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11-30-2023, 02:45 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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https://fred.stlouisfed.org/series/MSPNHSUS...
https://fred.stlouisfed.org/series/MSPNHSUS
Median sale price of NEW homes drops by highest margin ever, -17.6% year-over-year. New homes make up about 1/6 of all US home sales.
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10-28-2023, 11:37 PM
Thread: 16 years with Rax Ski
by Tips^Up- Replies
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I'm in for the group buy. Tom - which Rax is...
I'm in for the group buy. Tom - which Rax is best for the best skier on the mountain?
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08-17-2023, 02:24 PM
Thread: Bitcoin....who's gotten into it?
by Tips^Up- Replies
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- 1,636,663
Finally got cleared to move wallet assets out of...
Finally got cleared to move wallet assets out of the BlockFi bankruptcy. I only had about $200 locked up in the wallet, but about $5k in an interest acct that's still frozen.
Of the $200, $7.78... -
08-14-2023, 05:17 PM
Thread: Is the stock market going to tank?
by Tips^Up- Replies
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We'll need naked pictures to make any real...
We'll need naked pictures to make any real recommendation, but my vanguard settlement fund is in VMFXX, currently yielding 5.26%. I have some other short-term cash in VMRXX, yielding 5.27%. Not bad...
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07-31-2023, 09:06 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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National Association of Realtors is BY FAR the...
National Association of Realtors is BY FAR the largest political lobby. Pay attention to the letters below.
NRA 2022 political lobbying budget: $2.5M
NAR 2022: $81.7M
The next largest behind... -
07-05-2023, 03:55 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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I had about 35% of my client's appeals changed,...
I had about 35% of my client's appeals changed, none to the extent we requested. I heard that many appeals were denied because the assessor staff was simply overwhelmed and did not have the time to...
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06-14-2023, 12:24 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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"How to Get Rich," Ramit Sethi's netflix show,...
"How to Get Rich," Ramit Sethi's netflix show, has a revealing experience with a couple and their storage unit. They spend $100/mo on the storage unit (or whatever it was). It stores things like a...
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06-01-2023, 04:18 PM
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https://www.realtor.com/realestateandhomes-detail/...
https://www.realtor.com/realestateandhomes-detail/8458-Highway-24_Minturn_CO_81645_M99731-30907
350" of snow, gold and silver deposits, black granite sport and trad routes, maybe even piles of... -
05-11-2023, 08:47 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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:fm: Ya, zillow is a wonderful resource, but not...
:fm:
Ya, zillow is a wonderful resource, but not always reliable. And if you're in CO, you can't use any data after 6/30/2022, so present values are irrelevant. -
05-09-2023, 08:12 AM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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Lots. Depends. Every time. The breakeven is...
Lots. Depends. Every time. The breakeven is actually very low, lots of people value their time, don't understand the complexities, just want someone to handle it.
If you think your house is... -
05-05-2023, 09:06 AM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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There is a lot of bad information and guidance in...
There is a lot of bad information and guidance in here on how to appeal property taxes...
It's not hard, especially if you've been doing it professionally for 12 years like I have.
If anyone is... -
04-20-2023, 01:51 PM
Thread: Electric car thread
by Tips^Up- Replies
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- 246,243
Tesla's price drop brings an awd long-range Model...
Tesla's price drop brings an awd long-range Model Y to about $40k ($7500 fed credit, $2k Colorado credit). Pretty tempting!
Fortunately, my wife's 1999 is still running and she's happy with that... -
03-27-2023, 07:50 PM
Thread: Silverton TR
by Tips^Up- Replies
- 287
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- 62,545
Pretty sure that's me above. You went right, I...
Pretty sure that's me above. You went right, I went left, steep freshies were enjoyed by all!
We got a photo of randoms in the bar on Saturday night. We all had the same right side of our face... -
03-19-2023, 10:27 PM
Thread: Silverton TR
by Tips^Up- Replies
- 287
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- 62,545
Fucking A. Heading down Friday, flying my $39...
Fucking A. Heading down Friday, flying my $39 heli lap Saturday. Somehow got the hall pass to go the following weekend too. 2 short trips better than 1 long trip so I'll get my bang out of the...
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03-10-2023, 02:55 PM
Thread: Homeless in Eagle/Vail for 15 hours
by Tips^Up- Replies
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- 6,577
I live in Eagle. I'm out of town this weekend...
I live in Eagle. I'm out of town this weekend but you could park in my driveway if needed. It's not glamorous but it's free and "quiet" for being near a road.
Quick search on Hotwire:... -
02-22-2023, 08:23 PM
Thread: How to build something?
by Tips^Up- Replies
- 23
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- 1,474
How to build something?
I've got an idea. A brilliant idea. Surely worth mill...no, BILLION$ of dollhairs. It's a consumer product. It will require product design and engineering and someone to build it (out of...
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02-20-2023, 08:18 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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Cities/towns/municipalities are not politically...
