You've got to decide when and how you want to use this. If you are in a warm environment, body armor can hold a lot of heat. What's your skiing style? Proper quiet upper body? You ski park so you need to think about flexibility and rail impacts. Some of the heavy duty ski race and moto armor can be a bit constricting.
You have to think about how you ski, how you fall, and where you want the armor balanced, overbuilt, or thin. Think about where you need hard plastic or VPD to spread the impact out (rail and rock hits, or flat surface hits to bony prominence or curved bones) vs where you just need impact absorption and foam is fine.
Keep in mind a lot of DB/Moto/MTB stuff is going to have amazingly heavy duty spine protection. Moto/DB is going to have very heavy frontal chest protection because they are dealing with roost while MTB/Ski is not. Also when dealing with moto/db/mtb armor, look at what is merely for abrasion protection because they need that when sliding across dirt trail at 30mph. Skiers can do without that. Skiers only need impact mitigation.
Check offerings from:
Dianese!
Gold standard among racers and makes great stuff but I've never owned it because of the price
POC makes amazing stuff. Keep in mind the VPD moves with your body super well when warm, like 70deg. But if it is 40deg it can be rock hard. So you'll want to wear VPD armor as your first or second layer to get the real advantage. VPD is much heaver per unit of protection than foam/plastic, but you get the flexibility. I use VPD armor shorts for biking and they are by far the best choice out there. I haven't tried them for skiing after using bulky RED (burton) shorts until they fell apart.
TLD is awesome. 5850 or the 3800 have stellar torso padding and good flexibilty. It is some of the most well distributed protection vs focusing in one spot. I didn't use them for biking because I thought they would be a bit warm but I use their 5450 forearm and knee guards which are amazing and light.
http://www.troyleedesigns.com/bike/protection
This is what I use for DH biking torso protection, but not the best lateral rib coverage and I opted for something with lighter chest
https://7protection.com/us/product/control-suit/
I used to use the Acerbis Koerta for DH, they now have the Koerta 2 and the Cosmic:
https://www.acerbisusa.com/products
Acerbis is well priced dirtbike armor
For cheap, there are tons of moto roost protectors out there in the $50 range.
Lastly, you have osteoperosis at 34. Think hard about the risk/reward of park. Think really hard. Also, maybe try another specialist if nobody has given you a good answer or treatment plan...
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