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Thread: What's the number?
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05-15-2018, 04:25 AM #676
Looks like a ED commercial.
"I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road
Brain dead and made of money.
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05-15-2018, 07:26 AM #677Funky But Chic
- Join Date
- Sep 2001
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- The Cone of Uncertainty
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- 49,306
I was thinking the "before" pic in a Hair Club For Men ad.
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05-15-2018, 09:57 AM #678
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05-15-2018, 09:59 AM #679
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05-15-2018, 10:10 AM #680
Emperor of Terrace, BC.
Buncha standup mags in that pic.
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05-15-2018, 10:57 AM #681Registered User
- Join Date
- Mar 2008
- Location
- northern BC
- Posts
- 31,081
yeah but you live in the excited states where Americans are actualy very lucky cuz they have the freedom to chose the HC they can't afford
whereas G is retiring to Terrace BC where they are stuck with universal HC & legal dope so besides a much lower incidence of gun violence Gary won't have to spend money on tourniquets
When you ski with Gary you don't actualy ski much because a) you are hungover b) he stops to talk to everyone on the hill and I do mean everyone, he is like the mayor of Shames,
11am on a sunday and a guy in the p-lot has a PU truck of swamp beer, it was stacked like cord wood in the bed so even tho I was hungover I had one
I seem to remember Viv telling me she is an RPF so probably it will be easy for them to PU work if they want
I did retire to the PNW 13 yars ago so I know what it costs how the game is played, at 45 K a year i'm jetsetting to yurp ( economy class eh), buying 6 K mtn bikes, hut trips and at some point you realize you bought too many skis, so now I'm spending the money on cat ski trips instead
I only have one suggestion and that is
G should really spend some money on new ski parkasLee Lau - xxx-er is the laziest Asian canuck I know
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12-17-2018, 10:52 AM #682
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12-17-2018, 11:29 AM #683
Enough for a modest cabin.
"I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road
Brain dead and made of money.
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12-17-2018, 12:12 PM #684
^^^ Maybe if I win the lotto, otherwise I will be happy renting a condo in Mammoth for 60 days a season once the Mrs retires, as I really do not think she will be happy elsewhere, for an extended period of time. Thank DOG for her pension (teacher) and our rental properties income, as I am not making shit these days, but it can't stay that way forever.
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12-17-2018, 03:13 PM #685
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12-17-2018, 03:42 PM #686
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12-17-2018, 04:22 PM #687Funky But Chic
- Join Date
- Sep 2001
- Location
- The Cone of Uncertainty
- Posts
- 49,306
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12-17-2018, 05:49 PM #688
Plenty of people dying in trailer parks that would disagree.
Sent from my Pixel 2 using TGR Forums mobile app
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12-17-2018, 06:35 PM #689
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12-17-2018, 07:46 PM #690
Um, no. Ain't no such thing. Chances are 100-1 you're talking about a couple that remained together, before, well, one died, that reached that max. And then there's the discount of SS to pay for your Medicare, which is substantial, and if you have any other decent source of income, they discount that. Life is not easy for seniors.
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12-18-2018, 01:48 PM #691
- But tourniquets prevent gun violence!!
- WTF - not ski much??!!! WTF??!!
- Oh the swamp recovery beer, I smile at that fond memory of beer supplied by the gods (and the herculean efforts of the Rupert-people.
- A new jacket??? No fuck, that warranty replacement has to last me another 2 perhaps 4 years!! WTF!!“I tell you, we are here on Earth to fart around, and don't let anybody tell you different.”
― Kurt Vonnegut, A Man Without a Country
www.mymountaincoop.ca
This is OUR mountain - come join us!
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12-18-2018, 03:07 PM #692
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12-18-2018, 10:49 PM #693
Bullshit you dumass selfish old boomer. Full SS at 65 is around $2600 a month and $1m can yield about $40k a year. Just because you had some shit job that didn't pay enough in to get the maximum benefit. Ice said he couldn't retire on $1m:
So assuming annual inflation of, say, 2%, someone with a $1 million nest egg following that rule of thumb would draw $40,000 ($3,333 a month) the first year of retirement, and then increase that amount by 2% to $40,800 ($3,400 a month) the second year of retirement, $41,600 ($3,470 a month) the third, and so on
The maximum being paid out at 62, 65, and 70
If you're at the maximum taxable earnings limit and you retire in 2018, then the most you can receive in monthly benefits at age 62, 65, and 70 is $2,158, $2,589, and $3,698, respectively.Last edited by 4matic; 12-18-2018 at 11:09 PM.
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12-19-2018, 02:06 AM #694
Sad little man with numbers in his head.
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12-19-2018, 07:18 AM #695"I don't pretend to have all the answers, and I think there's something to be said for that" -One For The Road
Brain dead and made of money.
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12-19-2018, 07:46 AM #696
No reason you cant other than after 35 years or so you are just burned out and don't want to put the energy into it anymore.
Many careers are a young persons job (that;s what I call it) that just take an incredible amount of energy to do and over time it burns you out.
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12-19-2018, 07:57 AM #697
Agree completely. These numbers are standard projections.
I think I posted somewhere in here about the SS "bend points", where your earnings hit certain amounts for benefits. Google it if this is unfamiliar. In brief, hitting the first bend point is most beneficial, the second bend point too (but to a lesser extent), and above that it doesn't make nearly that much difference. IOW you don't need to fill all 30 years for SS to provide a significant monthly payment.
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12-19-2018, 08:38 AM #698
Looking at your math it appears to be closer to $6k per month initially, especially after the hit for your Medicare supplements, but ya, I think someone could live on that quite nicely if they had no bills.
We own RE that kicks off about $4,500 a month in net income per million in value, so that is a little better return, but once I am in my seventies, I can imagine that will go down a bit, once I have to pay a property manager and their repair staff also.
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12-19-2018, 09:23 AM #699
Most people hate their jobs. Which isn't good for emotional health if you do something you hate all the time.
I'm in much better shape after not working for four plus years. Sitting all the time is bad for you.
Midweek skiing is sooooo much better. A regret of mine is not owning a small condo near a mountain base. I'd work weekends for a little cash but more for a social life, and ski weekdays. Alas, the rental costs for a season are too expensive.
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12-19-2018, 09:37 AM #700
I think I'm pretty lucky in that I have a job that still has a defined benefit pension (although contributions are being frozen after this year). This will give me about $4k per month for life at retirement. And--at least for now--my company offers retiree medical with just a little bit more out-of-pocket than current employees. As of today I'm optimistic that I'll be able to retire at 55 or close to it, but I really haven't run the numbers. With my pension I feel like $2 million should be sufficient.
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