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  1. Replies
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    Iíve been nursing my dying Shop Vac along for a...

    Iíve been nursing my dying Shop Vac along for a while. Didnít consider cordless was even an option- this sounds like a nice upgrade.


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    Fuck. Daycare here is currently supposed to...

    Fuck. Daycare here is currently supposed to reopen end of June but Iím not optimistic


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    Crazy thing is you could make an equally strong...

    Crazy thing is you could make an equally strong argument for Pedro 99. What a beast.


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    Pretty tough to beat that combination of personal...

    Pretty tough to beat that combination of personal and team achievements and iconic moment in a single season.


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    Never had one with it but old bay is intriguing ...

    Never had one with it but old bay is intriguing

    I was shocked the first time I had Spicy V8 and it was actually decently spicy, thatís a good call too.


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    Yeah does it does sometimes, sorry Sent...

    Yeah does it does sometimes, sorry



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    Truth in Lending Act says thatís your tough luck ...

    Truth in Lending Act says thatís your tough luck


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    Having spent a good amount of time working with...

    Having spent a good amount of time working with family offices and high net worth families, these people are generally totally oblivious and think theyíve earned everything.


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  9. Sponges and wash cloths too. Sent from my...

    Sponges and wash cloths too.


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  10. Replies
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    Probably I would guess a lot won't end up being,...

    Probably I would guess a lot won't end up being, but some camp programs may be able to go depending on how things are in the area. My kid does a bunch of different day camps throughout the summer,...
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    You forgot dubious start up whereby family...

    You forgot dubious start up whereby family "investment" is spent until seed money runs dry and start up folds having never done any actual business.
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    Because companies who took PPP funds need to...

    Because companies who took PPP funds need to maintain payroll.
  13. Replies
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    We have been letting our kids play with the...

    We have been letting our kids play with the neighbors kid unless someone in either house is isolating due to symptoms. Yard and driveway are small and connected so it'd be basically impossible to...
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    If original lender won't float down, you're free...

    If original lender won't float down, you're free to cancel the loan app and start over somewhere else.
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    Nothing Sent from my iPhone using TGR...

    Nothing


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    105,160

    Just bought a Salsa Journeyman for gravely...

    Just bought a Salsa Journeyman for gravely adventures and general riding. I definitely wanted flat bar so options were relatively limited. Journeyman had geometry I liked best and seemed overall best...
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    Imagine refi demand is a lot higher than...

    Imagine refi demand is a lot higher than purchases right now


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  18. Replies
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    Add on top of that the huge number of companies...

    Add on top of that the huge number of companies who were approved but did not accept the loans or who are sitting on funds due to the absolutely awful roll out of the program and regs.
  19. I adjust any statement about time from the better...

    I adjust any statement about time from the better half by about 2 hours. Wife standard time, "I'll be there at 11" means, I'll start to think about being there at 11 and actually be there around 1.
  20. I love our lab. Kids love him and he's a saint...

    I love our lab. Kids love him and he's a saint with them. However, he's not built for endurance. Even a ski tour at a decent pace he'd probably say fuck this after about an hour. Bike ride, forget...
  21. Semi-related, anybody using a second set of...

    Semi-related, anybody using a second set of wheels for snow tires on a car with TPMS and if so, is it a pain in the ass? Thinking about just getting a cheap set of steel wheels rather than dealing...
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    uVj6VBy-HaM

    uVj6VBy-HaM
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    A big part of that is a function of a completely...

    A big part of that is a function of a completely fucked program rollout and regulations that are being made on the fly and changing (and are still a moving target).
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    Except for the employee, your are withholding...

    Except for the employee, your are withholding taxes and filing quarterly and annual tax returns paying out the withholding and a company share and they get a W2 and you are sending them a net amount....
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    Online order for in-store pickup from Home Depot...

    Online order for in-store pickup from Home Depot took nearly a week to be "ready the same day" and the line to actually get in the store to pick it up was over 50 people deep. Nope.
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    The mountain where my kid did his seasonal...

    The mountain where my kid did his seasonal program this winter had a group for older (pre-teen and up I think) kids that includes skinning and my kid (still way too young) thought it looked so cool,...
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    In skilled trades a lot of this has been going on...

    In skilled trades a lot of this has been going on for a while because everybody goes to college or into service jobs so the pipleline of replacement workers dried up. Same thing is happening in...
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    Huh -- the forgivable amount is gross payroll...

