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  1. Replies
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    I think you must of missed this news: ...

    I think you must of missed this news:

    https://www.cbsnews.com/news/china-hong-kong-national-security-laws-united-states-today-2020-05-28/
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    I wish our house had some sound proofing from the...

    I wish our house had some sound proofing from the plumbing....4000sqft house and I hear every toilet flush from every bathroom.
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    I just did four 5'x3' windows in my house and...

    I just did four 5'x3' windows in my house and priced out Marvin Integrity Elite Wood-Clad double-pane windows. Ranged from $625 for fixed to $700 for casement. Double hung were $675. My...
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    Thanks for the help!

    Thanks for the help!
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    You sound like you are the same as me.....was...

    You sound like you are the same as me.....was 2.5yr in on a 3.625 and locked in last week at 3.125% with credit to cover closing costs 100%. Will save $250 a month but plan to just pay the same and...
  6. Sound as if you are a 4 or 12 day passholder any...

    Sound as if you are a 4 or 12 day passholder any day skied would be taken off your pass and lower you voucher value?

    Or is it a freebie for passholders?
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    Amazed you have all those hummers....I tried to...

    Amazed you have all those hummers....I tried to put 3 of them close together like that as the experts suggest and one bird dominates them all still.
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    Speaking of Cedar...the small 1ftx30ft lattice...

    Speaking of Cedar...the small 1ftx30ft lattice under my porch has rotted out so I just grabbed it and ripped it all out. The whole bottom frame was buried in dirt so no wonder. I built some new...
  9. Got a summer job in college at a corn mill that...

    Got a summer job in college at a corn mill that had one of those - pretty slick.

    Job however wasn't...shoveling spilled corn from ductwork for 8hrs is back breaking....didn't even bother quitting....
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    Ok....may not be worth my effort then. I end up...

    Ok....may not be worth my effort then. I end up with $1900 "credit" and save $4400 interest off the life of the loan.

    Only way to save that would be to keep paying the existing payment amount...
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    Thanks....I just didn't know if $500 was close...

    Thanks....I just didn't know if $500 was close enough to "zero" to make it so or not since I can't get exactly there. The higher rate of a credit of $1900 left over "in my pocket" wouldn't actually...
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    By "in my pocket" I mean "closing costs"...

    By "in my pocket" I mean "closing costs" (title/lender/appraisal/etc) MINUS lender credits. In this example $4072 closing costs and either a $3500 lender credit for 3.125% or $5900 lender credit...
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    I have a 3.25% with $1900 back in my pocket after...

    I have a 3.25% with $1900 back in my pocket after all is said and done.
    OR 3.125% if I pay $522 total cost after all is said and done for a $31 month decrease in payment so difference would be $2400...
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    I am getting a mixed bag....a couple gave me a...

    I am getting a mixed bag....a couple gave me a GFE up front and a 3rd wants to run the whole credit check. No big deal. In the end my BIG BANK I took the numbers to them and they said they can't...
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    Yeah after pushing these guys it seems to be...

    Yeah after pushing these guys it seems to be 3.125% no pts, same loan amount nothing out of pocket (credit to cover c losing costs) or 3.0% if you are willing to pay for or add the $2500 closing...
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    I had thought I read someplace a while back that...

    I had thought I read someplace a while back that anything in-LIKE over a 30 day period like a mortgage or car loan or rental applications count with FICO as ONE inquiry. Who knows...FICO probably...
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    All good advice. I would like to keep it down to...

    All good advice. I would like to keep it down to 1-2 lenders and make my current lender move too. I am getting 3.0% no pts/no fee quotes with $1250-$3000 credit to cover title/appraisal fees and...
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    I was looking at a few of those "zillow" lenders...

    I was looking at a few of those "zillow" lenders and contacted them, each confirms they can get me the advertised rates and credits, but was looking to apply with a couple to get it in writing before...
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    326573

    326573
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    AMZN looks a lot more like a collection of EBAY...

    AMZN looks a lot more like a collection of EBAY stores these days.
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    Thats cherry picking your ranges. I doubt...

    Thats cherry picking your ranges. I doubt everyone put 100% of their investment in at the high in 2007 and held it till today.
  22. Replies
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    Don't fight the FED

    Don't fight the FED
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    Was Bona "Graphite" stain.

    Was Bona "Graphite" stain.
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    Had 2nd opinion. Just let him look and give it...

    Had 2nd opinion. Just let him look and give it rather than explain. Guy felt it was an "OK" job based on the excess stain on the edges of the existing (not new) floors. However for the swirls he...
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    Just to clear this up....we have two landings in...

    Just to clear this up....we have two landings in which the same 3/4" red oak planks were used and thats where I am making the comparison (apples to apples). There were obviously hand sanded so I...
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    Thats what the flooring guy says. However I got...

