AR is the more generic term. All pineapple expresses are ARs, but not vice versa.Quote:
Originally Posted by zion zig zag
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AR is the more generic term. All pineapple expresses are ARs, but not vice versa.Quote:
Originally Posted by zion zig zag
We can all agree that anyone that says "A-Bay" is a cunt, though, right?Quote:
Originally Posted by Mustonen
Right??
:D
Wtf is A-Bay???
What rock have you been hiding under?Quote:
Originally Posted by riser4
Parents wrote me a check for $200 when I was home, to reimburse me for some of their stuff I paid for. They are in Canada so it's a Cdn$ check. I've cashed these at my local bank in SD many times, they just convert to USD and deposit the amount. Easy.
But my bank was acquired by US Bank last year. And apparently the tellers now communicate all questions to their supervisors via a chat app, so she spent way too long, typing, muttering, and starting at her screen than should be necessary. The word fee was murmured several times.
So their new process is to deposit a foreign currency check at face value, then 3-5 days later they will apply a fee "for the exchange". Fine, makes sense. Then she mentions another fee. More typing. Ah yes, there's a $19 fee if the check bounces. Fair enough. It won't bounce.
More typing and staring. Hmmm.... She now tells me there will be a $40-120 fee to cash the check. You can't tell how much? $40 would be annoying, but $120 would wipe out most of the value of the check. Her manager finally comes out, and also can't tell me how much the fee will actually be. And apparently she can't waive it or do anything about it. "All the banks are doing this now". Wonderful. Fuck all of the banks with a red hot poker.
So I just tore the check up in front of them. I'd rather my parents keep their money than give a chunk of it to the bank.
Have you and your parents considered Bitcoin?Quote:
Originally Posted by evdog
:fmicon: :D
Haha, Paypal would be more likely unless they are fucking people around too. But parents are having trouble with a lot of things these days, and pretty much anything to do with computers or anything they aren't already familiar with doing ain't happening.Quote:
Originally Posted by skaredshtles
I’m in a similar situation as you. When we ran into that problem, my parents opened a US dollar account with their bank (CIBC). Now they can transfer money into that account, and then write checks from it that I can cash just like it was coming from any other US bank.Quote:
Originally Posted by evdog
(These checks are usually pretty small - reimbursing for kids birthday presents, and such- so getting hit with foreign processing fees would constitute a large fraction.)
They actually have a USD account, but I'm pretty sure it is not a checking account. We were actually at their bank (RBC) last week and talked to them about this, and writing checks from the USD account was not mentioned as an option.
Parents used to just get a USD money order, which would be cleared by JP Morgan Chase in the US who had a contract with RBC. Apparently due to changed money laundering/terrorism rules in the US, they no longer offer that service so RBC can no longer do USD money orders.
Don't want to drag them through trying to set up a new account. Maybe I can send them an invoice via paypal. If it's something they only have to click on and hit pay it might work. Anything that requires thought or a bit of problem solving ain't gonna happen.
Tickets to Newport Folk Festival went on sale today at 1:00 on the Dice app. I was on there at exactly 1:00, put four tickets in my cart, and then a "Sold Out" notice popped up on the app and the tickets disappeared from my cart. It was 1:00 and maybe fifteen seconds by the time this whole deal had transpired and I was out of luck. I am annoyed. That's bullshit.
I'd do the same thing, just with Venmo. I find the interface to be a little simpler.Quote:
Originally Posted by evdog
I've tried setting up Venmo several times. Can't get their confirmations to work where they send an email or the two small deposits to your bank acct. None of these ever arrive. Parents do have paypal already from when they used ebay in the past, so at least that is set up. I'd have to set venmo up for them myself.
How about cold hard cash? You mentioned “we” were in their bank last week so I’m assuming you were in their presence.
That would be an option if I was still there, and they actually did grab US cash for some other stuff I paid for while I was there. But wrote a check the last day as I left before the bank opened. This had never been an issue before so a check seemed like no problem. Now we know...
Fuck Venmo with a rusty pole. Those fuckers make Zuckerberg look like he’s got your interests at heart. Besides their shitty security/privacy record, it provides too many ways for an older or inattentive user to transfer money to the wrong person which is then unrecoverable.
https://www.washingtonpost.com/techn...-payment-apps/
A few years ago I just opened a joint checking account with my dad in the states. We both have cards. So, when I need to send money, I just do it, and he has access via an ATM. The banks handle their exchange rates between JP/US and everything else is mindless.
I use WorldRemit for my international transfers. They charge 3%, which is essentially the same as any bank exchange or credit card purchase. My WorldRemit app is kinda strict, in that I have to respond to text messages and enter passwords within minutes to clear a transfer. I get it. But it is a sit-down-and-deal for a solid 20 minutes to move money from Japan to the US. But, that's all it is. I always walk away like-- Did that just fucking work? And it always has.
Kinda mind-blowing, to be honest, in how easy it is. But I would be lying if I didn't admit that it was a circus of hoops to get to this point.
WorldRemit is legit.
And instantly available on ticketmaster most likely by 1:00:30Quote:
Originally Posted by ötzi
Absolutely infuriating. That's because ticket scalping has essentially been legalized thanks to Ticketmaster and Stubhub who now LOVE the practice since they can get a cut with every transaction. They make money on the initial purchase, and AGAIN when you purchase it from the scalper through their website. You can blame scalper bots for what you just experienced. These assholes use bots to flood the services the second tickets go up for sale, and they're "sold out" in mere seconds. Guaranteed you'll see them popping up on Craigslist tonight for super inflated prices. And the venues and artists must not REALLY care thaaaaat much because you know how all of this nonsense could be stopped? Just knock it off with all the stupid apps, and have us purchase tix from the box office (with limits per person) just like the good old days. Get a printed ticket. Done. Stone age, but it worked. Sure, there have always been scalpers but at least back then they only had so many tickets compared to now where they literally buy up entire arenas within seconds. :cussing:Quote:
Originally Posted by ötzi
https://media2.giphy.com/media/v1.Y2...6BsA/giphy.gif
Yeah, I don't tend to go to many shows that are going to sell out immediately, but that happened to me for the first Cruel World festival. I was poised and ready to go and when my spot in the queue was up only the cheap GA tickets were left and my wife didn't want those. I'm pretty sure it was the pre-sale, too, not that that matters much these days.
Ya, I've pretty much given up on shows, games, etc where such practices exist. Small, local venues and UVM basketball are what get my business these days. Make scalping illegal again.
Cheap GA is and was the best for Cruel World - those VIP areas were farther from the stages, and I heard lots of griping about the supposed perks.Quote:
Originally Posted by The AD
You going this year?
Attachment 485269Quote:
Originally Posted by riser4
Yup. Same here. :(Quote:
Originally Posted by riser4
I doubt it. The lineup looks pretty good, but last year's seemed better to me.Quote:
Originally Posted by El Chupacabra
Yep, fuck Venmo and any biz that requires a data-mining app.
I've used Zelle *but only* to/from major bank to major bank, like Chase to Wells Fargo, or WF to WF. Works in an instant, no fee, no app required, just email/phone number needed.
Speaking of apps, I detest 'to get the latest conditions and updates, download our shitty app' that tells you absolutely nothing we couldn't have told you right here while you're already on your phone. Fuck off.