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Type: Posts; User: Derelicht

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  1. Replies
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    Depending on your culinary proclivities I'd...

    Depending on your culinary proclivities I'd recommend throwing in a pack

    - 1 cured salami. Or other meat of choice
    -1-2 cheeses. Gruyere is good for this
    -sleeve of crackers. Highly advise...
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    I'm looking to bootpack Tallac on Thurs if...

    I'm looking to bootpack Tallac on Thurs if conditions are decent. Years ago I used to park at the end of Spring Creek Rd for the NE route but looking like that not an option now. Does anyone know how...
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    Early to bed Early to rise surf all day make...

    Early to bed
    Early to rise
    surf all day
    make up lies

    Wait wrong thread.
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    It's pretty easy to get to Casaval from the...

    It's pretty easy to get to Casaval from the obvious camp site areas in Hidden Valley. I've had lots of fun camping in HV and doing lots of different routes on West Face and around Casaval. That said...
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    Not sure of any IRA scheme, but the current...

    Not sure of any IRA scheme, but the current capital gains rate is 15%. In your case if you exercise your options and wait two years to sell the company shares, you'd pay 15% instead of your regular...
  6. Come to think of it if you use the cash saved...

    Come to think of it if you use the cash saved from a reg ira vs roth for hookers and blow exclusively..you'll lower your life expectancy to a point where you won't really need to worry about a...
  7. Well now that you brought hookers and blow into...

    Well now that you brought hookers and blow into it.

    I would argue that many of us will need more than 37k to live off of, and the odds any of us will be retired by age 60 aren't great. Given how...
  8. This is true, however I can assure you that...

    This is true, however I can assure you that nobody on this thread, this board, or pretty much in this country calculates the money saved from their IRA contribution and turns around and puts that...
  9. ^compared to contributions into a 401k and not...

    ^compared to contributions into a 401k and not necessarily reg IRA..I understand your point, my bad..still recovering from last night.
  10. ^ you're missing that the money you've made from...

    ^ you're missing that the money you've made from the investments in the reg IRA will be taxed too, but the gains in the roth will never be taxed. Earlier you begin, the bigger (in theory) those gains...
  11. ^ problem is IRAs are cash account and not...

    ^ problem is IRAs are cash account and not marginable. Besides if you're referring to selling a call naked, most people won't qualify due to lack of funds/experience.

    IMO cleaner to use an ETF. ...
  12. ^Keep in mind the max contribution into an IRA is...

    ^Keep in mind the max contribution into an IRA is 5k per year (unless it's a SEP, which if you're a small business owner you should seriously consider) But yes it does lower your tax bill from the...
  13. Danno has it down. It's all moot by the way if in...

    Danno has it down. It's all moot by the way if in general you make six figures as you won't be eligible for a roth.

    Reg IRA is a tax deferred account, contributions are deducted from your gross...
  14. +1 on Juanitas in Encinitas. Hole in the wall but...

    +1 on Juanitas in Encinitas. Hole in the wall but great food. Beacon's is a really nice beach. Beacons and Juanitas makes a great morning/lunch combo.
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    2) Public transit is possible to Marin but not...

    2) Public transit is possible to Marin but not ideal. Depending on what you're looking for you could to Lands End which is around 3 miles (flat except for one decent stair climb) with amazing views...
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    Like missing sock said, there are plenty of...

    Like missing sock said, there are plenty of brokers who have no min amounts for IRA's, and next to no maintenance fees (yearly fees tacked on for the privilege of keeping your account with them) Try...
  17. # 85 My wife has not threatened to leave me nor...

    # 85 My wife has not threatened to leave me nor have I received the 'do you really care about this job' lecture.
  18. On the off, off, off, off..really off chance that...

    On the off, off, off, off..really off chance that anyone is skiing Squaw tomorrow and heading back to the Bay Fri night I could use a ride back. Gas money, beer, and pleasant conversation..or at...
  19. May I suggest a 3rd party arbiter, namely someone...

    May I suggest a 3rd party arbiter, namely someone who ski's as much as you do. I can recall years ago staying in Mammoth over Prez day with a group of friends. I was the only single person, and we...
  20. well since there's no storms in the forecast, for...

    well since there's no storms in the forecast, for us flatlanders there's a week of hoppy shenanigans to look forward to:

    http://sfbeerweek.org/

    If you can't get stoke, get lit. Then get fired...
  21. Thread: Moorcheba

    by Derelicht
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    1,985

    La Grave and Morcheeba..nice combo. Funny, I...

    La Grave and Morcheeba..nice combo. Funny, I recall listening to Big Calm quite a bit during a 2 week tour of Chamonix in 2000. Putting on 'The Sea' right now and can almost smell the smoke and taste...
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    04/05 was pretty epic, but it seems like the...

