Best online bank?

**RoooR** · 06-06-2023, 01:27 PM

Chase pays .01% on Savings and Sofi pays 4.2%.

**Danno** · 06-06-2023, 03:32 PM

Ally is the clubhouse leader right now. Sofi is still in the running. Unlikely to go with one of the biggies.

**MTT** · 06-06-2023, 04:00 PM

Originally Posted by jackstraw

I'm braiding this thread. Why the hell did banks ditch their coin machines! I want a brick and mortar that will take my loose coins!

When your jammed up - Boom town. - Has a machine that does that. Kinda NICE CONCIDERING THERE IS NOT A SINGLE MACHINE THAT WILL TAKE COINS

**boltonoutlaw** · 06-06-2023, 07:55 PM

Originally Posted by jackstraw

I'm braiding this thread. Why the hell did banks ditch their coin machines! I want a brick and mortar that will take my loose coins!

TD Bank. Also Publix Supermarkets

**Core Shot** · 06-07-2023, 04:18 AM

Bank. Local.

#endthread

**ticketchecker** · 06-07-2023, 07:41 AM

Originally Posted by jackstraw

I'm braiding this thread. Why the hell did banks ditch their coin machines! I want a brick and mortar that will take my loose coins!

Bangor Savings has coin counting machines, one of my favorite features of banking with them.

**slcdawg** · 06-07-2023, 08:39 AM

We've been using Schwab forever, no complaints. Love the ability to use any ATM without fees. Also have a local credit union (Coors On Tap CU) but looking for a better local option. They are rinky dink at best.

Originally Posted by El Chupacabra

Schwab will reimburse all ATM fees, from anywhere in the world. I use them solely for this. Also have a Wells Fargo account for routine banking, check writing, convenient ATMs in the western US. Not that I particularly like Wells, but they're convenient for where I live.

**jackstraw** · 06-07-2023, 08:52 AM

Originally Posted by boltonoutlaw

TD Bank. Also Publix Supermarkets

TD is my bank and they don't locally to me.

**ticketchecker** · 06-07-2023, 10:15 AM

Originally Posted by jackstraw

TD is my bank and they don't locally to me.

They pulled the machine from at least one branch here a few years ago

**Conundrum** · 06-07-2023, 10:47 AM

Originally Posted by Core Shot

Bank. Local.

#endthread

My local bank is paying 0.25% to use my money. My online bank is paying 4.7%. Considering the amount I'm saving up for a home remodel, my local bank can fuck off. I at least called them to give them a chance to meet somewhere in the middle and they said no.

**riser4** · 06-07-2023, 11:23 AM

TD Bank are a bunch of blood sucking parasites and can choke on a bag of dicks.

**Flyoverland Captive** · 06-07-2023, 12:04 PM

I've been happy with First Tech Credit Union:

https://www.firsttechfed.com/

These folks are also very easy to deal with, but their branches are all in the midwest. I've been with them for thirty years, and haven't been in a branch in almost 20 years. Very easy web interface, and very good service on loans, etc.:

https://www.american.bank/#f=wb

**evdog** · 06-07-2023, 12:21 PM

Originally Posted by Conundrum

My online bank is paying 4.7%.

Which bank is that?

My long time bank just got acquired by US Bank. They seem ok so far but I'm looking at options.

**AK47bp** · 06-07-2023, 12:30 PM

Originally Posted by jackstraw

I'm braiding this thread. Why the hell did banks ditch their coin machines! I want a brick and mortar that will take my loose coins!

Use a Coinstar machine.

https://coinstar.com/findakiosk/

**Ted Striker** · 06-07-2023, 12:45 PM

Originally Posted by evdog

My long time bank just got acquired by US Bank. They seem ok so far but I'm looking at options.

Vibes. I've been with US Bank since '06. It's been a long slow slide to the point where I'm honestly considering going back to Chase or even B of A.

The website is hot garbage, couldn't tell you about the app because I stopped using it, and the branch recently made a mistake that put me 30k overdraft. Took two days of my time getting them to fix that, and I personally asked the manager for something in return (not hold a large cashier's check written by a major corporation, drawn from B of A). That's one phone call. They said they would, but never did, then ghosted me.

And that's on top of them literally lying to my face a few years ago over a different matter.

Oh, and they aren't open weekends.

**bfree** · 06-07-2023, 12:53 PM

Some of you value free coin counting over high interest savings? C'mon, do the math, that makes no sense at all. 10% on coin counting is perfectly fine for the very rare time I actually do it these days. In fact I probably haven't done it in a decade.

**boltonoutlaw** · 06-07-2023, 01:00 PM

Originally Posted by evdog

Which bank is that?

My long time bank just got acquired by US Bank. They seem ok so far but I'm looking at options.

CIT is paying 4.498%

**Ted Striker** · 06-07-2023, 01:02 PM

I've been biting my tongue, but people keep coins?

Every time you receive a coin, put it in the charity/donation box, tip jar, or the homeless guy's hand. Problem solved.

**riser4** · 06-07-2023, 02:16 PM

Originally Posted by Ted Striker

I've been biting my tongue, but people keep coins?

Every time you receive a coin, put it in the charity/donation box, tip jar, or the homeless guy's hand. Problem solved.

Fuck no. We routinely collect enough in coins for dinner at our favorite local place. And my town still has parking meters that take quarters. My CU and my wife's CU both have free coin counters. The wrinkle is that you have to deposit it in one of your accounts. That's fine by me. The grocery store also has one. It takes a cut so I don't use it. However, it advertised that you can get your money in BitCoin. So there's that, if I ever need it.

I put bills in the tip jar. The people I tip deserve actual money.

**jackstraw** · 06-07-2023, 02:38 PM

Originally Posted by Ted Striker

I've been biting my tongue, but people keep coins?

Every time you receive a coin, put it in the charity/donation box, tip jar, or the homeless guy's hand. Problem solved.

These are old af! Just found them in the basement. So bite your tongue off biatch!

I haven't kept new coins in years, but yeah, I got a ton that were never dealt with.

**Ted Striker** · 06-07-2023, 02:42 PM

If I'm being honest, there are probably a few jars hiding somewhere in our house.

On a related note, my wife always has coins, and she keeps them in an old 35 mm film container. Kids these days don't even know what that is.

**riser4** · 06-07-2023, 02:52 PM

Originally Posted by Ted Striker

If I'm being honest, there are probably a few jars hiding somewhere in our house.

On a related note, my wife always has coins, and she keeps them in an old 35 mm film container. Kids these days don't even know what that is.

I've used film canisters before, but not for coins. The old metal screw top ones were the best.

**boltonoutlaw** · 06-07-2023, 03:26 PM

Originally Posted by Ted Striker

I've been biting my tongue, but people keep coins?

Every time you receive a coin, put it in the charity/donation box, tip jar, or the homeless guy's hand. Problem solved.

That habit will be costly in Japan where they have JP¥500 coins