What's the best credit card deal today?

[mattig]

Almost assuredly not. Unless US Bank is paying competitive rates on that savings account... which i doubt *greatly.*

Yeah, Everbank is 4.75% and U.S. Bank maxes out at 3.50% right now, for that Smartly account.

[rod9301]

Costco Card. Unless you drive a hybrid or a motorcycle, I think it’s a no brainer.
Closest Costco to me is [emoji638] hrs away, but i got $[emoji640][emoji6[emoji640][emoji637]][emoji[emoji6[emoji640][emoji638]][emoji640][emoji6[emoji640][emoji638]]] last year from just gas. To be clear, the [emoji640]% is not just on Costco gas. Pretty much any gas not connected to a supermarket or warehouse.


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Are you talking about a Costco card, to buy stuff at Costco, or a Costco credit card?

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[El Chupacabra]

Are you talking about a Costco card, to buy stuff at Costco, or a Costco credit card?

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The Costco branded Visa card, issued by Citi, is what provides 4% cashback annually on gas purchases, up to an annual max of $7K IIRC.

Gas and Costco purchases are the only things I use my. Costco visa for.

[jm2e]

[emoji638]][emoji640][emoji639]][emoji637][emoji6[emoji640][emoji638]][emoji6[emoji640][emoji638]][emoji6[emoji640][emoji637]][emoji640][emoji[emoji6[emoji640][emoji638]][emoji640][emoji640]]]
Gas and Costco purchases are the only things I use my. Costco visa for.

I use mine for [emoji639]% on travel and restaurants.
I still haven’t found travel point card that gives me a tangible reward, other than the signing bonus.



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[yeahman]

I was in a car repair shop yesterday and asked the guy if he minded if I write him a check. He said, "If you don't, I'll charge you an extra 3.5%."

Quite a change from "we don't accept personal checks."

All those rewards we covet come at the expense of small businesses.

[liv2ski]

Almost assuredly not. Unless US Bank is paying competitive rates on that savings account... which i doubt *greatly.*

What ever they are paying it isn't close to the 16% average my Morgan Stanley FA made me this year. He apologized for keeping me pretty conservatively invested the first part of the year.

[byates1]

Another shout out to venmo visa. 2-3% back in BTC which has 4x'd in the last yr. I've got about 4 grand in BTC rewards fee free. I'll take it.

[whipski]

prime visa, living in a shopping vacuum I rely on amazon for 90% of non food purchases, my cash back offset pays my annual premium in a month and the rest is gravy

[jackstraw]

prime visa, living in a shopping vacuum I rely on amazon for 90% of non food purchases, my cash back offset pays my annual premium in a month and the rest is gravy

Maybe you'll get a ride in Bezos giant cock for your loyalty

[El Chupacabra]

Not the "best" deal on a credit card, but if you need some American Airlines miles for no effort --
https://www.doctorofcredit.com/barcl...nd-required-2/

Barclays Aviator AAdvantage card, 70K points after first spend, $99 fee. Basically buying 70K AA points for $99 -- which gets you a round trip between US and Europe in economy pretty easily.

I just opened this card because I burned a bunch of AA points this year. Also, going forward sometime in 2025, Citi will become the only issuer of AA cards, and Citi has a 48 mo rule on elegibility for a signup bonus on a card you have held previously.