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  1. Thread: Hurricane 2022

    by schuss
    Replies
    215
    Views
    9,672

    No, I know about fixed price handling. Super...

    No, I know about fixed price handling. Super large companies cut deals with firms because they can guarantee volume. If you knew you would have as many cases as you wanted - what would you charge per...
  2. Thread: Ukraine

    by schuss
    Replies
    10,114
    Views
    616,321

    Yeah, saying CNN is leftist these days indicates...

    Yeah, saying CNN is leftist these days indicates you are either crazypants hard right or haven't watched it any time in the past five years.
    Criticize them for beating dumb news stories into the...
  3. Thread: Hurricane 2022

    by schuss
    Replies
    215
    Views
    9,672

    There are plenty of firms that do fixed price (I...

    There are plenty of firms that do fixed price (I think the official term is alternative fee arrangement) handling of standard insurance claims. Most never see court or are cookie cutter handling,...
  4. Thread: Hurricane 2022

    by schuss
    Replies
    215
    Views
    9,672

    Florida has 8.16% of the claims yet over 76% of...

    Florida has 8.16% of the claims yet over 76% of the lawsuits for the US....
  5. Thread: Hurricane 2022

    by schuss
    Replies
    215
    Views
    9,672

    Five Florida insurers went insolvent already this...

    Five Florida insurers went insolvent already this year because of the rampant fraud driving up costs. I expect a bunch will just pull out entirely after this event.
  6. Replies
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    As other have pointed out, luck is a huge factor....

    As other have pointed out, luck is a huge factor. I'd also agree that it's easier when you're an asshole, as most of the people I know that made a lot don't give two shits about the people they run...
  7. I'll also say I was a big fan of the deuter...

    I'll also say I was a big fan of the deuter kidcomfort carrier. Special bonus of hiking- the bobbing knocked out both my kids any time we went for a hike. We have a bunch of pictures of them fast...
  8. This is not 100% for everything. If there are...

    This is not 100% for everything. If there are antivax friends that don't take precautions, best they stay away until active pandemics die down or they agree to things like rapid testing before they...
  9. Replies
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    I'd say bay area, Boston, NYC and maybe Seattle?...

    I'd say bay area, Boston, NYC and maybe Seattle? (haven't lived or been there enough to comment but feel like it could work) and make friends for a ski lease to get rides to the mountain as...
  10. Replies
    8,089
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    641,710

    Live in a city with decent public transport?

    Live in a city with decent public transport?
  11. Replies
    22,392
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    2,285,953

    I'm still pissed they don't increase 5g...

    I'm still pissed they don't increase 5g reception. My phone reception is crap. THANKS A LOT CONSPIRACY THEORISTS.
  12. Replies
    1,131
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    37,025

    So how do we get trustees an others to stop going...

    So how do we get trustees an others to stop going for flashy things? I see way more admins prioritizing things that give them press releases than cost control measures.
  13. Replies
    1,131
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    37,025

    A lot of college prices have risen also because...

    A lot of college prices have risen also because state aid was cut. In the case of UNH above - less than 10% of funding is provided by the state. Services growth/bloat is actually a moneymaker because...
  14. Replies
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    1,168

    I'm in an old pair of pearl izumi x alps, but it...

    I'm in an old pair of pearl izumi x alps, but it looks like their new rubber is no bueno. Looks like the x alp canyon still has the old style?
    Here's some notes from pinkbike if it helps....
  15. Thread: Ukraine

    by schuss
    Replies
    10,114
    Views
    616,321

    Manners are useless when we're talking about...

    Manners are useless when we're talking about people getting murdered. I'd rather save lives and be considered rude than the reverse. You advocated for capitulation that would lead to the de-facto...
  16. Thread: Ukraine

    by schuss
    Replies
    10,114
    Views
    616,321

    Cry me a river, you were rooting for appeasement...

    Cry me a river, you were rooting for appeasement and hand waved all the atrocities coming out of things. It's not narrow minded to ignore Russian sock puppet media when Putin has been engaging in...
  17. Thread: Neighbors...

    by schuss
    Replies
    712
    Views
    69,744

    Like New Yorkers get to weigh in on New England....

    Like New Yorkers get to weigh in on New England. You leave your tourist dollars, we don't build a wall, that's the deal.
  18. Thread: Neighbors...

    by schuss
    Replies
    712
    Views
    69,744

    It's in the dead zone north of Keene where...

    It's in the dead zone north of Keene where there's basically nothing and north of the side of mass with no people so I think it counts.
    Northern is more about density and proximity to other...
  19. Thread: Neighbors...

    by schuss
    Replies
    712
    Views
    69,744

    NH is home to some of the crustiest hermits. It's...

    NH is home to some of the crustiest hermits. It's why we did so well in COVID - people were glad to have another excuse not to be social.
  20. Thread: Neighbors...

    by schuss
    Replies
    712
    Views
    69,744

    I mean, you normally get a bit of a pass during...

    I mean, you normally get a bit of a pass during your first few weeks, also good to know who's yard to have your dog shit on based on first impressions. It's almost weirder to come by a few months...
  21. Thread: Neighbors...

    by schuss
    Replies
    712
    Views
    69,744

    As a fellow new hampsherite - sounds somewhat...

    As a fellow new hampsherite - sounds somewhat standard. Doesn't mean you aren't a dick though. Knowing your neighbors can be handy when you lock yourself out and need a ladder to get in an unlocked...
  22. I think it's been covered extensively, but you're...

