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  1. Google likes cookies.

    Google likes cookies.
  2. We got sick of our old Outback's consistent...

    We got sick of our old Outback's consistent issues and recalls for airbags and weird mechanical stuff. It was a great car though, especially in the snow. It was the 3.6R. I don't trust the turbos...
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    I wouldn't put it past them to open Pali just for...

    I wouldn't put it past them to open Pali just for Slalom. The wait for Lenawee sucks, but once that thing is turning, it is gonna be pretty sweet. I might start skiing that side more often. It was...
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    6,459,295

    Wasn't trying to be a dick about it at all. The...

    Wasn't trying to be a dick about it at all. The USFS folks around here have always been super helpful. But yeah, if ya want a natural tree, it'll probably be a Charlie Brown. Nice day for a drive...
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    Had an amazing Cuban at a place in ATL. Forgot...

    Had an amazing Cuban at a place in ATL. Forgot how much I like those.
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    Hurts is a beast. So fun to watch that guy play....

    Hurts is a beast. So fun to watch that guy play. Happy for him, I remember people debating whether he'd even play in the NFL after he got pulled for Tua at Bama. He was always a class act about it.
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    Ask the USFS folks where they recommend when you...

    Ask the USFS folks where they recommend when you buy your permit.
  8. My wife is 100% German by blood, but never been...

    My wife is 100% German by blood, but never been to Germany and never spoke German. I still haven't won an argument in 20 years and if at any point I thought I had won, it was revisited at a later...
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    Poll: I visited a gun range in Atlanta over the...

    I visited a gun range in Atlanta over the holiday. Place was a temple to gun culture. Pretty incredible. Indoor skeet shooting range (biggest one in the US), 100 yard underground rifle range, ~25...
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    Our CC got used for an Uber after we used it over...

    Our CC got used for an Uber after we used it over the phone at Jimmy John’s. Then they tried to use it to book a fancy hotel down the street from our house. Pretty sure the culprit was Jimmy John’s...
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    “I mean, yeah, the stock market pretty much...

    “I mean, yeah, the stock market pretty much always goes up”- Warren Buffet.
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    Damn, I bet they open pali and slalom gets eaten...

    Damn, I bet they open pali and slalom gets eaten up like a… well you know.
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    Not for sure about winter but there’s a KOA on...

    Not for sure about winter but there’s a KOA on the west side of town. Probably plenty of boondocking spots on Buff pass. There’s also boondocking in the parking lot at the top of Rabbit ears.
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    There are some exceptions but generally a Roth...

    There are some exceptions but generally a Roth and other retirement accounts have a 10% early withdrawal tax. Not sure what you mean by “open for a while” and the other “If”s in your post....
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    Also not mentioned, if your investments are held...

    Also not mentioned, if your investments are held in your retirement accounts, you’ll be paying a penalty and taxes when you withdraw. Which will wipe out more than any potential gains that you might...
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    Not what I meant.

    Not what I meant.
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    ^this, and taxes.

    ^this, and taxes.
  18. Replies
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    Yeah, you set the parameters and you can make the...

    Yeah, you set the parameters and you can make the math work great for you. Must be nice to only have emergencies after 10+ years of exceptional market conditions. Man, I don’t think I’d invest in an...
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    Why does this “most people” thing keep coming up....

    Why does this “most people” thing keep coming up. Most people are shitty with money, that’s not news. Most people can’t come up with cash to cover $400 emergency? Yeah, that’s not a reason for other...
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    But you aren’t even getting 1-2% over the life....

    But you aren’t even getting 1-2% over the life. You are just looking at todays conditions. There’s a reason that nobody invested in IBonds and Tbills until recently. CDs are the only one that you...
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    But why would you set yourself up to be forced to...

    But why would you set yourself up to be forced to pull your money out of the market when it is down in the first place? Poor strategy no matter what your timeline.
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    You guys make the EF out to be a huge amount of...

    You guys make the EF out to be a huge amount of money. It isn’t big at all compared to your retirement. Think about it in those terms and you are fighting for pocket change in the grand scheme.
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    CDs are about >1% more than the rate on a MM...

    CDs are about >1% more than the rate on a MM account right now. And you don’t have access without paying the penalty. Lowest you can get is 6 months. Kinda defeats the purpose unless you want to...
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    Examples?