    Huh -- the forgivable amount is gross payroll (before tax deductions). "Forexample, an employee who earned $4,000 per month in gross wages, from which $500 in
    federal taxes was withheld, would count...
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    I would do it via payroll, either yourself or...

    I would do it via payroll, either yourself or using a simple service. Lots of cheap services out there (QuickBooks has one if you use that).
    Not saying it's wrong but I've never seen someone using...
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    What do you all like for electrics? My smallest...

    What do you all like for electrics? My smallest gas saw is 50cc and Iím looking for something light to run a 12Ē or so bar on.


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    We hadnít bought lax gear for this year yet...

    We hadnít bought lax gear for this year yet thankfully


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  32. Replies
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    We pay for daycare with an fsa and you canít...

    We pay for daycare with an fsa and you canít change contribution rates mid year so not even seeing any savings. Got no refunds for spring sports yet either theyíre ďlooking intoĒ if theyíll give...
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    Yeah it's bad especially because kids have so...

    Yeah it's bad especially because kids have so much EXTRA energy from being cooped up without socializing or running wild with their friends. It sucks but I just try to reassure her that it's fine if...
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    I'm essential employee at essential business, so...

    I'm essential employee at essential business, so still going in to work every day. If anything, I'm even busier due to dealing with covid related crap. Meanwhile, wife is at home attempting to work...
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    You can watch all of the old Columbo episodes...

    You can watch all of the old Columbo episodes (with commericals unfortunately) through Amazon Prime. Wife and I get a lot of mileage out of those.
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    Lol not to mention you could just rent a stump...

    Lol not to mention you could just rent a stump grinder instead of probably destroying your chainsaw and not getting the stump out
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    Keynes said that, not Buffet. But Buffet...

    Keynes said that, not Buffet. But Buffet definitely shares that view and he has frequently said more or less individuals should stick to index funds and not use active trading strategies.
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    Cheapest I've actually seen so far (in Mass) is...

    Cheapest I've actually seen so far (in Mass) is $1.95
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    Great show. Sent from my iPhone using TGR...

    Great show.


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  40. The canoe gives your kid more room to move around...

    The canoe gives your kid more room to move around -- which is good or bad depending on the kid. The canoe gives you more access to the kid without having to pull over. The canoe can fit your wife or...
  41. Replies
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    I donít think this is right - the reduction in...

    I donít think this is right - the reduction in pay has to be 25% or greater to affect forgiveness.



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  42. Replies
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    That's what I was referring to at the end with...

    That's what I was referring to at the end with the THEN and the dollar for dollar reduction in forgiveness for dollar any salary reductions exceeding 25% (excluding salary amounts over $100k/$15,385...
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    There's an error in the math in the bill and no...

    There's an error in the math in the bill and no guidance yet but estimate it as:
    First, payroll costs (incl. benefits etc) has to be 75% of the forgiven amount.

    Then % forgiven = FTE during the...
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    You can also use a 2019 lookback for FTEs. So use...

    You can also use a 2019 lookback for FTEs. So use whichever gets you the lower number.
    The June 30th deadline for rehires only applies to changes before April 26th.
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    My kids have actually been enjoying the older...

    My kids have actually been enjoying the older live action Disney stuff (Swiss Family Robinson, 20,000 Leagues Under the Sea, etc.) and unlike a lot of the other crap that's out there for kids to...
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    Yes, we were using a state first time home-buyer...

    Yes, we were using a state first time home-buyer loan program.
  47. Replies
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    There hasn't been a lot of guidance on the...

    There hasn't been a lot of guidance on the "incurred and paid" rule about the 8 week period. For example, we still don't know the answer to this for certain:

    PPP loan funds received 05/01....
  48. My kids are 3 and 6. I took the 6 year old skiing...

    My kids are 3 and 6. I took the 6 year old skiing from age 3 and he just started a seasonal program this past winter. 3 year old will start next winter. At least when they are young, kids will love...
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    Exactly, and jacking up your salary now or...

    Exactly, and jacking up your salary now or changing the proportions of distribution to salary for PPP may raise all kinds of red flags.
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    Also, you should not rely on what your bank tells...

    Also, you should not rely on what your bank tells you exclusively as the regs establish that banks have essentially no liability if your loans are deemed out of compliance or fraudulent.
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