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Type: Posts; User: liv2ski

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  1. Replies
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    You need 25%+ equity to avoid the condo hit to...

    You need 25%+ equity to avoid the condo hit to fee.
  2. Pretty sure that is one of the dumbest activities...

    Pretty sure that is one of the dumbest activities I ever saw back in the day
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    On the Non Owners, look at lower rates with...

    On the Non Owners, look at lower rates with minimal credit, as often the rate is way lower with a small credit rather than a $3k credit.
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    Yup, the Roku Ultra in the bedroom had sound...

    Yup, the Roku Ultra in the bedroom had sound issues with On Demand programs. Eventually it is degrading into all programs. Order a new one as resetting it did me no good.
  5. Bush is BACK!!!!

    Bush is BACK!!!!
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    I have not read through this entire thread, but I...

    I have not read through this entire thread, but I wanted to say that the other day I was reading comments from one of the 3 companies with upcoming vaccines. They said it is a 2 round injection and...
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    Which is a mixed blessing, as it is harder to...

    Which is a mixed blessing, as it is harder to sell when it sells off for a few years. Great news it is a leveraged investment were with as little as 3% down (on an o/o home) you have a value that is...
  8. OK, I can live with that. Time for me to go to...

    OK, I can live with that. Time for me to go to the doc and score some Zoloft for the PTSD the last 4 years gave me.
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    Been to Park City once. Snowed at least a foot...

    Been to Park City once. Snowed at least a foot or two every night we were there for 4 nights. It was fantastic to say the least.
  10. Just curious? Am I the only guy here that every...

    Just curious? Am I the only guy here that every time he sees Laura Ingram's mug on the Jeremy Jones trailer wants to grab that bitch, give her the poopenhausen treatment as I smash her face into the...
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    Yup, it is always different this time until it...

    Yup, it is always different this time until it isn't. In my 60 years on this planet and 50 in CA, real estate has done nothing but go up decade over decade with a few dips here and there. Our home...
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    These "Put the money in the Market" pieces of...

    These "Put the money in the Market" pieces of advice are what lead to my grandfather losing his ass, farm, savings and whatever else he had in the 70's. Think it can't happen to you? You haven't...
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    Not sleep, but I don't have big expectations...

    Not sleep, but I don't have big expectations either. My 2 ski clubs are really wishy washy about scheduling trips for the upcoming season and it is likely a bad idea to share a condo with 5 other...
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    My youngest is working Thursday so we will do...

    My youngest is working Thursday so we will do Turkey day today once my oldest gets off work at 3pm. Like Bobcat said, we will all cook together, I will get smashed, the kids not really and we will...
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    That is excellent, as I ran a scenario with a...

    That is excellent, as I ran a scenario with a $600k value, $400k new loan amount for a SFR, O/O rate and term loan and at 2.375% and there was no rebate towards costs. You guys scored.
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    Exactly, I have always planned for the worse case...

    Exactly, I have always planned for the worse case scenario and have usually received something better. The plan was to buy a place up in Mammoth once the primary was paid off, but based on what...
  17. Thread: View right now

    by liv2ski
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    Not much surf in San Diego today... 349690

    Not much surf in San Diego today...

    349690
  18. Replies
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    All good points AR. I am here to tell you, get...

    All good points AR. I am here to tell you, get the property paid off. Thank Dog my primary paid off around 2008 when my income was reduced to 25% of what I made before that and then the rentals...
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    There is always a 6 month claw back period from...

    There is always a 6 month claw back period from all servicing lenders to the funding source if the loan pays off before at least 6 payments have been made. I find it amusing that none of my...
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    25% does not work unless the restaurant has a...

    25% does not work unless the restaurant has a large outdoor seating area. My daughter is a mgr for a large restaurant group and half of them are closed as they just can't make it work due to lack of...
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    Pffft, 12 weeks? I would definitely go elsewhere.

    Pffft, 12 weeks? I would definitely go elsewhere.
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    Why buy it as a rental property Kevo? If you...

    Why buy it as a rental property Kevo? If you want rentals, try and pick up 2-4 unit properties as the cash flow better.
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    For what looks like a mish mash of additions.

    For what looks like a mish mash of additions.
  24. Thread: Wagon Stoke

    by liv2ski
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    Thanks for that info. I did some research and...

    Thanks for that info. I did some research and found earlier models were considered very reliable, where as the newer ones may have some issues, but over all the brand was still rated very highly. I...
  25. Thread: Wagon Stoke

    by liv2ski
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    369,190

    I have wanted a diesel wagon forever, but am not...