    04/05 was pretty epic, but it seems like the storm cycles were shorter and more numerous this season allowing for more bluebird pow days. I know this because I sustained way more concussions from...
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    I was there in June, Sinenen and Accion are both...

    I was there in June, Sinenen and Accion are both still good calls. I was staying in Sayulita so rented from Sinenen, selection and quality were really good. Have a great time, both Punta De Mita and...
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    a big giant fvk you to anyone up there on Monday,...

    a big giant fvk you to anyone up there on Monday, that should be good. Leaning towards crashing in the parking lot sat night, but sun is looking more and more,...burly.
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    stay away from ops

    If it's a two year associate program it would be difficult to do that for a year and then bail for a year. Nobody is going to question why you took a year off to be bum, but they will be curious why...
  26. Thread: Fins?

    by Derelicht
    Replies
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    1,671

    it would be overkill but www.swaylocks.com would...

    it would be overkill but www.swaylocks.com would have all the info you could ever want

    I think www.surfline.com had a pretty good writeup on fins
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    I always thought a fair amount of the headless...

    I always thought a fair amount of the headless seal count in norcal could be attributed back to this guy:


    http://www.calacademy.org/calwild/2002spring/stories/skulls.html
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    "Here's something to mindsurf to get us through...

    "Here's something to mindsurf to get us through this fucking flat spell.."

    That A-frame is so hot right now!


    I don't think a summer without swell is nearly as horrible as a fall without...
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    "You can Derelicht my balls." You said it...

    "You can Derelicht my balls."

    You said it capi-tan.

    It was small but I still took a couple on the head yesterday. For a second there I thought someone would be reading my eugoogoly.
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    Ocean Beach didn't suck today. That small sw...

    Ocean Beach didn't suck today. That small sw swell didn't have a lot but it had enough to make a fun afternoon. Always amazed how many unemployed guys like myself are in the water. Don't you people...
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    wow..looks like they postponed it today due to it...

    wow..looks like they postponed it today due to it being too heavy. Haven't got a chance to see the first two rounds (not only do I miss waves in the water, I miss them online..I've gone cyber kook)...
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    Are you selling it on Craigslist or ebay? how...

    Are you selling it on Craigslist or ebay? how beat up is beat up? Pressure dings, unrepaired dings, yellowing, etc...

    200 sounds in the ballpark, people will recognize the name. If the dimensions...
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    I think it's a little further west past socal,...

    I think it's a little further west past socal, unless by socal you mean Australia.
  34. Thread: Don Ho RIP

    by Derelicht
    Replies
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    1,532

    Don Ho RIP

    If this has been posted already I apologize:

    http://news.yahoo.com/s/ap/20070415/ap_on_en_mu/obit_ho
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    man I want to see the frenchmans run. fuckin...

    man I want to see the frenchmans run. fuckin frenchman. grand montes can suck mine. that last pitch was heinous. glad he could walk away from that. that's one he can tell the grandkids.
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    earlier in the week el porto was sweet. mon was...

    earlier in the week el porto was sweet. mon was good. i was out of my league on tues, and from what i heard wed was all time. hope everyone in socal made up for the terrible winter.
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    I'll take slabs on ocean beach over corn any day....

    I'll take slabs on ocean beach over corn any day. that said, shasta is calling.
  38. Thread: Classic OB

    by Derelicht
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    hopefully you made amends today because as of an...

    hopefully you made amends today because as of an hour and a half ago it was pretty damned good.
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    Mavericks..doh!!

    Not too much of a surprise at this point, but the Mavericks contest is about to be cancelled:

    "Maverick's Surf Contest likely a no go"
    ...
  40. I don't think 88 is all that bad, most of the...

    I don't think 88 is all that bad, most of the time you're going 60 between 99 and Jackson, and after that there are enough passing lanes to make in manageable. Course I've been a diehard...
  41. whoa I screwed up for a second there, take 88...

    whoa I screwed up for a second there, take 88 east past kirkwood all the way to 395 (intersects around minden..........)
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    "By studying the science of transition, Norwegian...

    "By studying the science of transition, Norwegian rocket scientists helped us determine the speed, G Forces and transition needed for a rider to break the current world record."


    Ahhh, so that's...
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    it was so nice in SF today I didn't mind being...

    it was so nice in SF today I didn't mind being stuck down here..until this. fvck.
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    "Playing for change" about street musicians...

    "Playing for change" about street musicians
    "Stoked: The rise and fall of Gator" about Mark Gator. sad story but if you skated in the 80's will bring back some memories. in some ways picks up where...
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