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  1. #201
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    Washington's new state run long term care insurance program (nursing home) goes into effect soon. The state will levy a 0.58% payroll tax on all W-2 workers with no income limit, and no ability to opt out, in order to fund the program. You only get the benefit if you pay in but the total benefit is capped at $36,500. It also can only be used on Washington state nursing homes. It kind of sounds crazy but I think it's the only way we prevent a massive amount of homeless old people on the streets down the road.

  2. #202
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    Quote Originally Posted by Mazderati View Post
    Because employers are a direct beneficiary.
    Because payroll taxes all already regressive.
    Because corporate income tax rates are near historical lows.
    Because businesses already fight tooth and nail on anything that equals more taxes for them.

    What is the alternative? Personal income taxes? Sales taxes? Something else? Why? Because there is less organized resistance?
    I think this is one of those areas where corporations can be very narrow minded and short sighted. They want someone else to pay for providing an educated workforce. Coming out of an industry that was and still is desperate for diesel mechanics, and small motor mechanics, as well as just general mechanical skills, like welding are hard to come by. Not sure what the enrollment figures are for trade schools, but that's an area where some larger manufacturers are starting to fund the trade schools because they are so desperate for those types of skill sets. Even offering paid internships to try and build and retain a new generation of tradesmen.
    "We don't beat the reaper by living longer, we beat the reaper by living well and living fully." - Randy Pausch

  3. #203
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    You can opt out of the WA LTC plan if you have credible coverage elsewhere but the timeline to do so is approaching fast.

  4. #204
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    Quote Originally Posted by SumJongGuy View Post
    And there's the other faction of this "Great Resignation".. Those who are quitting over the vaccine requirements.. I don't think they're holding out for better compensation.. #WelfareQueensFTW!
    There are probably more people staying home because they don't want to work with unvaccinated people who refuse to wear masks or care for or serve unvaccinated people who refuse to wear masks. There are many many more people afraid of the virus than are afraid of the vaccine, and masks, and mandates. But it's the antimask antivaxers who get the attention with their picketing officials' homes, threatening them, assaulting flight attendants, etc etc.

  5. #205
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    Quote Originally Posted by Conundrum View Post
    You can opt out of the WA LTC plan if you have credible coverage elsewhere but the timeline to do so is approaching fast.
    Yes, but the deadline to opt out is Nov 1 and I was told several weeks ago that even if you wanted to opt out you wouldn't be able to get a private policy in time before the deadline. And after that deadline passes, all future workers cannot opt out, ever (this is necessary to insure it gets funded).

  6. #206
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    Sure, if you haven't secured a private policy now, you're in the program. There were a lot of months prior to now to secure a policy though. If you were a high income earner, it behooved you to take action prior to now and financial planners would have been on top of it. It's actually a shitty deal for high earners, decent for average and below.

  7. #207
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    I looked at staying in (not opting out) as doing my part for the greater good. Opting out would have required to pay some insurance company premiums for the rest of my life (because if you stop paying, you don't get the benefit). I rather the state make money off me and use it to help out broke, old, homeless people, than make some insurance company rich.

  8. #208
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    Quote Originally Posted by altasnob View Post
    Washington's new state run long term care insurance program (nursing home) goes into effect soon. The state will levy a 0.58% payroll tax on all W-2 workers with no income limit, and no ability to opt out, in order to fund the program. You only get the benefit if you pay in but the total benefit is capped at $36,500. It also can only be used on Washington state nursing homes. It kind of sounds crazy but I think it's the only way we prevent a massive amount of homeless old people on the streets down the road.
    That plan seems pretty useless if the total benefit is capped at $36,500. That will pay for about 4 months of care.
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  9. #209
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    Quote Originally Posted by ötzi View Post
    What's that guy doing packing boxes on a line at Amazon or wherever? I smell fake or setup. Although I'm sure it's a grim place to work and that similar shit happens all the time.

    A buddy who's in construction and I were talking and we decided the reason nobody can find anybody to hire is that the Rapture happened and a lot of people are gone. We got left behind, fuck.
    Haha, yeah, those antivaxxers are very Christian.

    But seriously, we're just supposed to go back to normal after 700,000 deaths and counting like the status quo was so great for so many people? No thanks.
    I've managed to stay self-employed for the past 5 or 6 years. There's no going back to having a boss.
    No longer stuck.

