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  1. Replies
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    Greater Boston metro up to Portland is above...

    Greater Boston metro up to Portland is above prior highs as the tech/robotics/AI boom has poured money into Boston and Portland finally has more companies with decent jobs. It will correct, but based...
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    Housing prices are mildly dumb everywhere, but I...

    Housing prices are mildly dumb everywhere, but I have yet to hear of weird products driving it, more a lot of cash from investors.
    If anything, a few VCs and F100s will collapse, but there's plenty...
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    Jiang Zemin used to look at powerplant...

    Jiang Zemin used to look at powerplant utilization to get a read on how his own economy was performing. Has China grown? Absolutely. Is it what CCP says? Incredibly doubtful.
    The white collar...
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    Makes sense, forgot about the silly chain...

    Makes sense, forgot about the silly chain controls.
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    Eh, what are you really going to use the awd for?...

    Eh, what are you really going to use the awd for? I run my Ody with snows in NH (plenty of ice/hills) and it does fine as it's so heavy. AWD reduces the area available for cargo, so there's way less...
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    Why? Both Pacifica and Odyssey are better. Sienna...

    Why? Both Pacifica and Odyssey are better. Sienna is a decade old at this point.
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    Both are only as good as the people. Architect...

    Both are only as good as the people. Architect should (key word is should, a lot of variability around accurate costing skill) be able to nail the best subs for the job,but it's an additional margin...
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    Eh, I'm sure if you pick some boring stuff with...

    Eh, I'm sure if you pick some boring stuff with relatively high volume that's not tweet-based and you can ride other indicators pretty well. The main problem is likely that after a certain point it...
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    It's hard to model inconsistently irrational...

    It's hard to model inconsistently irrational behavior.
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    China has huge AI investments, but most of it has...

    China has huge AI investments, but most of it has come out of Microsoft research alums from the center there. They're using it more there, but I think Google is still multiple steps ahead of everyone...
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    Yep. Kittery has great restaurants and is more...

    Yep. Kittery has great restaurants and is more laid back, and Portland is a class above Portsmouth in beer and food. Portsmouth is land-limited and Dover has yet to prove it can support great...
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    Depends what else you like. Up 16 is the easy...

    Depends what else you like. Up 16 is the easy choice, but you don't get cheap until Milton or so and gate yourself off from easy drives to VT as there's not many good cross-NH routes north of 4. ...
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    That's where I grew up. More expensive than you...

    That's where I grew up. More expensive than you think, and unfortunately far from a lot of places because no interstates. If you don't mind being 2 hours from Boston/the beach etc., It's got stunning...
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    If you're looking in the seacoast - bring your...

    If you're looking in the seacoast - bring your checkbook or live slightly outside commute to Boston range. Prices have gotten stupid in Portsmouth and the immediate surroundings.
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    I work in Portsmouth most days.

    I work in Portsmouth most days.
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    It's why I live in seacoast NH. Beach and...

    It's why I live in seacoast NH. Beach and mountains are close by. Nah, it's not the Pacific or massive Rockies, but it's good.
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    Newicks is pretty bad compared to other...

    Newicks is pretty bad compared to other offerings. Franklin oyster house is also great. Be aware: its UNH move in weekend so it may be more shitshow than normal.
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    Do you enjoy great food? Then you'll enjoy it. Is...

    Do you enjoy great food? Then you'll enjoy it. Is it a bit "diminishing returns" as the cost goes up? Sure.
    That said, best meal for me was 5 course tasting menu at Craigie on Main in Boston. Not...
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    I did the research on cordless systems recently...

    I did the research on cordless systems recently and apparently the power edge goes to DeWalt and the compatibility to Milwaukee.
  20. Good to hear!

    Good to hear!
  21. Single aberrational sales of dissimilar cars does...

    Single aberrational sales of dissimilar cars does not a trend make.
  22. Actually the business is investing properly to...

    Actually the business is investing properly to make money off the float from premium->accident. Most insurance companies run somewhat close to even otherwise. There's actually no real money (over the...
  23. I'm not an adjuster, but have worked with them at...

    I'm not an adjuster, but have worked with them at various points in my career. Plenty of people complain about insurance not delivering what was promised, but usually that's due to one of two...
  24. This.

    This.
  25. Always shop around. Depending on a carriers...

    Always shop around. Depending on a carriers current footprint in your area, the price may be more or less as most only want so much of any particular market to prevent too many losses during...
  26. Also - high insurance rates are usually because...

