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Type: Posts; User: RoooR

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  1. Replies
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    A few more: Protesters learning how to chant...

    A few more:
    Protesters learning how to chant death to Israel and America in Farsi: https://twitter.com/TheFP/status/1779555667784728784?utm_source=substack&utm_medium=email
    At the UM Michigan...
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    Hamas continues to reject ceasefire proposals:...

    Hamas continues to reject ceasefire proposals: https://www.reuters.com/world/middle-east/hamas-rejects-israels-ceasefire-response-sticks-main-demands-2024-04-13/?utm_source=substack&utm_medium=email...
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    There are dental offices that do more revenue in...

    There are dental offices that do more revenue in a 9 month period.
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    Do you have any evidence that payout rates have...

    Do you have any evidence that payout rates have changed significantly? Or is it just more expensive houses in more disaster prone areas?
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    Last year nationwide home and car insurance...

    Last year nationwide home and car insurance companies paid out more in claims then they took in as premiums;...
  6. Thread: Your TAXES

    by RoooR
    Replies
    338
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    18,825

    Owed about $3k extra. Seems like a small price to...

    Owed about $3k extra. Seems like a small price to pay considering all the time I spent recreating and sleeping on federal land. Plus ya know.... I get to live in America in modern times.
  7. Thread: Ukraine

    by RoooR
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    1,345,810

    Not according to Pyreglide. ISIS is the enemy of...

    Not according to Pyreglide. ISIS is the enemy of basically the entire world.
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    Is there anything that buyers agents do that...

    Is there anything that buyers agents do that can't be effectively automated using AI? Seems like a ripe place for a tech startup to charge a flat fee.
  9. Thread: Ukraine

    by RoooR
    Replies
    16,596
    Views
    1,345,810

    Imagine being so incompetent that your main...

    Imagine being so incompetent that your main adversary knows about a terrorist threat in your capital before you do. Also a concert in the main locus of wealth in the country.... wonder if any...
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    Are we heading towards a country where most...

    Are we heading towards a country where most people spend 14 hours a day with a vision pro strapped to their face mainlining them AI generated content? At least the trails should be empty.
  11. Thread: Ukraine

    by RoooR
    Replies
    16,596
    Views
    1,345,810

    Can y'all imagine having to live in Russia? The...

    Can y'all imagine having to live in Russia? The GDP peaked a decade ago. The population peaked 30 years ago. Nothing is invented there. Nothing cool comes from there. Anybody creative has left....
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    It's almost like farmers responded to higher...

    It's almost like farmers responded to higher pieces be growing more. I think I learned singing about that concept in school way back when.
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    Even if you think there is context wrt "from the...

    Even if you think there is context wrt "from the river to the sea" slogan and believe that it doesn't mean getting rid of all the Jews in the area or would still mean them having to live under...
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    Could the tightening of credit also be seen as a...

    Could the tightening of credit also be seen as a prudent response to past over-lending?

    Might there be potential benefits to a tighter credit environment, such as avoiding over-leveraging and...
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    Doesn't the suggestion to make loans at far below...

    Doesn't the suggestion to make loans at far below the market rate suggest a complete abandoning of underwriting standards? When I think of the government backing loans at below market rates it makes...
  16. Replies
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    Maybe one of the experts here could help me with...

    Maybe one of the experts here could help me with a few questions I have:

    How might the deflationary nature of Bitcoin affect economic growth, considering that spending and lending often decrease...
  17. Replies
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    What safeguards are in place to prevent these...

    What safeguards are in place to prevent these loans from leading to a housing bubble, similar to what has been observed in other economies with easy lending practices?

    Could the extension of these...
  18. Replies
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    Both Australia and the UK have worse housing...

    Both Australia and the UK have worse housing affordability than the USA.
    ...
  19. Replies
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    It's probably actually 80% and its a well...

    It's probably actually 80% and its a well regarded ratio in almost everything. The Pareto principal.

    80% of your sales comes from 20% of your customers.
    80% of your sales are generated by 20% of...
  20. Thread: What phone now?

    by RoooR
    Replies
    2,405
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    252,240

    Pixel 8 is a great phone. Was on the 5 for years...

    Pixel 8 is a great phone. Was on the 5 for years and this feels like a seamless upgrade. The camera is insane and the UX is top notch. Plus mine came with some free Pixel Buds Pro from Best Buy. I...
  21. Replies
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    I get into arguments with people so often about...

    I get into arguments with people so often about this. The claim that the middle class has it worse now is just simply not reflected in any of the actual data. Yes inequality has gotten worse and we...
  22. Replies
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    Almost like a significant portion of the populace...

    Almost like a significant portion of the populace with signs declaring how much they believe that "housing is a human right." are giant hypocrites.
  23. Replies
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    Better than status quo. Stage 1 includes a better...

