Page 2 of 3 FirstFirst 1 2 3 LastLast
Results 26 to 50 of 64
  1. #26
    Join Date
    Jan 2006
    Location
    Alpental
    Posts
    5,372
    Quote Originally Posted by Marshall Tucker View Post
    Here's a test. Which is less. $40k or $20k. ready, go
    Could you go over this with my Mrs? It never seems to work when I try to be a voice of reason.
    Move upside and let the man go through...

  2. #27
    Join Date
    Mar 2005
    Location
    SE USA
    Posts
    1,989
    ^ at my house we call it wife math.
    "Can't you see..."

  3. #28
    Join Date
    Oct 2005
    Posts
    10,501
    But itís 50% off!

    > thatís 50% more than I wanted to spend


    Sent from my iPhone using TGR Forums

  4. #29
    Join Date
    Apr 2006
    Location
    SF & the Ho
    Posts
    5,585

    Auto lease options

    Anyone look into the car ďsubscriptionsĒ Volvo was floating a few months ago? Seemed interesting. Lots of value I paying nothing except for gas

    If you want to drive a brand new car for 2-3 years, Iím not really seeing the downside to leasing or a subscription when factoring in off the lot free fall in price and expensive maintenance.

    But what do I know, Iím driving a 20 yr old Jeep into the ground

  5. #30
    Join Date
    Jan 2006
    Location
    Alpental
    Posts
    5,372
    Pretty sure this is not based on a good financial decision

    Move upside and let the man go through...

  6. #31
    Join Date
    Jan 2005
    Location
    Howdy Folks
    Posts
    1,619
    Quote Originally Posted by mcski View Post
    If you want to drive a brand new car for 2-3 years, Iím not really seeing the downside to leasing or a subscription when factoring in off the lot free fall in price and expensive maintenance.
    That is the essence. ďWanting to drive a brand new car every 2-3 yearsĒ is not a financially sound decision. But if thatís what you want, then leasing is a convenient financing structure to accomplish it

  7. #32
    Join Date
    Dec 2005
    Location
    pugski.com
    Posts
    3,206
    Leasing broken down HERE. Leasing 101: Should I lease a car?
    Click. Point. Chute.

  8. #33
    Join Date
    Feb 2007
    Location
    righthere/rightnow
    Posts
    2,337
    Quote Originally Posted by Marshall Tucker View Post
    Here's a test. Which is less. $40k or $20k. ready, go
    I drove a $2k bus for 10 years then a $12k F150 for 18 years, still own both because I’m sentimental over my rides.

    I’m driving a ‘14 Grand Cherokee now, owe about $10k on it and it just turned over 100k miles so the clock is ticking. Once a car goes over 140k miles the depreciation drops dramatically because it turns into a cash car, no reputable bank or CU lends on vehicles with mileage that high.

    At first I thought what the hell live a little and buy more than you need, new job in the industry might as well take advantage of the perks. But after looking at the numbers I’d be better off stashing the extra cash away for retirement so I’m probably going to end up buying used and get a loan through my CU.

  9. #34
    Join Date
    Mar 2005
    Location
    SE USA
    Posts
    1,989
    Well. I strongly recommend a solara convert. They are really popular around here.

  10. #35
    Join Date
    Feb 2007
    Location
    righthere/rightnow
    Posts
    2,337
    Toyota’s are too small and underpowered.
    I can pick up this Fit for $11k, drive it for another 20 years but where’s the fun in that.

    Click image for larger version. 

Name:	5E5FF074-E1B0-407C-A446-2C0A9E0A412F.jpg 
Views:	82 
Size:	684.4 KB 
ID:	291521

    I’m tired of marrying up with cars, I tried to convince myself to spend some money and see if leasing is a good option but it not unless you want to drive a Civic. Back to the used whore market.

    Name:  93C5F0FC-BC83-4A93-B53F-DDB6FDAB10D2.jpeg
Views: 286
Size:  93.0 KB

    Name:  758617F8-58C4-4094-A4DD-E5DE80B4B651.jpeg
Views: 286
Size:  108.2 KB
    Last edited by mud; 08-17-2019 at 08:30 PM.

  11. #36
    Join Date
    Dec 2005
    Location
    STL
    Posts
    8,530
    Iím coming up to 250k on my pilot.

    Next yr Iím buying a used, and loaded, pilot/ or Highlander with 50k in the clock and will be giddy about it.

    Iíd lease an inexpensive car as a second car if I needed one. Or maybe for my kids so they donít have expensive bills for me to pay, but it would be a leased civic, with no radio and roll down windows.


    Sent from my iPhone using TGR Forums

  12. #37
    Join Date
    Feb 2007
    Location
    righthere/rightnow
    Posts
    2,337
    Civic’s are what started me down the lease wormhole.
    They hold the best value over two to three years I could sell it for $2k to $3k over payoff. They don’t make them anymore with roll down windows, personally the EX and Sport hatchbacks are the most fun to drive. You can dog the hell out of them and still get 30+ mpg. Used are easy to pick up under $20k.

    Click image for larger version. 

Name:	1BC2219D-DB2E-4FDB-BA38-0C0179BCB8E1.jpg 
Views:	69 
Size:	665.0 KB 
ID:	291800

  13. #38
    Join Date
    Jul 2014
    Location
    TennesseeJed
    Posts
    9,432
    Quote Originally Posted by Marshall Tucker View Post
    ^ yeah we are on different planets. that's fer damn sure. It's only about the least cost per mile. period.

    OP - take note of how Bobby reacts. Tells ya what you need to know. And bobby, if you want to debate car finance, without all your hystrics, I'm not going anywhere.

    "Big man."
    You don't buy expensive cars. Obviously a lease doesn't make sense.

