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  1. Replies
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    Our CC got used for an Uber after we used it over...

    Our CC got used for an Uber after we used it over the phone at Jimmy John’s. Then they tried to use it to book a fancy hotel down the street from our house. Pretty sure the culprit was Jimmy John’s...
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    “I mean, yeah, the stock market pretty much...

    “I mean, yeah, the stock market pretty much always goes up”- Warren Buffet.
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    Damn, I bet they open pali and slalom gets eaten...

    Damn, I bet they open pali and slalom gets eaten up like a… well you know.
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    Not for sure about winter but there’s a KOA on...

    Not for sure about winter but there’s a KOA on the west side of town. Probably plenty of boondocking spots on Buff pass. There’s also boondocking in the parking lot at the top of Rabbit ears.
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    There are some exceptions but generally a Roth...

    There are some exceptions but generally a Roth and other retirement accounts have a 10% early withdrawal tax. Not sure what you mean by “open for a while” and the other “If”s in your post....
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    Also not mentioned, if your investments are held...

    Also not mentioned, if your investments are held in your retirement accounts, you’ll be paying a penalty and taxes when you withdraw. Which will wipe out more than any potential gains that you might...
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    Not what I meant.

    Not what I meant.
  8. Replies
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    ^this, and taxes.

    ^this, and taxes.
  9. Replies
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    Yeah, you set the parameters and you can make the...

    Yeah, you set the parameters and you can make the math work great for you. Must be nice to only have emergencies after 10+ years of exceptional market conditions. Man, I don’t think I’d invest in an...
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    Why does this “most people” thing keep coming up....

    Why does this “most people” thing keep coming up. Most people are shitty with money, that’s not news. Most people can’t come up with cash to cover $400 emergency? Yeah, that’s not a reason for other...
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    But you aren’t even getting 1-2% over the life....

    But you aren’t even getting 1-2% over the life. You are just looking at todays conditions. There’s a reason that nobody invested in IBonds and Tbills until recently. CDs are the only one that you...
  12. Replies
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    But why would you set yourself up to be forced to...

    But why would you set yourself up to be forced to pull your money out of the market when it is down in the first place? Poor strategy no matter what your timeline.
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    You guys make the EF out to be a huge amount of...

    You guys make the EF out to be a huge amount of money. It isn’t big at all compared to your retirement. Think about it in those terms and you are fighting for pocket change in the grand scheme.
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    CDs are about >1% more than the rate on a MM...

    CDs are about >1% more than the rate on a MM account right now. And you don’t have access without paying the penalty. Lowest you can get is 6 months. Kinda defeats the purpose unless you want to...
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    Examples?

    Examples?
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    They are the sheepskin ones. Maybe they make some...

    They are the sheepskin ones. Maybe they make some that aren’t.
  17. Replies
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    I have the Olukai slippers. They are ok. Gotta...

    I have the Olukai slippers. They are ok. Gotta wash the insoles frequently because they start to stink. They are kinda hot for me. Ymmv
  18. Replies
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    Part of it is about saving up the 6 months EF...

    Part of it is about saving up the 6 months EF before investing. Not some class warfare BS. Just financial diligence required to do it. If you are going to save for retirement, the EF should be a...
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    Gotcha, looks like it was 7 years old. Still I...

    Gotcha, looks like it was 7 years old. Still I get your point, but I feel like 7 year old tech will still keep me on the road pretty well and for a reasonable price. Looking at reviews, the main...
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    Poll: I will go to that brewery. Fuckin hero.

    I will go to that brewery. Fuckin hero.
  21. Replies
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    Yeah, there’s always folks that argue against the...

    Yeah, there’s always folks that argue against the EF. It was nice when the Covid shutdown hit to not really worry about it. If your a 6 month EF is too much for you to save up then maybe investing...
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    First make sure you have 6-12 months expenses in...

    First make sure you have 6-12 months expenses in an emergency fund kept in a money market account, then max out pre tax contributions and employee match to 401k/IRA. Any additional funds should be...
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    From what I was told, the Nordman is just the...

    From what I was told, the Nordman is just the previous version of the Hakka renamed. They cycle them down when a new Hakka comes out.
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    I went to a condo to look and the owner was there...

    I went to a condo to look and the owner was there baking cookies. Super awkward. Didn’t buy it.
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    (E)

    (E)
  26. Replies
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    Man, Strawberry sounds even worse than it was the...