    Also - high insurance rates are usually because of either no fault laws (NJ etc.), high standards around handling/low data visibility (CA) or terribly plaintiff friendly courts (parts of TX). If you...
  27. To indemnify you it's the 2k. Good luck finding...

    To indemnify you it's the 2k. Good luck finding that enthusiast to pay 6-7k. While it sucks, the balance is in when you just sign up and they pay out on your shiny new car. That said, you may want to...
  28. I'm on the tech side, so some terminology could...

    I'm on the tech side, so some terminology could be slightly off because there's a lot of needlessly convoluted language in insurance contracts.
  29. Also note that your pricing is not based on...

    Also note that your pricing is not based on paying out 10k on a 2k car. If you want that, plenty of stated value policies from specialty lines.
  30. Your car isn't worth much with 175k on the clock...

    Your car isn't worth much with 175k on the clock and Saab parts are rare and expensive.
    https://www.edmunds.com/saab/9000/1997/appraisal-value/

    Disclosure: I work for Safecos parent co, but...
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    This coast is one of the most studied thanks to...

    This coast is one of the most studied thanks to UNH. There's no way they win on the new flood maps. They even did a full impact study for all coastal communities with coastline - lots are pretty...
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    Wtf how are they even related. Morans. I bet...

    Wtf how are they even related. Morans. I bet those same people clutch their pearls if you dare speak I'll of college football
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    Makes sense for marine and other...

    Makes sense for marine and other space-constrained uses. Solar is killer as there's nothing to buy post-install to keep it going.
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    "We had a terrible war that had no point many had...

    "We had a terrible war that had no point many had to go to, so you have to go too"
    This is kind of the epitome of the modern issues with boomers. A lot of effort was expended early to try to fix...
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    In technology there's a bunch of dev schools now...

    In technology there's a bunch of dev schools now that take a chunk of salary post-grad if you make over 50k for a period.
    It seems that's a model that will likely work for a lot of things. Also,...
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    That hasn't been my experience with...

    That hasn't been my experience with millennials,but there's plenty of bad apples, like all gens.

    Agreed on the younger gen though. I look at our recent and past interns and they are mind-blowingly...
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    Once we're able to Pierce the old money trusts...

    Once we're able to Pierce the old money trusts and restore proper inheritance taxes, I agree, but until then there's somewhat of an imperative to leave something if you don't want your kids to be...
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    Don't worry, people already blame millennials for...

    Don't worry, people already blame millennials for everything. We're used to it.
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    As a "millennial" (I'm that weird tweener gen in...

    As a "millennial" (I'm that weird tweener gen in the early 80s), I just want boomers to get out of the way.
    They fucked things up, whatever, I'm over it. My problem is that they're more susceptible...
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    Sure, I've put in some time, but even then 60...

    Sure, I've put in some time, but even then 60 hour weeks were just if you were on big projects.
    If you're a semi decent developer, data person or engineer and live in a decent size metro, it's not...
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    I know a bunch of people making six figures and...

    I know a bunch of people making six figures and working 40 or less. I'm one of them. I'd make more if I worked more as I'd be more of a candidate for more senior leadership, but I'd rather spend time...
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    That was a surprisingly great book.

    That was a surprisingly great book.
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    Lol, that is absolutely mental people are paying...

    Lol, that is absolutely mental people are paying that much. Not surprised though, can't exactly drive a Ferrari to your PCA meetup
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    Eh, it's more about finding joy in what you do,...

    Eh, it's more about finding joy in what you do, which will be different over time.
    I've done a bunch of things in one big company, been laid off a few times but still have a ton of fun every day...
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    I know things like Toyota vins notoriously...

    I know things like Toyota vins notoriously getting certain details wrong.
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    If you Google around there should be some...

    If you Google around there should be some manufacturer specific ones, but only if that logic is stored in the VIN.
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    Stone out in front running the whole equal...

    Stone out in front running the whole equal length, then an iron rack with firewood in it on the less open side to make it look intentional. Will look like shit if they pull the rack out, but they wont
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    No one has tried it in a while is my point

    No one has tried it in a while is my point
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    Eh, it wouldn't be that hard. Just start with the...

    Eh, it wouldn't be that hard. Just start with the bastards everyone hates, like Zuckerberg or Icahn or McConnell. Slowly move the bastard bar, just like it was moved up.
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    Nah, throw the bad actors in jail. It will make...

    Nah, throw the bad actors in jail. It will make people think a bit more before doing shady shit.
    I mean, also look to change the process, but as they say "this is low hanging fruit"
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