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  1. #3776
    Join Date
    Oct 2002
    Location
    Shadynasty's Jazz Club
    Posts
    10,248
    I’ve always had good luck with credit unions. I can do everything with my CU accounts that I can do with the majors. If that’s not an option, I’ve had good luck with Chase.


    Quote Originally Posted by Danno View Post
    4.35%, that seems pretty good to me.

    https://www.mysavingsdirect.com/
    That account and rate is the only reason to deal with Emigrant. I wouldn’t go near them for any other banking.
    Remind me. We'll send him a red cap and a Speedo.

  2. #3777
    Join Date
    Feb 2005
    Posts
    19,215
    Why do father's take their kids to be killed in the bc? You spent all that time teaching them, apparently nothing worthwhile. I was taught how to fight, eat, and never come home asking for anything. How to press a shirt, how to never be late, change a tire, jump a car, how to lift and fix anything, wear a condom. To be nice to a fault. Especially with girls.

    Why do fathers now teach their kids how to die? Random.

    We have a serious father problem. And yes, I know it goes way further than what I am bringing up.

    This is undoubtedly a new trend that I was not aware of.

    Ego Dad Shit? C'mon, really? Rad syndrome?

    Mid life crisis is now elevated.

    I only know of 3 children in my only blood family that walks this earth and none of them has a fucking clue about life in any sense.
    And they are not mine, and I feel so sorry for them. Because it's really going to hurt in a couple years when they get raped or completely bombasted. Their little vegan world is going to come crushing down on them, and their father did that.

    What father would dare to venture into anything, god forbid that might cause harm? Is this the new 70's? Is this the new I'm going to be a cool dad? Let's rip (literally)? Let's let them do their snowboarding thing on the big hill and rip a couple laps and not give a fuck? They all had beacons. Think about that. I will be the one to say it. YOUR DAD WAS A DOUCHE AND KILLED YOU BY LACK OF EDUMACATION, AND HE DROPPED DOWN ON YOU AND KILLED YOU. CAIC, we are always so sad for those involved.

    Fuck that. I see the Dad bro's all the time. It's like a comp with their offspring. Way to go DAD.

    Do we need a fast freddy Makers mens group? Nope, because we don't breed.

    They killed their children. I'll say it. No one will. They did.


    The bro bra thing with the Dad's is something that I have seen way more than the cool sneakers. My kid dropped this, backed this, What did your kid do? Not saying, but Montanaskier, beware, because if I see your son in East Vail, I'mma gonna give him a 30 minute talk, and if he can't explain himself then I'm going to make sure he can't ski. And you will thank me for it.
    It's like the inter mountain west equivalent of multiple stupid hunting accidents. Seriously. Here, a pair of fat skis, have at it. 12g.

    If I see MontansSkier's kid in east vail he better give me a half hour explication of why. And if he doesn't I'm going to beat the shit out of him and he won't be able to so Katie doesn't have to look at his dead body.

    Taft. But accelerated by Dad syndrome. That's fucked. Fuck yourself all you want. Teach that this snow world we live in is not a flat world. 31-38 degrees is not a playground, and that is nothing, but it can be dead, quickly. Huck you meat and be prepared to eat shit. Like your life.

    Where are the ethics being passed down Why are parents bringing their kids to the brewpub and showing off? What do think is going to happen?

    Not my problem. I went from try not to get someone preggers to pulling people aside and having a little talk. I suggest all of you do the same. Please.
    Last edited by MakersTeleMark; 01-04-2023 at 08:05 AM.
    Is it radix panax notoginseng? - splat
    This is like hanging yourself but the rope breaks. - DTM
    Dude Listen to mtm. He's a marriage counselor at burning man. - subtle plague

  3. #3778
    Join Date
    Dec 2004
    Location
    Where the sheets have no stains
    Posts
    22,070
    OK, here's an easy one.

    I have a small business and charge by the month for service. I am starting to help a new person start their own business doing the same thing. As a part of that I will be sending them clients until they get established. I have too much work as it is so it is a relief to hand some of these off.