    I have wanted a diesel wagon forever, but am not interested in what is available in N.A., so I was looking at a 2015ish Cayenne. Nice car, but I really do prefer a wagon. I came across the below...
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    Bluespark, don't change anything until enough...

    Bluespark, don't change anything until enough time has passed to be in compliance with the lender occupancy rule. Don't fuck with the insurance and tell any tenant not to return mail to sender...
  27. Thread: Doggie stoke

    by liv2ski
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    ^^^^^ Covered patio FTW

    ^^^^^ Covered patio FTW
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    Ballsy skating this early in the season. And ya,...

    Ballsy skating this early in the season. And ya, with so much dirt out there, a bit early for a new thread IMO, but what do I know?



    Right? And I thought I jinxed it last year
  29. Thread: Neighbors...

    by liv2ski
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    They still do those?

    They still do those?
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    OK, I am dumb, but in my life I have accidentally...

    OK, I am dumb, but in my life I have accidentally bought NA beer twice. First time was St Pauli Girl which tasted fine, but after the 2nd beer I looked at the package and saw my screw up.
    A month...
  31. Thread: Neighbors...

    by liv2ski
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    Seems like a common complaint is light coming in...

    Seems like a common complaint is light coming in your window. Buy black out curtains. They worked for us.
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    Go for it. I feel like I jinxed last season...

    Go for it. I feel like I jinxed last season doing it twice in a row. ESS should do it as he rulz Mammoth.
  33. Ottime, if you and the family hit Mammoth while...

    Ottime, if you and the family hit Mammoth while gimpy let me know when. Maybe I can keep up if your not launching stuff :eek:
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    O fuck, that is really bad news. I hope she...

    O fuck, that is really bad news. I hope she recovers with time.
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    Wait...this guy isn't Benny? Huh, who knew? ...

    Wait...this guy isn't Benny? Huh, who knew?

    348236
  36. Thread: Wagon Stoke

    by liv2ski
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    I would rather have the Audi, but either should...

    I would rather have the Audi, but either should be a great car.
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    People are bored and have to bitch. Not meant as...

    People are bored and have to bitch. Not meant as an insult, but I always pictured Benny as a cranky NYJ. Which I often find entertaining. Don't ban me bro.
  38. Thread: Sobriety

    by liv2ski
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    Moderation my friend. All things are ok in...

    Moderation my friend. All things are ok in moderation. If you can't deal with moderation, then it is time to just stop. Take care.
  39. Woof Viva, where did you find those hawties, next...

    Woof Viva, where did you find those hawties, next door neighbor babes.com?
  40. Is it already Friday?

    Is it already Friday?
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    Gotta say, that ^^^^^would be so awesome to do...

    Gotta say, that ^^^^^would be so awesome to do with my wife. To bad she isn't a fan.
  42. Replies
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    Heh, that is on you for not buying a binder when...

    Heh, that is on you for not buying a binder when you got the policy originally. Nobody is making a loan for $100's of thousand without every insurance known to our litigiousness society. But ya,...
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    No, it only reflects the lender fees for...

    No, it only reflects the lender fees for processing and points paid. Other actual fees are/could be:
    Underwriting: $895-$1050
    Appraisal If required: $500-$750
    Credit Report: $30-$120
    Escrow...
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    Ha, SLT was in the cards before Covid and a...

    Ha, SLT was in the cards before Covid and a disputed election. So all that is up in the air at the moment. My wife was talking to my sister in Kelowna the other day and they hatched up us moving up...
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    You're welcome ;)

    You're welcome ;)
  46. Replies
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    If you don't want to use Zillow, send me a pm...

    If you don't want to use Zillow, send me a pm with the details: Value, new loan amt, if cash out or no, estimated credit score, occupancy, type of loan, etc and I will send you what I would do it...
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    How do you see the auctions B Bear?

    How do you see the auctions B Bear?
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    So the more I read, I hear used cars are at a...

    So the more I read, I hear used cars are at a premium price now with new cars depressed in price. That must be why a lower mileage Cayenne is over $40k :eek: Not sure I can do that on a 6 year old...
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    Sorry for the mis-spelling Bob. Wife said this...

    Sorry for the mis-spelling Bob. Wife said this is likely my last car purchase so buy what I like. I would really prefer a diesel wagon about A6 size or larger. Not available in N/A so in comes the...
  50. That is why Dumps is hawt for her and you know,...

    That is why Dumps is hawt for her and you know, that shit happens in the Bible, so it is all good.
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