    Man, Strawberry sounds even worse than it was the last time I was there. Never really liked it there for all the rules and stuff. Oh well.

    Another vote for Salt and Lime. The Barley too. Storm...
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    I would like to subscribe to this thread.

    I would like to subscribe to this thread.
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    Skate skiing is the butterfly stroke of skiing.

    Skate skiing is the butterfly stroke of skiing.
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    Great town, some good food, mediocre skiing,...

    Great town, some good food, mediocre skiing, unless it is powder and you are in the trees. Great mountain biking. Great snowmobiling.

    Side note, accommodations are crazy expensive there now...
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    I feel like this is a slow pitch for Greg for AZ.

    I feel like this is a slow pitch for Greg for AZ.
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    Yeah I like my Line poles. I do wish the little...

    Yeah I like my Line poles. I do wish the little tab at the handle was stiffer so it could helps with stuff like buckles and toe pieces and such. But other than that they’ve been great. The Phillips...
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    Seems like a little road bike grip wrap would be...

    Seems like a little road bike grip wrap would be sufficient.
  33. Replies
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    Throwing around terms like bourgeois and plebes I...

    Throwing around terms like bourgeois and plebes I figured you’d know.
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    GFC- mag GOTOS company is opening a shop in...

    GFC- mag GOTOS company is opening a shop in Denver.
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    STFU Karl. We're all plebes here.

    STFU Karl. We're all plebes here.
  36. Replies
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    Yeah, I know. I'm not offering any solutions...

    Yeah, I know. I'm not offering any solutions here. I'm just stating the sign of the times. Especially where we live. I totally get it. Fuck having anything to do with the restaurant industry,...
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    I’m fine with coked up drunk employees. It’s just...

    I’m fine with coked up drunk employees. It’s just like the old days. There’s just not enough of em. And none of them stay long enough to know what they are doing.
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    We started going to fast food breakfast on Sunday...

    We started going to fast food breakfast on Sunday mornings lately as kind of a joke. It is actually kinda fun, and holy fuck is it cheap! $8 for two breakfast crunch wraps at Taco Bell. That's at...
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    FIFY If McDonald's sold beer, you guys would...

    FIFY

    If McDonald's sold beer, you guys would be fine.
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    It is pretty incredible how far lying can take...

    It is pretty incredible how far lying can take people these days. The internet really gives any idea a voice and an income stream, regardless of whether it is even close to being truth. Then people...
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    Dexterity is overrated. What are you gonna do? ...

    Dexterity is overrated. What are you gonna do? Play the piano? No, you need to grip ski poles, that’s it. You guys probably all ski with those “Look at me I went to Chamonix” ski poles with...
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    I had some smart wool ski socks that lasted me...

    I had some smart wool ski socks that lasted me over a decade. I ordered three pair from SAC and they sent me 6 pairs. SO maybe that's why they lasted so long. But yeah, I feel like all the fancy...
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    Did you get beat up by the Team Summit free ride...

    Did you get beat up by the Team Summit free ride team? Those kids are pricks.

    But honestly, WROD season isn't the best time to judge. Too many people and not enough space. Hopefully then get...
  44. Sick bikes, I would jump on it but blew my wad on...

    Sick bikes, I would jump on it but blew my wad on a Trail Pistol. Free bump!
  45. Replies
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    No, I'm not gonna bother mailing socks in for...

    No, I'm not gonna bother mailing socks in for replacement. I know they'd take care of them, but most were given to me as a gift (because I don't buy them). But yeah, all my darn tough socks get...
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    The Kirkland wool socks are better than most. ...

    The Kirkland wool socks are better than most. They last me longer than most of my fancy Darn Tough socks. Those things fall apart.
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    There's a good chance that you are right. MFers.

    There's a good chance that you are right. MFers.
  48. Replies
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    Took me 4 months to cancel 3 lines through...

    Took me 4 months to cancel 3 lines through Centurylink. Kept getting bills and collection notices well after I had made "Final" payments. So glad to be done with that shit company (hopefully).
  49. The rub is more that the pay parking is not...

    The rub is more that the pay parking is not clearly marked, and in an area that has been free parking for many years. So you park there and come out to a $50 ticket. I'd happily park in free...
  50. Yeah, it is in the old Hard Rock spot I think. ...

    Yeah, it is in the old Hard Rock spot I think. Good stopping spot for WP skiers I guess. Their beer is OK.
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