    I think it's been covered extensively, but you're going from a somewhat efficiency focused Ripley (with the more XCish Geo) to a heavier bike with wider tires and slacker geo. Of course it's going to...
  23. Replies
    10,779
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    1,136,013

    Yeah, most have a limit of 1

    Yeah, most have a limit of 1
  24. Replies
    1,658
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    533,297

    Sweet. I hope you have a matching fanny pack

    Sweet. I hope you have a matching fanny pack
  25. Replies
    10,779
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    1,136,013

    Didn't you just sell a bunch? Seems like you're...

    Didn't you just sell a bunch? Seems like you're talking out of both sides of your ass.
  26. Replies
    10,779
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    1,136,013

    Nah, fuck that guy. He fucked around and now he...

    Nah, fuck that guy. He fucked around and now he needs to pay his city taxes. What a cheating chump.
  27. Replies
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    37,025

    Because that requires Congress and shills will...

    Because that requires Congress and shills will just fillibuster it.
  28. Replies
    1,131
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    37,025

    No shit. If Bush or Trump tax cuts didn't get...

    No shit. If Bush or Trump tax cuts didn't get your dander up about gov handouts to people that don't need it (as benefits went mostly to the top 1%), then this shouldn't even be a blip.
  29. Thread: Ad tracking

    by schuss
    Replies
    38
    Views
    1,162

    Didn't know Edward had a brother.

    Didn't know Edward had a brother.
  30. Replies
    8,089
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    641,710

    They also didn't advertise it at all and the rest...

    They also didn't advertise it at all and the rest of Buicks lineup isn't exactly euro-adjacent
  31. This year is about learning basics and getting...

    This year is about learning basics and getting out, next year will likely be that if they end up liking it. I fully expect at least one to bounce off.
  32. Anyone have experience on the best ski schools...

    Anyone have experience on the best ski schools based on the past few years? Looking to get my 6 and 8 year old out and learning in NH or ME.
  33. Replies
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    1,136,013

    So true believer doesn't actually believe when...

    So true believer doesn't actually believe when returns aren't there. Gotcha.
  34. Replies
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    37,025

    In our current capital rich environment, higher...

    In our current capital rich environment, higher inflation would potentially spur more activity as capital is actively discouraged from sitting on the sidelines. That said, the current magnitude of...
  35. Replies
    1,131
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    37,025

    Yep, I'm fine with it. Ultimately we need better...

    Yep, I'm fine with it. Ultimately we need better solves on structural issues in higher Ed, but that won't happen with the entirety of the south still paying their college football coaches tens of...
  36. Replies
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    5,787,963

    Did it better than I could. Psyched for the new...

    Did it better than I could. Psyched for the new boosters just in time for my 90 day heightened immunity from my June bout expiring
  37. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    In terms of culture: it's on management to do the...

    In terms of culture: it's on management to do the work first and actually be honest about it. A lot of "culture building" breaks down to "come enjoy us half assing a work event with 1 free drink and...
  38. Replies
    127
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    33,685

    Clearys are solid, my son just outgrew his 20...

    Clearys are solid, my son just outgrew his 20 inch tire one. Replaced with a speshy riprock 24, which is crazy nice
  39. Replies
    260
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    14,870

    I run XL altimax arctic's in the winter on my...

    I run XL altimax arctic's in the winter on my Ody. Most vans are 4k+ lbs with enough body roll that they do fine with the stiff sidewall. Given the variable loads, airbags would make a lot of sense.
  40. Replies
    40,578
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    5,787,963

    Yeah, not like a million people died of it. Oh...

    Yeah, not like a million people died of it. Oh wait.
  41. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    Neither will you unless you're really into...

    Neither will you unless you're really into fucking your employees over or were born rich.
  42. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    Yep. Sometimes my folks work 5, sometimes 10. My...

    Yep. Sometimes my folks work 5, sometimes 10. My stakeholders are happy and they get the development time they need to upskill and explore new approaches.
    Efficiency should be rewarded, not...
  43. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    Also, if you're truly going the ops target route...

    Also, if you're truly going the ops target route with efficiency incentives, that has to run to the top so senior management has to eat shit bonus wise when they fuck up sourcing, schedule or other...
  44. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    Most exec compensation is technically in bonus...

    Most exec compensation is technically in bonus form. That said, the bar for bonuses is typically low, so it's basically salary.
  45. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    Ding ding ding. The PE folks just wreck shit with...

    Ding ding ding. The PE folks just wreck shit with no appreciable return for the market, just a small group. It's pure cancer in most cases.
  46. Thread: Water.....

    by schuss
    Replies
    392
    Views
    18,826

    We actually will get wetter due to rainfall...

    We actually will get wetter due to rainfall increases from climate change. Also in NH we have an unholy cluster of major water supplies having PFOA/PFAS contamination thanks to shithead companies, so...
  47. Thread: Water.....

    by schuss
    Replies
    392
    Views
    18,826

    Interesting to read as an east coaster that lives...

    Interesting to read as an east coaster that lives in a town that supplies to multiple other water districts and we don't really get anything but a pain in the ass for it as the water table is so high...
  48. Replies
    22,941
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    2,329,375

    They're losing in Florida plenty. I think 5...

    They're losing in Florida plenty. I think 5 insurers down already this year?
    Most run pretty close, as best of market profit via combined ratio is still only like 8-10%.
    Many of the big houses lost...
  49. Thread: Antiwork

    by schuss
    Replies
    363
    Views
    17,801

    I think a big part is also the wage compression...

    I think a big part is also the wage compression at the low end with rapid promotion being more normalized to keep people from hopping, but the middle of the pipe gets jammed as there's not enough...
  50. Replies
    22,941
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    2,329,375

    It only doubled if you didn't change your...

    It only doubled if you didn't change your electrical supplier. A bunch of it is just profit taking by Eversource.
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