    Quote Originally Posted by stuckathuntermtn View Post
    Just an uneducated guess.

  10. #210
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    Quote Originally Posted by liv2ski View Post
    That plan seems pretty useless if the total benefit is capped at $36,500. That will pay for about 4 months of care.
    As an aside, if I lived in WA and make what I make here, that plan would cost me $800 more per year than I pay on my private plan and give me less $263,500 less in total benefit. At some point, I'm okay making an insurance company rich for the delta in benefits. In fact, I would be okay with WA taking the extra $800 and putting it in the fund and still paying for and keeping my private plan.

    I think the benefit of the WA plan is most people are never taught how to look at their own finances regardless of their income so at least it's something. $36k isn't going far in assisted living though. Home econ used to be a class in K-12 that taught financial responsibility .

  11. #211
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    Quote Originally Posted by Foggy_Goggles View Post
    I'm all about it! Wage stagnation has just shifted money from the working class to the asset owning/corporate profit owning/upper class. I proliferation of sub-living wage jobs is just socialism with weird rules. Where it's gonna get strange is where large inflexible businesses provide quasi vital services. Think petroleum tanker. drivers or grocery store employees. Locally I'm concerned that City Market (Kroger) may just decide that it isn't profitable to operate a grocery store in Granby. We already don't have a full service deli counter anymore. There are two checkers when there used to be 6 etc. Word on the street from my Exec and Super level employee friends at Winter Park is we are gonna see what operating with a skeleton staff in gonna look like. Of coarse, locally we have the double down of zero work force housing.

    Things are so fucked politically and socially that I feel major change causing major pain in the only thing that may work. The only question is who will lead and will they do such in the best interest of the country as a whole or just exacerbate the current system of putting it in their pockets whilst the rest of us fight amongst ourselves as we race down the drain.
    The entire service industry deserves to collapse. It'll suck, but it really does.
    Nobody likes to get yelled at and harassed for 9+ hours a day while not even being allowed to sit down. It's not just a wage issue, it's a quality of life issue.
    No longer stuck.

    Quote Originally Posted by stuckathuntermtn View Post
    Just an uneducated guess.

  12. #212
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    Quote Originally Posted by stuckathuntermtn View Post
    Haha, yeah, those antivaxxers are very Christian.

    But seriously, we're just supposed to go back to normal after 700,000 deaths and counting like the status quo was so great for so many people? No thanks.
    I've managed to stay self-employed for the past 5 or 6 years. There's no going back to having a boss.
    From what I have read, people are just burned out and looking to make a change. The deaths are just some icing on the cake for those who lost loved ones.
    Once you have not had a supervisor, it is really hard to go back to that. I told my wife my job ruined me for anything else 30 years ago. No way in hell would I ever do a 9-5 job with all this BS that goes with it ever again.
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  13. #213
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    Quote Originally Posted by liv2ski View Post
    That plan seems pretty useless if the total benefit is capped at $36,500. That will pay for about 4 months of care.
    My grandmother passed a few years ago but she had a single room in a decent, but very far from glamorous, nursing home and her total bill was over 8k per month. She could have gotten by on less with a shared room but it would still have been ~5k per month.
    Brandine: Now Cletus, if I catch you with pig lipstick on your collar one more time you ain't gonna be allowed to sleep in the barn no more!
    Cletus: Duly noted.

  14. #214
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    Quote Originally Posted by stuckathuntermtn View Post
    Haha, yeah, those antivaxxers are very Christian.

    But seriously, we're just supposed to go back to normal after 700,000 deaths and counting like the status quo was so great for so many people? No thanks.
    I've managed to stay self-employed for the past 5 or 6 years. There's no going back to having a boss.
    I'll add: it's also difficult to go back to "normal" when you've been remote working...and it works. I have a buddy who's defensive lit firm started back at the office this week, after 1.5yrs remote. I asked him why. He said he didn't know, but the bosses want everyone back. We both shrugged.

    His job largely (95%) is writing motions and 5% going to Court. Why the shit does he need to go back to the office 8-5 (or longer) every M-F...or the hassle that goes along with it??? How many companies want everyone "back at the office" while their employees think: no thanks, I have wifi.
    It makes perfect sense...until you think about it.

    I suspect there's logic behind the madness, but I'm too dumb to see it.