    Examples?
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    They are the sheepskin ones. Maybe they make some...

    They are the sheepskin ones. Maybe they make some that aren’t.
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    I have the Olukai slippers. They are ok. Gotta...

    I have the Olukai slippers. They are ok. Gotta wash the insoles frequently because they start to stink. They are kinda hot for me. Ymmv
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    Part of it is about saving up the 6 months EF...

    Part of it is about saving up the 6 months EF before investing. Not some class warfare BS. Just financial diligence required to do it. If you are going to save for retirement, the EF should be a...
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    Gotcha, looks like it was 7 years old. Still I...

    Gotcha, looks like it was 7 years old. Still I get your point, but I feel like 7 year old tech will still keep me on the road pretty well and for a reasonable price. Looking at reviews, the main...
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    Poll: I will go to that brewery. Fuckin hero.

    I will go to that brewery. Fuckin hero.
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    Yeah, there’s always folks that argue against the...

    Yeah, there’s always folks that argue against the EF. It was nice when the Covid shutdown hit to not really worry about it. If your a 6 month EF is too much for you to save up then maybe investing...
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    First make sure you have 6-12 months expenses in...

    First make sure you have 6-12 months expenses in an emergency fund kept in a money market account, then max out pre tax contributions and employee match to 401k/IRA. Any additional funds should be...
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    From what I was told, the Nordman is just the...

    From what I was told, the Nordman is just the previous version of the Hakka renamed. They cycle them down when a new Hakka comes out.
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    I went to a condo to look and the owner was there...

    I went to a condo to look and the owner was there baking cookies. Super awkward. Didn’t buy it.
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    (E)

    (E)
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    Man, Strawberry sounds even worse than it was the...

    Man, Strawberry sounds even worse than it was the last time I was there. Never really liked it there for all the rules and stuff. Oh well.

    Another vote for Salt and Lime. The Barley too. Storm...
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    I would like to subscribe to this thread.

    I would like to subscribe to this thread.
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    Skate skiing is the butterfly stroke of skiing.

    Skate skiing is the butterfly stroke of skiing.
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    Great town, some good food, mediocre skiing,...

    Great town, some good food, mediocre skiing, unless it is powder and you are in the trees. Great mountain biking. Great snowmobiling.

    Side note, accommodations are crazy expensive there now...
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    I feel like this is a slow pitch for Greg for AZ.

    I feel like this is a slow pitch for Greg for AZ.
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    Yeah I like my Line poles. I do wish the little...

    Yeah I like my Line poles. I do wish the little tab at the handle was stiffer so it could helps with stuff like buckles and toe pieces and such. But other than that they’ve been great. The Phillips...
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    Seems like a little road bike grip wrap would be...

    Seems like a little road bike grip wrap would be sufficient.
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    Throwing around terms like bourgeois and plebes I...

    Throwing around terms like bourgeois and plebes I figured you’d know.
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    GFC- mag GOTOS company is opening a shop in...

    GFC- mag GOTOS company is opening a shop in Denver.
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    STFU Karl. We're all plebes here.

    STFU Karl. We're all plebes here.
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    Yeah, I know. I'm not offering any solutions...

    Yeah, I know. I'm not offering any solutions here. I'm just stating the sign of the times. Especially where we live. I totally get it. Fuck having anything to do with the restaurant industry,...
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    I’m fine with coked up drunk employees. It’s just...

    I’m fine with coked up drunk employees. It’s just like the old days. There’s just not enough of em. And none of them stay long enough to know what they are doing.
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    We started going to fast food breakfast on Sunday...

    We started going to fast food breakfast on Sunday mornings lately as kind of a joke. It is actually kinda fun, and holy fuck is it cheap! $8 for two breakfast crunch wraps at Taco Bell. That's at...
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    FIFY If McDonald's sold beer, you guys would...

    FIFY

    If McDonald's sold beer, you guys would be fine.
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    It is pretty incredible how far lying can take...

    It is pretty incredible how far lying can take people these days. The internet really gives any idea a voice and an income stream, regardless of whether it is even close to being truth. Then people...
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    Dexterity is overrated. What are you gonna do? ...

    Dexterity is overrated. What are you gonna do? Play the piano? No, you need to grip ski poles, that’s it. You guys probably all ski with those “Look at me I went to Chamonix” ski poles with...
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