    How much, if anything should I get from them in monetary compensation?
    I have been in this State for 30 years and I am willing to admit that I am part of the problem.

    "Happiest years of my life were earning < $8.00 and hour, collecting unemployment every spring and fall, no car, no debt and no responsibilities. 1984-1990 Park City UT"

  4. #3779
    Join Date
    Feb 2005
    Posts
    19,215
    Quote Originally Posted by Bunion 2020 View Post
    OK, here's an easy one.

    I have a small business and charge by the month for service. I am starting to help a new person start their own business doing the same thing. As a part of that I will be sending them clients until they get established. I have too much work as it is so it is a relief to hand some of these off.

    How much, if anything should I get from them in monetary compensation?
    Simple answer. Percentage of net, or a flat referral fee. You're welcome.

    But it gets complicated.

    What business?

    If I send you Katie's kombucha latte farm and you do her marketing, then how do you monetize that? I know how to, but, that's different than sending someone a bunch of code or a marketing platform or media.

    Say your thing, you can be vague, and I can price it.

    Basically I am asking what service do you give? Are you a photographer or an SEO wizard, or a chef, or a POS vendor? Need more details, that is why my first answer was so curt and simple. It's not a simple question at all. That it why you are struggling with it. And that is healthy.

    If there is a competitive normative thing, then you have your price. If you bring creatives, who really make your money in many spaces, then it becomes more complex, but approachable with certain norms.

    I charge per month for a service sounds like a utility. Flat rate. Sorry bro for your lack of creativity, but I get it. Ride the line.
    Is it radix panax notoginseng? - splat
    This is like hanging yourself but the rope breaks. - DTM
    Dude Listen to mtm. He's a marriage counselor at burning man. - subtle plague

  5. #3780
    Join Date
    Dec 2004
    Location
    Where the sheets have no stains
    Posts
    22,070
    So you say you ski Vail? No wonder you are so angry.

    Anyone else?
    I have been in this State for 30 years and I am willing to admit that I am part of the problem.

    "Happiest years of my life were earning < $8.00 and hour, collecting unemployment every spring and fall, no car, no debt and no responsibilities. 1984-1990 Park City UT"

  6. #3781
    Join Date
    Aug 2007
    Location
    At the beach
    Posts
    19,069
    Flat referral fee per client referred that he converts to a customer, like the first months revenue?
    Quote Originally Posted by leroy jenkins View Post
    I think you'd have an easier time understanding people if you remembered that 80% of them are fucking morons.
    That is why I like dogs, more than most people.

  7. #3782
    Join Date
    Dec 2012
    Posts
    17,749
    Quote Originally Posted by MakersTeleMark View Post
    What business?
    High end escort service in Pocatello ID.
    "timberridge is terminally vapid" -- a fortune cookie in Yueyang

  8. #3783
    Join Date
    Oct 2002
    Location
    my own little world
    Posts
    5,838
    Flat fee on the honor system, or just take it in goodwill. Whatever it is, even goodwill, just make sure it’s clearly stated. “You can buy me lunch sometime and help me out when I need it.”
    focus.

  9. #3784
    Join Date
    Sep 2006
    Location
    Fraggle Rock, CO
    Posts
    7,767
    $0 and hope for a generous Christmas present. Other guy is a help to you since now you can take the best customers and then shoot the others his way instead of just telling the overflow that you're booked. Win win...
    Brandine: Now Cletus, if I catch you with pig lipstick on your collar one more time you ain't gonna be allowed to sleep in the barn no more!
    Cletus: Duly noted.

  10. #3785
    Join Date
    Mar 2006
    Location
    General Sherman's Favorite City
    Posts
    35,251
    What the hell is MTM on about?

    The adult son who got buried off Peak 10 sidecountry this week?
    I still call it The Jake.

  11. #3786
    Join Date
    Oct 2002
    Location
    my own little world
    Posts
    5,838
    With MTM, if it doesn’t make sense on its face I don’t spend more time on it.

    Life is too short.
    focus.