    Better than status quo. Stage 1 includes a better climbing trail and extensions of Bjorn and Hello Kitty to the base area. Eventually we'll have over 20 miles of bike specific trails up there. As an...
  24. Replies
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    On a long enough timeline aren't we all the...

    On a long enough timeline aren't we all the decedents of people who have at various times been both colonizers and colonized?
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    Imagine waking up every day just to put out this...

    Imagine waking up every day just to put out this level of negativity and cynicism out in the world.
  26. Replies
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    I grew up in Albuquerque. Done the La Luz Trail...

    I grew up in Albuquerque. Done the La Luz Trail run a couple times. South Boundary during peak Aspen color is one of the coolest rides in the country. West ridge in Taos has some of the best skiing...
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    How exactly can you design a tax that is only...

    How exactly can you design a tax that is only paid by the supplier and not the consumer? Been a while since I took econ, but my understanding is that tax incidence is based on the elasticity of the...
  28. Thread: Doggie stoke

    by RoooR
    Replies
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    468550

    468550
  29. Replies
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    Agreed man. I mean I feel strongly about this,...

    Agreed man. I mean I feel strongly about this, but not quite strong enough to start showing up to city council meetings.
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    30 years of policies designed to restrict supply....

    30 years of policies designed to restrict supply. That Americans voted for. Maybe they'll change their minds. Maybe not.
  31. Replies
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    May have been easier to buy a house, but chances...

    May have been easier to buy a house, but chances are the house was a lot smaller and the appliances in it were also terrible. More ways the past was terrible:
    No widespread availability of fresh...
  32. Thread: Title 9 is dead

    by RoooR
    Replies
    413
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    81,466

    Isn't this mostly being handled by the respective...

    Isn't this mostly being handled by the respective governing bodies of the sports? I'm sure as the peer reviewed research things may change / evolve in various ways and we'll all continue on our lives...
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    Chase pays .01% on Savings and Sofi pays 4.2%.

    Chase pays .01% on Savings and Sofi pays 4.2%.
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    I'd recommend the book Outlive by Dr. Peter...

    I'd recommend the book Outlive by Dr. Peter Attia: https://www.amazon.com/Outlive-Longevity-Peter-Attia-MD/dp/0593236599/ref=tmm_hrd_swatch_0?_encoding=UTF8&qid=1682174494&sr=8-1

    Lots of really...
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    And then everybody clapped.

    And then everybody clapped.
  36. Replies
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    You two fucked yet? Seriously get a room.

    You two fucked yet? Seriously get a room.
  37. Replies
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    In which on of those incidents did the chair...

    In which on of those incidents did the chair disintegrate?
  38. Replies
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    Most are. People are fucking up getting on lifts...

    Most are. People are fucking up getting on lifts all over the country and yet stories like this making National news seem fairly unique to this one ski area. Weird.
  39. Replies
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    I agree that there is likely a narrator problem.

    I agree that there is likely a narrator problem.
  40. Replies
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    Doesn't matter if he's not wrong. If you're in a...

    Doesn't matter if he's not wrong. If you're in a position of leadership (like director of ski patrol) you don't throw lower level employees under the bus like that. Criticism of work performance...
  41. Replies
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    I can't believe the ski patrol director would...

    I can't believe the ski patrol director would just throw the liftee under the bus like that. Total lack of leadership all around. Seems like an incredibly toxic place to work.
  42. Replies
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    This one could be really bad. They're going to be...

    This one could be really bad. They're going to be very lucky if they don't get sued. And if they willfully ignored warnings about that lift....
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    While we're at it lets apply mark to market to...

    While we're at it lets apply mark to market to homeowners, car owners, small business owners as well. Underwater on a loan but still generating cash flow to make the payments? Sorry it's the banks...
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    Credit Suisse feels like it's been constantly...

    Credit Suisse feels like it's been constantly failing my entire career.
  45. Replies
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    1,947,381

    Why Ford? The stock is basically the exact same...

    Why Ford? The stock is basically the exact same place it was 30 years ago.
  46. Replies
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    I got some at a little over 42.

    I got some at a little over 42.
  47. Replies
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    451388

    451388
  48. Replies
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    Agree occupant based parking would help a ton....

    Agree occupant based parking would help a ton. Could even add, drive up with a full van. Everybody gets $1 off on their first beer.
  49. Thread: What phone now?

    by RoooR
    Replies
    2,405
    Views
    252,240

    Uniherz Jelly 2 if you're looking to break the...

    Uniherz Jelly 2 if you're looking to break the addiction. You can text on it and spotify and maps work but the screen is so small you won't want to do any actual "internet" stuff on it.
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    I prefer the prime age which is only 2 percentage...

    I prefer the prime age which is only 2 percentage points off an all time high. The full labor force has a ton of 57-64 that got out during COVID and are never coming back.
    ...
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