even more tricky.
    Proximity always wins.
    Not always. Unless by proximity, you mean distance, then yes, distance always wins. Either by being as far away as possible from your relatives or just close enough to not be too close.
    "We don't beat the reaper by living longer, we beat the reaper by living well and living fully." - Randy Pausch

  4. #17879
    Join Date
    Dec 2002
    Location
    The Garden State
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    4,718
    New Jersey isn't for everybody. If you don't like it , hit the road! Don't be surprised if you end up surrounded by jerkoffs when you get to wherever you're' going, hint - they're everywhere!

    Hell I never thought I'd still be here at this point. Have ridden the real estate rails both ways, up and down. We sell now we'd do great, but I've got a business I've been building for the last 20 years and a large part of it's success is due to the fact that I'm from here. I couldn't move it at this point. I'm also pretty sure that my retirement party will be at my funeral so not too concerned about moving somewhere to relax for too long. I've got nice places to go within 250 miles each way. I've got NYC 12 miles away so that's a plus.
    I've got it sort of dialed in at this point.

    I do so enjoy your banter in here people!

    I need a real estate crash thread index on some key indicators next.... sky aint fallin yet benny

  5. #17880
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    Aug 2007
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    Not sure about the sky falling anytime soon although there are many people saying the end of the mortgage forbearance is going to create a problem. As I previously stated in this thread you would need 3M+ active listings in the USA for prices to start to tank. I don't see that happening for any reason.
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  6. #17881
    Join Date
    Sep 2009
    Posts
    2,030
    Quote Originally Posted by liv2ski View Post
    All people can count on is change. You need to get your little piece of the pie asap, because you will be eventually priced out. How many of us older doods who are retired / close to it could afford our present homes if we didn't have the equity from them? Not me.
    You hit the nail on the head. Millenials have now been through a recession, a pandemic, and now a stratospheric rise in home prices just in time for them to start buying homes lolol. Oh yea, wages have been stagnant since the 70's. Boomers bought their shit for a song with one breadwinner in the family. Times have changed. I wish some of these "successful" boomers (with only home equity to their name) could live their 20-30's in present economic conditions and figure out how to make it work. Hint: They will rent till they die, like the poor millenials now.

  7. #17882
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    Dec 2010
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    Last Best City in the Last Best Place
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    I only get to visit New Jersey for one week a year but I really like the proximity to NYC and the Jersey Shore. I could live there. Property taxes are frickin' off the charts though, at least in Montclair where my in-laws live.

  8. #17883
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    Mar 2006
    Posts
    19,804
    Redfin CEO says buyers coming back and trend to off coast not over. Sacramento referenced as well.

    https://youtu.be/oHCRQh_hQcA

  9. #17884
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    Dec 2002
    Location
    The Garden State
    Posts
    4,718
    Quote Originally Posted by yeahman View Post
    I only get to visit New Jersey for one week a year but I really like the proximity to NYC and the Jersey Shore. I could live there. Property taxes are frickin' off the charts though, at least in Montclair where my in-laws live.
    Stop by the shop for a beer next time.

  10. #17885
    Join Date
    May 2007
    Location
    Sandy, Utah
    Posts
    14,410
    Quote Originally Posted by Aldo View Post
    New Jersey isn't for everybody. If you don't like it , hit the road! Don't be surprised if you end up surrounded by jerkoffs when you get to wherever you're' going, hint - they're everywhere!

    Hell I never thought I'd still be here at this point. Have ridden the real estate rails both ways, up and down. We sell now we'd do great, but I've got a business I've been building for the last 20 years and a large part of it's success is due to the fact that I'm from here. I couldn't move it at this point. I'm also pretty sure that my retirement party will be at my funeral so not too concerned about moving somewhere to relax for too long. I've got nice places to go within 250 miles each way. I've got NYC 12 miles away so that's a plus.
    I've got it sort of dialed in at this point.

    I do so enjoy your banter in here people!

    I need a real estate crash thread index on some key indicators next.... sky aint fallin yet benny
    I think the only thing that sucks about NJ is the property taxes.

    Sent from my Pixel 4a (5G) using TGR Forums mobile app

  11. #17886
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    Jun 2020
    Location
    in a freezer in Italy
    Posts
    7,120
    Quote Originally Posted by Toadman View Post
    Unless by proximity, you mean distance...
    Not to break your balls too hard but wtf else would he mean by proximity?

  12. #17887
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    Dec 2010
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    Last Best City in the Last Best Place
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    Quote Originally Posted by 4matic View Post
    Redfin CEO says buyers coming back and trend to off coast not over. Sacramento referenced as well.

    https://youtu.be/oHCRQh_hQcA
    "Monopoly money"

  13. #17888
    Join Date
    Jun 2020
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    in a freezer in Italy
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    Quote Originally Posted by yeahman View Post
    I only get to visit New Jersey for one week a year but I really like the proximity to NYC and the Jersey Shore. I could live there. Property taxes are frickin' off the charts though, at least in Montclair where my in-laws live.
    Montclair!

