Results 176 to 200 of 249
Thread: Hurricane 2022
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09-29-2022, 02:55 PM #176
True enough, though municipalities are still building subways, etc. If they can build an underground railway in Panama City (as they did after the major building boom that ended in 2010), then I now believe almost anything is possible, and our super-smart selves can figure it out.
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09-29-2022, 03:04 PM #177
I can’t remember how many miles of existing distribution lines pge plans to bury for $10B.
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09-29-2022, 03:10 PM #178
I guess the most economical way would be to nationalize all utility companies in America, so local ratepayers and land developers who currently have to foot the bill to bury OHP for aesthetics can collectivize those debt service challenges with The People as a whole?
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09-29-2022, 03:45 PM #179
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09-29-2022, 04:02 PM #180
My understanding changing from aerial easement to underground easement on private property is a big deal.
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09-29-2022, 05:45 PM #181Registered User
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And operational maintenance of underground lines aint cheap, and takes longer to carry out.
I do think we could come up with better designs for above ground lines, however.
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09-29-2022, 05:53 PM #182
Where are all the surfers bro?? The break at St Augustine is firing right now!
Sent from my Pixel 6 using Tapatalk
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09-29-2022, 05:56 PM #183
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09-29-2022, 06:42 PM #184
Surfers are working their way up the Carolina coast. We're all working from home tomorrow... schools are either remote learning day or cancelled.
Go that way really REALLY fast. If something gets in your way, TURN!
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09-29-2022, 06:59 PM #185
I had to replace a perfectly good roof just to sell a house 4.5 years ago for that very reason. $21,000 later, I had... A ROOF. I am still pissed about it. The fraud and the "I got mine" that led to it is total bullshit. The house I am in now has a concrete tile roof. Supposed to be a 50 year roof, installed in 2001. I had an adjuster tell me it had less than 10 years left with an $80,000+ price tag in today's dollars. I never got a second opinion, but I need to be armed with the truth since a lot of insurance companies will likely pull back out of here.
I realize the path was about the same for Charlie. Pretty sure that is the one that ripped Captiva in half. My point was just that that was a much smaller and faster moving storm, so damage was a but limited. I remember seeing the swath it cut across I-75. It was surgical. Much much smaller path of destruction.
I know so many colleagues that live in Cape Coral. Hoping they all made it.
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09-29-2022, 07:21 PM #186
Vaya con dios, brah.
I still call it The Jake.
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09-29-2022, 07:45 PM #187
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09-29-2022, 08:43 PM #188
Florida has 8.16% of the claims yet over 76% of the lawsuits for the US.
https://www.google.com/amp/s/www.jax...-in-2022%3famp
Even when you win each is at least $1500 in extra costs.
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09-29-2022, 10:37 PM #189
I’m not an expert in reinsurance requirements in FL, but there are definitely a bunch of carriers failing. I believe most reinsurance treaties only include indemnity and not adjusting, legal, and experts. So the reinsurance may pick up the $20k roof but the carrier is on the hook for the $1m in fees.
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09-29-2022, 10:51 PM #190
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09-30-2022, 03:31 AM #191
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09-30-2022, 05:00 AM #192
There are plenty of firms that do fixed price (I think the official term is alternative fee arrangement) handling of standard insurance claims. Most never see court or are cookie cutter handling, just like the lawsuits.
My dollar figure is probably off as that was the amount in certain southern states 6-7 years ago.
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09-30-2022, 05:08 AM #193
Puppet of evil not gonna visit FLA.
Go figure.watch out for snakes
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09-30-2022, 07:48 AM #194
This has been a problem for a while. So many sharks down here. Land and otherwise.
I am not sure what most on here pay for homeowner's or flood, but it is a huge expense down here, and it keeps getting higher.
Flood is required for flood zone A to C, so if you have a mortgage, you have to have flood in those zones. A through C probably goes from 0-25 ft, maybe 30 feet.
So here are the round about numbers for a 3700 sq ft house.
Homeowner's- $6-7k/ yr
Wind Deductible- 10-15%
Flood- $1500-2500/yr
The big problem is when the roof is damaged. There is always a fight with ins. about what they will cover. Your wind deductible will usually put the cost of the roof on you, but the water damage is usually the bigger issue. The ins. companies always play games with that.
Flood is the same way. we had a water event that we thought was a pipe burst under the slab. They wouldn't cover it because 2 or more adjacent properties hadn't flooded. Homeowner's wouldn't cover it because they said it was a flood issue. Meanwhile, we were trying to install a wood floor on a slab that was all out 100% water. I ended up finding the problem and fixing it, then renting some big dehumidifiers and drying the slab out. Added 2 weeks to the project, but it taught me a huge lesson about what we are paying for.
There is fraud on both sides.
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09-30-2022, 07:51 AM #195
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09-30-2022, 07:51 AM #196
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09-30-2022, 09:52 AM #197
A bunch of carriers went tits up in Louisiana too. It's the job of state insurance commissions to make sure carriers are financially strong enough to write X number of policies up to Y dollars of risks.
The La insurance commission is the one to blame in Louisiana. You're not supposed to have multiple carriers going bankrupt for paying claims.
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09-30-2022, 10:09 AM #198Registered User
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- Apr 2021
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09-30-2022, 11:55 AM #199
Bush junior made some mistakes regarding fed disaster declarations that I believe DHS/FEMA learned from. I remember he showed up in AZ after a flood or wildfire (can’t remember which) without an invitation to tour the disaster and jumped the gun in making a public federal disaster declaration.
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09-30-2022, 01:10 PM #200
I just had a look at the PredictWind forecasts and it looks like Iceman-land could see 3-4 days of tropical storm level winds starting tomorrow some time. Gnarly.
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