  12. #3787
    Join Date
    Aug 2015
    Location
    Slightly off route
    Posts
    232
    Quote Originally Posted by Bunion 2020 View Post
    So you say you ski Vail? No wonder you are so angry.

    Anyone else?
    Unless it is a large potential referral fee, I'd say take nothing. It avoids the question of telling folks you are getting paid to refer them to the new guy.

  13. #3788
    Join Date
    Mar 2005
    Location
    Dystopia
    Posts
    21,054
    Quote Originally Posted by BmillsSkier View Post
    What the hell is MTM on about?

    The adult son who got buried off Peak 10 sidecountry this week?
    Huh. I missed that tragedy.

    My boys have been sidecountry. Not yet adults. But they always have a beacon and always have a sweeper

    And they don’t go on high hazard. And I try to teach them every trip. Why we’re going here and not there. Hoping that once they are older they don’t do stupid shit.

    Maybe I should teach them about mtm drunkposting?

  14. #3789
    Join Date
    Mar 2008
    Location
    the ham
    Posts
    13,370
    Quote Originally Posted by Danno View Post
    really? haven't seen that
    Yeah, the last time I opened one of those. When I inquired as to why they checked my credit when they weren't extending me any, they blew it off as being "automatic", and NBD.

    I've had mixed results with car dealers too - even though I have never once financed through one.

  15. #3790
    Join Date
    Oct 2002
    Location
    my own little world
    Posts
    5,838

    Random Unthreadworthy Questions

    Pretty standard to run a credit report. Should be a soft pull unless it’s getting tied to something credity, like courtesy pay or OD Lines of Credit. They have a permissible purpose, in either event. Credit pulls cost them money, so they don’t do it just for kicks. Saves money in the long run to weed out the fraud risks and also provides another means of authentication.
    focus.

  16. #3791
    Join Date
    Apr 2021
    Posts
    2,839
    Quote Originally Posted by Bunion 2020 View Post
    OK, here's an easy one.

    I have a small business and charge by the month for service. I am starting to help a new person start their own business doing the same thing. As a part of that I will be sending them clients until they get established. I have too much work as it is so it is a relief to hand some of these off.

    How much, if anything should I get from them in monetary compensation?
    Getting new customers with no experience in many industries is difficult, there has to be a value in it. Percentage fee gets hard to track as customers come and go, but using a flat fee for compensation is easy. If they lose the customer after a month, that's their problem, flat fee still gets paid or was already paid. As for ethics on this - if it's construction and you trust his work (you trained him, right?) I'd say don't overthink this or care too much, ha.

  17. #3792
    Join Date
    Sep 2010
    Location
    In your Dreams
    Posts
    2,071
    If your sending him quality leads, take a percentage for a period of time that will give him a reasonable profit. Toss the guy a bone buy letting him take all of the first quality lead he lands. I had that happen to me once, 20,000 Timex Disney Lion King watches that Kodak bought, and I respected/trusted the guy giving me leads even more.
    Seeker of Truth. Dispenser of Wisdom. Protector of the Weak. Avenger of Evil.

  18. #3793
    Join Date
    Mar 2005
    Location
    Dystopia
    Posts
    21,054
    a dying linnet that was lying feet up, eyes closed on its back, unresponsive to the prick of a pin. “I hastened to place a small plate of zinc in its beak and a small piece of silver in its rectum,” he wrote, “and I immediately established a communication between the two metals with an iron rod. What was my astonishment, when at the moment of contact the bird opened its eyes, raised itself on its feet and beat its wings. It breathed again for six or eight minutes and then calmly died.