  14. #17889
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    May 2007
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    Sandy, Utah
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    Quote Originally Posted by ötzi View Post
    Montclair!
    Swank area, but also butts up to the oranges so .... Big money there and a nice downtown.

    Sent from my Pixel 4a (5G) using TGR Forums mobile app

  15. #17890
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    Dec 2010
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    Quote Originally Posted by ötzi View Post
    Montclair!
    Upper Montclair, if you want to get technical. They bought their house for 65k about 40 years ago and have been on the block longer than anybody. Now they're surrounded by investment bankers and a few celebs. The house was owned by a kooky old lady who had dozens of cats and lived in the basement, and needed major work when they bought it. It's still not "done." Still gotta be worth close to a million though. Most other homes on the block are in the 1.5 million price range according to Zillow.

    Montclair is a nice place. Easy access to the bus and train into NYC, but really green and suburban feeling. And Newark is one of the best airports in the country IMO for easy in and out.

  16. #17891
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    May 2007
    Location
    Sandy, Utah
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    14,410
    Quote Originally Posted by yeahman View Post
    Upper Montclair, if you want to get technical. They bought their house for 65k about 40 years ago and have been on the block longer than anybody. Now they're surrounded by investment bankers and a few celebs. The house was owned by a kooky old lady who had dozens of cats and lived in the basement, and needed major work when they bought it. It's still not "done." Still gotta be worth close to a million though. Most other homes on the block are in the 1.5 million price range according to Zillow.

    Montclair is a nice place. Easy access to the bus and train into NYC, but really green and suburban feeling. And Newark is one of the best airports in the country IMO for easy in and out.
    Concur on all points. I did a lot of work in that area. Also has/had a good head shop. Only one in the area, like besides the city when I was a teen. Was called "The Inner Eye".

    Good eats and bars too..my cousin recently left a nice carriage house in Montclair for Hoboken. Single woman in her mid 20s working for Price Waterhouse. Smart kid, but life skills lack big time. Great money girl though accounting ba and master's in financial planning.

    Sent from my Pixel 4a (5G) using TGR Forums mobile app

  17. #17892
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    Sep 2006
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    8,229
    Quote Originally Posted by ötzi View Post
    Not to break your balls too hard but wtf else would he mean by proximity?
    Well, to break your balls just a little bit as well, the whole relationship proximity factor, as in how close are you to your family, emotionally speaking.
    "We don't beat the reaper by living longer, we beat the reaper by living well and living fully." - Randy Pausch

  18. #17893
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    Dec 2010
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    Last Best City in the Last Best Place
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    Quote Originally Posted by Skidog View Post
    Concur on all points. I did a lot of work in that area. Also has/had a good head shop. Only one in the area, like besides the city when I was a teen. Was called "The Inner Eye".

    Good eats and bars too..my cousin recently left a nice carriage house in Montclair for Hoboken. Single woman in her mid 20s working for Price Waterhouse. Smart kid, but life skills lack big time. Great money girl though accounting ba and master's in financial planning.

    Sent from my Pixel 4a (5G) using TGR Forums mobile app
    Plus what *might* be the best used bookstore in the nation...Montclair Book Center. Spent many hours in this place over the years...the aisles go on forever.


  19. #17894
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    Jan 2005
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    cb, co
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    5,029
    Did I really just read a sentence that started with "And Newark is one of the best airports in the country..." I do everything I can to avoid that shithole.

  20. #17895
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    Jun 2020
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    in a freezer in Italy
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    Quote Originally Posted by Toadman View Post
    Well, to break your balls just a little bit as well, the whole relationship proximity factor, as in how close are you to your family, emotionally speaking.
    Come on man.

  21. #17896
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    Aug 2007
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    This house when up 3X in value in two years

    Click image for larger version. 

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    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  22. #17897
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    Dec 2005
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    15,768
    Quote Originally Posted by liv2ski View Post
    This house when up 3X in value in two years

    Click image for larger version. 

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    ‘Bout time for a little Mammoth Craters earthquake to inject some reality into that market.

  23. #17898
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    May 2007
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    Sandy, Utah
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    Quote Originally Posted by goldenboy View Post
    Did I really just read a sentence that started with "And Newark is one of the best airports in the country..." I do everything I can to avoid that shithole.
    As much of a shitshow as it can be, and I've spent a lot of time there, it's still a busy airport that serves a big swath of the world, and has easy access for millions


    Sent from my Pixel 4a (5G) using TGR Forums mobile app

  24. #17899
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    Oct 2003
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    This Jersey love has gone too far.

  25. #17900
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    Dec 2005
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    Quote Originally Posted by Benny Profane View Post
    This Jersey love has gone too far.
    Great tomatoes and corn tho.

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