Cities/towns/municipalities are not politically in favor of commercial to residential conversions. They collect the lionshare of their income from sales tax (at least in Colorado). I've yet to hear...
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02-17-2023, 11:31 AM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
WFH/remote working kills office demand. Rent...
WFH/remote working kills office demand. Rent prices drop, vacancies increase, income plummets, debt coverage ratios go negative. Commercial note reaches the balloon, time to refi at double the...
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01-18-2023, 10:12 PM
Thread: going nordic = going ghay?
by Tips^Up- Replies
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- 148,435
I've got new skate skis, boots, bindings on the...
I've got new skate skis, boots, bindings on the way. Brand new nice stuff will be a big step up from my thrift shop set up with combi boots. I ordered the boots and skis from bobleisure.com (German...
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01-13-2023, 09:24 PM
Thread: Where to Invest Money Right Now?
by Tips^Up- Replies
- 624
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- 54,567
The exit strategy I've heard is sell all rental...
The exit strategy I've heard is sell all rental properties, 1031 into a big house with an ADU.
But before you do that, tenants are paying off the mortgage, the mortgage interest is deductible from... -
10-26-2022, 09:13 PM
Thread: Welp, there goes Nevada
by Tips^Up- Replies
- 35
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- 9,570
Pretty rad
Pretty rad
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10-26-2022, 08:28 PM
Thread: Electric car thread
by Tips^Up- Replies
- 1,777
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- 246,243
Move and take pay cut? Fuck that. Doesn't take...
Move and take pay cut? Fuck that. Doesn't take a lot to live large in Dubuque! I'm happily stuck in my wife's bumblefuck CO hometown, but it'd be nice having DBQ's handful of really good...
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10-25-2022, 09:10 PM
Thread: Electric car thread
by Tips^Up- Replies
- 1,777
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- 246,243
My hometown. It is a relatively nice place. If...
My hometown. It is a relatively nice place. If you happen to be there in the winter, Sundown is worth a ski day.
I'm not ready for an electric car yet myself, but I appreciate your tales of real... -
09-29-2022, 09:35 PM
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Ibis got rid of one of the coolest head badges in...
Ibis got rid of one of the coolest head badges in favor of a lame printed logo. That's dumb. I suspect they're positioning for a private equity $ellout. Love my Ripley, awesome bikes, change is...
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06-29-2022, 09:15 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
Lack of childcare is nothing new. My office had...
Lack of childcare is nothing new. My office had a remodel a few years ago, so we were purging old files. I found a clipped newspaper article (was it the "Vail Daily" in 1993? I would have been in...
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06-02-2022, 08:53 AM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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- 3,025,500
Colorado broke this during GFC. Denver crashed...
Colorado broke this during GFC. Denver crashed about a year before the mountain markets. Unless Denver is the outlying area to the resorts, in which case you are correct?
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04-09-2022, 10:22 PM
Thread: Is the stock market going to tank?
by Tips^Up- Replies
- 18,217
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- 1,939,249
:party::jam::ski::dork::chug::vax::wookie:
:party::jam::ski::dork::chug::vax::wookie:
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03-03-2022, 08:39 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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The mortgage broker I'm working with advised...
The mortgage broker I'm working with advised doing a 45-day rate lock now for the 4/15 closing. Everything he was seeing said rates go up tomorrow.
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02-22-2022, 09:59 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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We're going to hold on to it for now. Maybe if...
We're going to hold on to it for now. Maybe if renting it out becomes a maintenance nightmare, we'll look to sell.
We got 30 year money at 2.75% and it's been appreciating ~2.5%/MONTH for the... -
02-22-2022, 03:13 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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- 3,025,500
We're under contract! Only 1 other offer, they...
We're under contract! Only 1 other offer, they came back for highest and best. We offered $6k escalation clause because our realtor said $5k is common; got it for 2% over asking. Inspection...
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You old men thinking that a world class athlete...
You old men thinking that a world class athlete can no longer perform when she has a BF and should focus on becoming a mom...you're a fucking moron boomer.
I think Olympic athletes have unique... -
01-17-2022, 02:59 PM
Thread: Home Remodel: Do, Don'ts, Advice
by Tips^Up- Replies
- 9,496
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- 1,228,813
My friend remodeled their kitchen this summer. ...
My friend remodeled their kitchen this summer. They bought all the appliances early, then found subcontractors, and by the time the stove was installed, the peizo ignitor would not ignite. Since...
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12-31-2021, 12:04 AM
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Update: our son is now 5 months and our daughter...
Update: our son is now 5 months and our daughter 2.5. She's been climbing into bed with us lately, and wife and I agreed to stop it because once she's in, no one sleeps. Our 5 month old is crying...
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12-07-2021, 10:42 PM
Thread: Home Remodel: Do, Don'ts, Advice
by Tips^Up- Replies
- 9,496
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- 1,228,813
We are discussing a major remodel in Eagle...