  15. #215
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    Likely a stupid question, but I've recently been considering a career change. I'm 39, have a masters in my field (behavior analysis) and make roughly 70k / year.

    My job is high stress. I sometimes get hit, kicked, bit, spit on, etc.. I'm good with that, as this is the field I chose and I really get a lot of satisfaction from seeing my students make progress.

    But admin and staff often want me to "fix it" immediately.. which isn't possible. These things take time. But when it happens again, to someone else, it's my fault. Even if they don't follow my plans and guidelines.

    I'd like something that doesn't come with that level of stress and unreasonable, unrealistic "accountability"

    I realize that the punched in the face stuff is part of this job and that isn't my complaint. It's the unrealistic expectations that I can wave a magic wand and fix it tomorrow (that's not how my science works) from people who don't get it.

    With all these openings, is there something I can get into with a similar salary that doesn't carry this level of stress without going for another masters?

    Assuming not, but this thread is here, so what the hell.. May as well ask.

    Metro-west Boston and not relocating if that matters.

    Help me? I can't afford to quit but am totally burned out.
    Last edited by JayPowHound; 10-19-2021 at 01:49 PM.

  16. #216
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    @Jay -- damn dude -- that's rough AF. If you have any talent with numbers / stats / programming -- consider checking out local and state govt. Many are flush with cash right now and have analyst jobs in social services that would suit you. Experience in the field can count for a lot with many of said hiring teams.

    Personally -- I'm sitting here waiting on an offer letter after a phone call this AM. Will likely be joining the ranks of those resigning by tomorrow. Wife resigned her job just 2 months ago. I'm making the move for QoL reasons. Wife made hers for virus reasons (e.g. adjunct wages not worth risk of maskless college students.) She's making a bunch more so that I can make a bit less.

  17. #217
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    Quote Originally Posted by smartyiak View Post
    I'll add: it's also difficult to go back to "normal" when you've been remote working...and it works. I have a buddy who's defensive lit firm started back at the office this week, after 1.5yrs remote. I asked him why. He said he didn't know, but the bosses want everyone back. We both shrugged.

    His job largely (95%) is writing motions and 5% going to Court. Why the shit does he need to go back to the office 8-5 (or longer) every M-F...or the hassle that goes along with it??? How many companies want everyone "back at the office" while their employees think: no thanks, I have wifi.
    My org: “we are not going to be a remote workforce, period”.

    Has adopted a default hybrid model which is something. Already have seen a few departures, but can’t imagine many more considering the overall workplace perks.

  18. #218
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    Lets flesh this out 2-3 years from now.

    Before COVID, we were entering "new gilded age" with a shrinking middle class and wealth concentrated towards the top 1%. That was happening for awhile.

    During COVID, we watched the greatest upward transfer of wealth in recorded history. Government forced closures of (only small business, LOL) and the CARES act (which only benefitted large corporations) was a big FUCK YOU to the average american business owner and populace as a whole.

    We currently have large corporations making record profits with skeleton crews for staff at each location.

    There has to be a breaking point, but what is it going to be?
    Skiing in the rockies is like 70's porn

    Lots of bush

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  19. #219
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    Quote Originally Posted by old_newguy View Post
    My org: “we are not going to be a remote workforce, period”.

    Has adopted a default hybrid model which is something. Already have seen a few departures, but can’t imagine many more considering the overall workplace perks.
    Where I work is technically full time (8:30-5) back at the office...but we have a liberal "work-at home" policy. They pretty much grant any reasonable request. I'd say >50% of the workforce is on some form hybrid sked; it works just fine and strikes a nice balance between being seen and work from home.
    It makes perfect sense...until you think about it.

    I suspect there's logic behind the madness, but I'm too dumb to see it.

  20. #220
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    We're voluntary return in a mostly sales based org. Of the sales people who are returning more, it seems they are selling more. There are anomalies though. For the support staff, I'd say 50/50. We are losing good people there who are supporting the underproducers. The feedback is they are tired of carrying the load while the sales people do nothing and continue to get paid on residuals. I agree with them. Seems to fit the current narrative that those doing the actual work are getting the shaft.