  19. #3794
    Join Date
    Sep 2005
    Location
    Not in the PRB
    Posts
    32,785
    Quote Originally Posted by Cisco Kid View Post
    If your sending him quality leads
    are they the Glengarry leads?
    "fuck off you asshat gaper shit for brains fucktard wanker." - Jesus Christ
    "She was tossing her bean salad with the vigor of a Drunken Pop princess so I walked out of the corner and said.... "need a hand?"" - Odin
    "everybody's got their hooks into you, fuck em....forge on motherfuckers, drag all those bitches across the goal line with you." - (not so) ill-advised strategy

  20. #3795
    Join Date
    Dec 2004
    Location
    Where the sheets have no stains
    Posts
    22,070
    Thanks for the feedback. Its for a woman I have worked with off and off for the past 25 years. She and he husband just sold their business, he is 65, she is 55 so she "needs" to keep working. In the interest of good fortune I am not going to bother with a cut of the existing projects she will manage. It will be well worth it not to have to drive to the Y/C 2x a week.
    I have been in this State for 30 years and I am willing to admit that I am part of the problem.

    "Happiest years of my life were earning < $8.00 and hour, collecting unemployment every spring and fall, no car, no debt and no responsibilities. 1984-1990 Park City UT"

  21. #3796
    Join Date
    Apr 2012
    Location
    ¯\_(ツ)_/¯
    Posts
    11,701
    For the least amount of headache, just have them pay you per lead. Some combo of cost of acquisition plus lifetime value, then take a small percentage of that. No follow up, or trust on their part to pay you out down the road.

  22. #3797
    Join Date
    Mar 2008
    Location
    the ham
    Posts
    13,370
    Quote Originally Posted by Mustonen View Post
    Pretty standard to run a credit report. Should be a soft pull unless it’s getting tied to something credity, like courtesy pay or OD Lines of Credit. They have a permissible purpose, in either event. Credit pulls cost them money, so they don’t do it just for kicks. Saves money in the long run to weed out the fraud risks and also provides another means of authentication.
    Pulls cost money that they pass along to their pool of customers. And I have no problem with their intended use. My gripe is Fair Isaac et al marketing credit scores as a predictive tool for all behavior, and businesses requiring them for cash transactions where no loan or credit is involved. It's just expanding their book.

    The idea that high FICO = responsible person is dubious at best, and frankly discriminatory. Ask any recent immigrant.

  23. #3798
    Join Date
    Jan 2008
    Location
    truckee
    Posts
    23,120
    Quote Originally Posted by Ted Striker View Post
    Yeah, the last time I opened one of those. When I inquired as to why they checked my credit when they weren't extending me any, they blew it off as being "automatic", and NBD.

    I've had mixed results with car dealers too - even though I have never once financed through one.
    Last time I bought a car--for cash--the wanted to do a credit check. My credit reports are frozen and I didn't want to go through the hassle of unfreezing them. It took them a while but they figured it out.

  24. #3799
    Join Date
    Oct 2002
    Location
    my own little world
    Posts
    5,838

    Random Unthreadworthy Questions

    Quote Originally Posted by Ted Striker View Post
    Pulls cost money that they pass along to their pool of customers. And I have no problem with their intended use. My gripe is Fair Isaac et al marketing credit scores as a predictive tool for all behavior, and businesses requiring them for cash transactions where no loan or credit is involved. It's just expanding their book.

    The idea that high FICO = responsible person is dubious at best, and frankly discriminatory. Ask any recent immigrant.
    It’s a fairly good prediction of whether or not you’ll pay an obligation, and that’s mostly all your bank is after. That and to confirm your name, address, etc. against the database. If it wasn’t effective they wouldn’t pay for it, and while the cost is passed on in some form or other, products are more typically priced against the market and saving $2/account is all profit, baby, until somebody passes a fraudulent $500 check and disappears.

    The discriminatory argument has been had here, but the synopsis is that credit scoring is fairly objective even if the inputs and the uses are not. Any idiot can get a 700+ credit score quickly if they just pay the bills they agree to pay. Inequities in score distributions are reflections of broken systems, not the broken systems themselves.
    focus.

  25. #3800
    Join Date
    Dec 2012
    Location
    I can still smell Poutine.
    Posts
    24,509
    What is this tool for? Is it for pine tar on wooden skis? Or general waxing? Does anyone want it? If you are local to northwest VT we can meet and then you can also have the partial canister of gas in it.

    Click image for larger version. 

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    Edit to add: the cannister may be empty.
    I see hydraulic turtles.

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