We are discussing a major remodel in Eagle County. Kitchen, bathrooms, flooring throughout, fireplace, decks (plus new hot tub?), exterior paint, finish the basement. $$$ will be flying out the...
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I've never owned a truck, but it may be our next...
I've never owned a truck, but it may be our next vehicle... So why can't you put skis in a 5.5' bed diagonally? Am I missing something?
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11-23-2021, 07:23 PM
Thread: It's just a dog.
by Tips^Up- Replies
- 2,110
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- 288,398
Last Friday, after 14.5 fluffy years, we put Fia...
Last Friday, after 14.5 fluffy years, we put Fia down. She was a college graduation present to myself, always by my side - until I met my wife and I became Fia's 2nd favorite person. She's seen...
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I did windshield comparison shopping once for the...
I did windshield comparison shopping once for the old beater (which has since been scrapped for $350). The different prices per shop for insured vs. not insured was crazy (like $500 vs. $250).
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08-16-2021, 09:40 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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- 3,025,500
We just bid on a house with an ADU. Our bid was...
We just bid on a house with an ADU. Our bid was not chosen despite an escalation clause of $1k more than the greatest offer. Not a big % on a sale of that size, but better than not having $1000 so...
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07-23-2021, 09:31 AM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
I sounded like a dick last night, brain fried...
I sounded like a dick last night, brain fried from performing the slumlord gig.
Where are your rentals? Do you prefer LTR or STR? What's the deciding factor between LTR/STR for your properties? -
07-22-2021, 09:46 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
Thanks. I do. It's 1 of our 3 rentals I've been...
Thanks. I do. It's 1 of our 3 rentals I've been self-managing since 2013. Every single tenant has become a friend and we still see many around town and there's never been a single late or missed...
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07-22-2021, 01:57 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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- 3,025,500
Fun fact: there isn't a home for sale on zillow,...
Fun fact: there isn't a home for sale on zillow, in the state of Colorado, for $666,000
In other news, listed our tiny 1-bedroom lock-off for 40% rent increase. Been answering 20 emails a day... -
07-12-2021, 12:25 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
Yes, stocks went down for a few months at the...
Yes, stocks went down for a few months at the beginning of the pandemic. But it's not really a cherry-picked data point, the stock market is up over every day in history; record highs every day. ...
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07-11-2021, 10:10 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
VTSAX up 42% in the past year, VTIAX up 29%,...
VTSAX up 42% in the past year, VTIAX up 29%, VBTLX admittedly down 2.66%. Basic boglehead stuff.
BTC was at 9293, 34,500 now. There's of course better (or worse) numbers for other letters, but I... -
06-08-2021, 10:04 AM
Thread: Real Estate Crash thread
by Tips^Up- Replies
- 26,883
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- 3,025,500
Scandal in CO's high country property tax:...
Scandal in CO's high country property tax:
https://coloradosun.com/2021/06/08/eagle-san-miguel-counties-division-property-taxation-official-ethical-breach/ -
05-19-2021, 09:44 PM
Thread: Real Estate Crash thread
by Tips^Up- Replies
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- 3,025,500
$3k CO taxes, 94 mills, 7.15% res assessment...
$3k CO taxes, 94 mills, 7.15% res assessment rate, that's about $446,000. $2k is $297,000.
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05-16-2021, 10:26 PM
Thread: Fear and Loathing, a Rat Flu Odyssey
by Tips^Up- Replies
- 41,809
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- 6,444,008
No mask or social distancing from the CDC and...
No mask or social distancing from the CDC and White House is a victory. It shows confidence in the vaccines. It empowers local small businesses. It opens life as we used to know it, but of course...
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04-12-2021, 01:25 PM
- Replies
- 23,205
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- 2,668,073
Trust, faith and belief has been effectively...
Trust, faith and belief has been effectively eroded. Foreign intervention in our elections, politicians (most prolifically, Trump) openly lying and encouraging disbelief in traditional news media...
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04-12-2021, 01:19 PM
- Replies
- 23,205
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- 2,668,073
I strangely relate to this combo? Wife and I...
I strangely relate to this combo?
Wife and I got J&J last Thursday. Little boo boo on the shoulder; we felt tired the next day and went to bed early; her leg was achey and she took a Tylenol;... -
04-08-2021, 02:28 PM
- Replies
- 23,205
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- 2,668,073
Did you know pregnant women may pass antibodies...
Did you know pregnant women may pass antibodies on to newborns? Not until recently, because it is so new, we cannot possibly know how it will apply to every other person and every other situation.
... -
04-07-2021, 08:20 PM
- Replies
- 23,205
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- 2,668,073
Let's make a deal. You boomers all put your...
Let's make a deal. You boomers all put your homes up for sale, clean up the pollution of the past 70 years and eat a slice of avocado toast, and I'll get a shot to reduce my 0.00018% chance by 62%....
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