    Thats what the flooring guy says. However I got the idea he was just covering himself with some of the things he said....What climbereven says approaches what he was trying to explain, but he...
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    Could be - Other than him and the GC I haven't...

    Could be - Other than him and the GC I haven't found anyone that says live with it. Couple family members had floors done same way with natural stain and said there were no swirls.
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    Could be. I am gonna sleep on it and maybe get...

    Could be. I am gonna sleep on it and maybe get another opinion....however the 2nd opinion could be equally biased by a guy who wants the job and will tell me what I want to hear...lol. Tough...
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    Don't know....I am sure it varies from contractor...

    Don't know....I am sure it varies from contractor to contractor...but in this case I am sure everyone is gonna fight a redo. I may need a second opinion as the general is kinda pulling the "We know...
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    Sub is saying that he used 120 grit rough sand...

    Sub is saying that he used 120 grit rough sand and followed up with the finer sands after but with the darker stains you will get this - sander has three rotating heads - he said he used the same...
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    Thanks for the advice. I gave my GC a heads up...

    Thanks for the advice. I gave my GC a heads up for tomorrow when we have final walk thru that its NOT satisfactory.
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    Thanks....its not really noticeable from a...

    Thanks....its not really noticeable from a standing height but if I stoop down yeah I can see it noticeably.

    Solution - full strip or light sanding and ?
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    Not from the supplier....they look like sanding...

    Not from the supplier....they look like sanding swirls and go across planks so it wasn't in the wood...despite that I would expect any scratches in the wood to be gone from the refinish job...hence...
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    Is this acceptable for new wood flooring job or...

    Is this acceptable for new wood flooring job or am I being picky?

    322391
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    Chef Floyd isn't the chef, owner, or investor at...

    Chef Floyd isn't the chef, owner, or investor at Pok Pok.
  36. I sent them an email last thursday asking about...

    I sent them an email last thursday asking about closures, they replied Kate Brown said they could stay open and to come on up and enjoy. I went up, skied 1 day got a hotel and then the next morning...
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    Look who was the worst offender selling $6M in...

    Look who was the worst offender selling $6M in stock:

    https://www.dailymail.co.uk/news/article-8132245/GOP-senator-gave-dire-coronavirus-warning-heeled-constituents-Capitol-Hill-social-club.html
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    You guys surely don't disappoint....TDS has...

    You guys surely don't disappoint....TDS has afflicted more than coronavirus has and will.
  39. Replies
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    I'll just plop this right here for everyone to...

    I'll just plop this right here for everyone to poke holes at to fit your narrative:

    https://www.cnbc.com/2020/03/13/europe-is-now-the-epicenter-of-the-coronavirus-pandemic-who-says.html
  40. Any one got a current Bachy report from today? ...

    Any one got a current Bachy report from today? Still haven't used my 4 pack and the forecast for snow tonight seems like its waning....was planning on heading down this weekend....but....
  41. TDS 24/7/365

    TDS 24/7/365
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    Guy that did ours for both houses dug up the...

    Guy that did ours for both houses dug up the intersection of the main drain to the branches (there was one for each branch with a cover) and said if they are full it probably means there is a backup....
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    I had this exact situation and required the...

    I had this exact situation and required the seller to fix to the tune of 30k. After a week he changed his mind and said he'd give me 30k off the price. Since I was cash heavy and paying a lot down,...
  44. I was packed and ready to go at 6:30am and...

    I was packed and ready to go at 6:30am and changed my mind when I heard about this.
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    Sorry...should have specified....standard in wall...

    Sorry...should have specified....standard in wall direct vented gas fireplace (glass front). Replacing a gas "stove" in the current location and vented up and out roof chimney.

    Limited cutout...
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    On the subject of heating.....is there a good way...

    On the subject of heating.....is there a good way to figure out fireplace BTUs for a given space? Everything I read online calculates based on room size (cubic sqft)....however I have an open...
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    Mystical 300 is just for replacing treads and...

    Mystical 300 is just for replacing treads and staining them. Not sure if that includes install or not. I am waiting for estimate.

    Rest of job is already quoted I have no issues with that.
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    Not asking for exact match....just closer than it...

    Not asking for exact match....just closer than it would be if we did nothing.

    Fixed cost? I am not asking for fixed cost.....just asking if 300 per thread is reasonable, low or high.

    Unlike...
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    Quoted as a 6 week job with a crew. Lucky we...

    Quoted as a 6 week job with a crew. Lucky we have a back stairs...for the servants.




    yes I expect that - never get a full 100% return....we are mainly fixing the "ugly" of the house, and...
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    I knew that before starting....This idea started...

    I knew that before starting....This idea started 2yrs ago with a few simple items....and in that time, thanks to the "wife" its doubled in price as the list grows and believe me....she still wants...
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