  21. #221
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    Quote Originally Posted by JayPowHound View Post
    Likely a stupid question, but I've recently been considering a career change. I'm 39, have a masters in my field (behavior analysis) and make roughly 70k / year.
    1. If you're gonna do it do it now.
    2. I don't think a particular degree should slot you into a single professional path for life. I know guys on Wall St with engineering degrees and others with English degrees. Focus on what you're good at doing skills wise (besides getting punched in the face) and try to leverage those skills.
    3. Find an industry in your area that's growing. Western Boston area has tons, esp in the med and health fields.
    4. Only as a last resort work for the gov't.

    Good luck!
    "timberridge is terminally vapid" -- a fortune cookie in Yueyang

  22. #222
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    Quote Originally Posted by doebedoe View Post
    @Jay -- damn dude -- that's rough AF. If you have any talent with numbers / stats / programming -- consider checking out local and state govt. Many are flush with cash right now and have analyst jobs in social services that would suit you. Experience in the field can count for a lot with many of said hiring teams.

    Personally -- I'm sitting here waiting on an offer letter after a phone call this AM. Will likely be joining the ranks of those resigning by tomorrow. Wife resigned her job just 2 months ago. I'm making the move for QoL reasons. Wife made hers for virus reasons (e.g. adjunct wages not worth risk of maskless college students.) She's making a bunch more so that I can make a bit less.
    Thanks, I appreciate it. I really love my actual work, just fed up with people expecting more than is realistic or possible.

    Curious about these govt Social Services number punching jobs. What would the position be called? I'm way out of my element here as I've always been front line but am eager to research. I'm data driven and objective. Good with numbers but no programming since my C++ classes back in HS in the late 90s. Those were easy and seemed intuitive if that's worth anything.

  23. #223
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    Quote Originally Posted by Timberridge View Post
    1. If you're gonna do it do it now.
    2. I don't think a particular degree should slot you into a single professional path for life. I know guys on Wall St with engineering degrees and others with English degrees. Focus on what you're good at doing skills wise (besides getting punched in the face) and try to leverage those skills.
    3. Find an industry in your area that's growing. Western Boston area has tons, esp in the med and health fields.
    4. Only as a last resort work for the gov't.

    Good luck!
    Data analysis skills are strong, and could possibly carry over to other fields. Guess I just don't know what I'm looking for.

    And I'm agreeing that now may be the best time.

    Lots to think about.

  24. #224
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    Quote Originally Posted by JayPowHound View Post
    Likely a stupid question, but I've recently been considering a career change. I'm 39, have a masters in my field (behavior analysis) and make roughly 70k / year.

    My job is high stress. I sometimes get hit, kicked, bit, spit on, etc.. I'm good with that, as this is the field I chose and I really get a lot of satisfaction from seeing my students make progress.

    But admin and staff often want me to "fix it" immediately.. which isn't possible. These things take time. But when it happens again, to someone else, it's my fault. Even if they don't follow my plans and guidelines.

    I'd like something that doesn't come with that level of stress and unreasonable, unrealistic "accountability"

    I realize that the punched in the face stuff is part of this job and that isn't my complaint. It's the unrealistic expectations that I can wave a magic wand and fix it tomorrow (that's not how my science works) from people who don't get it.

    With all these openings, is there something I can get into with a similar salary that doesn't carry this level of stress without going for another masters?

    Assuming not, but this thread is here, so what the hell.. May as well ask.

    Metro-west Boston and not relocating if that matters.

    Help me? I can't afford to quit but am totally burned out.
    Is there a path for your degree to be licensed in counseling and do private practice?

    My wife has a master's in counseling. She did the extra course work for both school guidance and LCMHC. She did two years in school guidance before getting a job in crisis at the local mental health agency. She was able to get her 2000 hours of supervision that way. She's had her own shingle out now for about 12 years. Not sure how VT and MA differ in this field, licensing, etc.

  25. #225
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    Quote Originally Posted by doebedoe View Post
    Personally -- I'm sitting here waiting on an offer letter after a phone call this AM. Will likely be joining the ranks of those resigning by tomorrow. Wife resigned her job just 2 months ago. I'm making the move for QoL reasons. Wife made hers for virus reasons (e.g. adjunct wages not worth risk of maskless college students.) She's making a bunch more so that I can make a bit less.
    Are you physically moving somewhere, or just going into the private sector, or just moving into a different govt role with better QoL?
    "fuck off you asshat gaper shit for brains fucktard wanker." - Jesus Christ
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