    If you bought expensive cars, it would. Not hard to grasp is it?

    People who buy expensive cars every 1-3 years are different than people who drive a farted in Japanese econo box for 500k miles. Neither are wrong. They just like different things. If you like having a exotic or luxury vehicle then a lease gives the person more financial protection. I take it you have never tried to sell a luxury or exotic with a bad carfax?

    Most people are payment buyers. Not cash.

    You could probably save a ton of money just riding public transportation...

    What's "hystrics"?
    Last edited by Bobby Stainless; 08-20-2019 at 01:26 PM.
    "I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road

    Brain dead and made of money.

  14. #39
    Join Date
    Oct 2002
    Location
    my own little world
    Posts
    2,352
    ^^ right.

    There is nothing wrong with buying a fun or luxurious or cool car. Weíre skiers. We spend money on extraneous shit as a hobby. Just recognize that anything over about $150/month is no longer justifiable as transportation need, but is instead transportation want.
    focus.

  15. #40
    Join Date
    Mar 2005
    Location
    SE USA
    Posts
    1,989
    Quote Originally Posted by Bobby Stainless View Post
    If you bought expensive cars, it would. Not hard to grasp is it?
    Is the OP trying to buy an exotic car? not hard to grasp, is it?
    "Can't you see..."

  16. #41
    Join Date
    Jul 2014
    Location
    TennesseeJed
    Posts
    9,432
    Quote Originally Posted by Marshall Tucker View Post
    Is the OP trying to buy an exotic car? not hard to grasp, is it?
    Quote Originally Posted by Bobby Stainless View Post
    Not true. Depends completely on the type of car and if its run through a biz or not.



    The normal buying cycle for premium buyers is 3 years/36 months. Pretty sure BMW leases way more than they sell. I've been out of the franchise part of the business for awhile though.

    Another interesting program is the multiple car lease the Benz/Audi/BMW do.
    9th post. Try and keep up.

    OP also mentions a Q8 in the first post. 60k would be a expensive car to a Solara owner.
    "I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road

    Brain dead and made of money.

  17. #42
    Join Date
    Mar 2005
    Location
    SE USA
    Posts
    1,989
    you keep answering all the questions except the ones that are asked. Keep up.
    "Can't you see..."

  18. #43
    Join Date
    Sep 2010
    Location
    Tejas
    Posts
    5,672
    Quote Originally Posted by mcski View Post
    Anyone look into the car “subscriptions” Volvo was floating a few months ago? Seemed interesting. Lots of value I paying nothing except for gas

    If you want to drive a brand new car for 2-3 years, I’m not really seeing the downside to leasing or a subscription when factoring in off the lot free fall in price and expensive maintenance.

    But what do I know, I’m driving a 20 yr old Jeep into the ground
    You can check it out at https://www.volvocars.com/us/shoppin.../care-by-volvo
    The fact that you can swap cars every 12 months is REALLY appealing for those who like always being in new cars. It's also cool that you really don't have to worry about any maintenance or insurance.

    That all said, it ain't cheap and if you crunch the numbers I'm really don't think the math pans out. Even taking the high depreciation you'd normally see on those cars into account. The monthly payments ain't cheap. Sounds hassle free and simple, which is worth the premium for many people, but I think I'd only go that route if I was just rolling in cash. For which I am not. Haha.

  19. #44
    Join Date
    Jul 2014
    Location
    TennesseeJed
    Posts
    9,432
    Quote Originally Posted by Marshall Tucker View Post
    you keep answering all the questions except the ones that are asked. Keep up.
    Lol. You mad.
    "I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road

    Brain dead and made of money.

  20. #45
    Join Date
    Mar 2005
    Location
    SE USA
    Posts
    1,989
    LOL. I'm not mad a bit. just amused.
    "Can't you see..."

  21. #46
    Join Date
    Nov 2003
    Location
    none
    Posts
    6,267
    Quote Originally Posted by mud View Post
    So Iím in need of a new ride within the next year, preferably an suv for space but open to wagons.

    The Q7 is nice but then you sit in a Q8 and things start getting ridiculous. .
    Q7 are over 6000GVWR, thus qualifying for accelerated depreciation, if you use it for your dental supply business.

    Buy it at the end of December, a great time to buy cars, and still get the the whole years worth of depreciation.

  22. #47
    Join Date
    Feb 2007
    Location
    righthere/rightnow
    Posts
    2,337
    Yeah, Audi’s are nice but a bit too much car for me. Right now Honda’s and Toyota’s hold the best residual resale value but looking long term buying slightly used makes the most sense.

  23. #48
    Join Date
    Jul 2014
    Location
    TennesseeJed
    Posts
    9,432
    I hear Solaras are nice.
    "I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road

    Brain dead and made of money.

  24. #49
    Join Date
    Mar 2005
    Location
    SE USA
    Posts
    1,989
    Quote Originally Posted by Bobby Stainless View Post
    I hear Solaras are nice.
    Quote Originally Posted by Marshall Tucker View Post
    I strongly recommend a solara convert. They are really popular around here.
    Quote Originally Posted by Bobby Stainless View Post
    Try and keep up
    Bad form man, but hey. you consistent.
    "Can't you see..."

  25. #50
    Join Date
    Sep 2001
    Location
    The Cone of Uncertainty
    Posts
    46,843
    What about leasing with a buyout at the end? Is tht even a thing? I don't know shit about leasing but I'm kinda slowly turning around the idea of buying a Grand Cherokee. It seems like they are either great or terrible. If it was terrible it would be nice to have it be their responsibility, and if it was great it would be nice to keep it. Does this make any sense at all?

    Yeah, buy a Toyota, I know.

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •