The Jeep I bought spent 10 winters in a farm shed. Had a bag of rat poison secured under the hood and a screen over the air intake. Those farmers must have a clue.
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The Jeep I bought spent 10 winters in a farm shed. Had a bag of rat poison secured under the hood and a screen over the air intake. Those farmers must have a clue.
Neighbors allowing hunting on their property and the hunters ending up on my property.
Maybe 20yrs ago you could safely hunt around here but today there is way too much activity by kids, farmers, horseback riders and livestock on neighboring properties to hunt around these parts.
Ugh. Vibes. I’ve found that hunters (like basically every other outdoor group) have gotten more entitled and douchey the last five or ten years, too.
This, and/or mothballs. There's also some natural spray that they make to drive them off, it has garlic and lemon and a bunch of other stuff. Smells pretty bad but wears off eventually. I had a customer w/ a marmot living in the engine bay and that's how they got it to move out.
I’m a big fan of peanut butter on the rim of a 5 gallon bucket of water
Make them walk the blank to the peanut butter and drown the little bastards, I’ve had success with mice and rats.
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I have caught two so far this year on my property. One had the nerve to park in my driveway so I couldn't pull out to take my son to school. Then when I caught him he said he's been hunting here for years like that makes it okay. He also said he appreciates the trail I built (on my land) because it makes going up the mountain so much easier. I told him to get lost and it was clear I really hurt his feelings. I explained I have kids and dogs running around and I don't need guns going off too. Two days after our conversation I caught him again, this time he parked down the road. I wouldn't have known he was there except my dog sniffed him out and scared him. he is a 100lb Malamute.
As for the other guy, I told him he was on private land and he said he entered from the national forest. Given the terrain you would have to be a total badass to do it, when I pressed further for his route it was clear his access was also from my land. He left shortly after and has not come back.
Ugh.
There is no public land around here. Area is zoned 10 ag/res. There are still a few of us that own large parcels (I have 110 acres) but much of it has been parceled out with single family homes built on them.
The guy who allowed these hunters lives right next to a new housing development with lots of kids/pets/horses. I honestly don't get thinking it's okay to hunt in this area. Go up to the freaking mountains. It's only a 40 min drive I'd that.
As if right on cue....there is a doe currently at my bird bath drinking.....
.....Attachment 430885
I’d heard that theory many years ago, so when I stored my truck for a couple of months at a friend’s house I dutifully put in a few dryer sheets. Those things smell.
Turns out a rodent made a nest on top of the engine anyway. He was stoked to have access to the dryer sheets—he made a comfy mattress for the nest with them. So much for that idea.
update: I tried the spray and that didn't stop them. I caught two of the little fuckers last night using live traps and peanut butter. They still got a full nest built before they were caught which leads me to believe there are more. Just my luck it's not just one I get the whole packrat family.
getting called in to work on my day off then equipment malfunctions and I’m dead in the water for a few hours
damn it
Grocery store sale price is not reflected at checkout.
it’s not my fucking job to ask for a discount that is advertised in the aisles!!
Apparently it is, if you want the discount.
Get the Safeway app it totally rocks. You can "clip" all your coupons on you phone when you're at home then just put in your phone number at the check out stand and badda bing badda boom!
I just saved $30 bucks. You get reward points to that can be for up to $20 off your entire bill.
Get an outdoor cat maybe?
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My available coupon income has diminished significantly since the Sunday paper with it’s shit loads of fucking coupons in it stopped showing up... That was always a relaxing few hours of clipping coupons, menu planning and thinking about what tasty foods I’m going to eat in the future.
t’was a good way to kill time before the Internet came around with better ways to kill time.
fact.
We call it Gross Out.
Usually some good deals to be had, esp. on frozen fish and wine.
I thought everyone did
exactly
They might have pickled herring but no salt. Or some weird organic superfood but no flour.
They are pretty strong on Mexican foods. I picked up a lifetime supply of dried arbol chiles. My wife picked up a lifetime supply of corn husks.
They always have a good price on small bags of oranges--I squeeze juice every morning.
packrat #3 caught. Traps reset, how many more could there possibly be?
no don’t do it
let him cry on his own
Do packrats carry Hantavirus? Because the deer mice I keep trapping sure do.
F'n squirrel must have eaten some kind of magic mushroom.
Was hearing some wierd noises and upon investigation found a squirrel climbing
around on the outside of the screened porch making all sorts of noise.
Chased the F'r off and he ran up under my car. Like on top of the gas tank or something.
Now every time I walk over there it starts making wierd noises.
It's been over 4 hours now and it's still there ! Maybe the water hose will flush it out ?
Or a drive ?
Shit is annoying ! I had a chipmunk chew my gas line once on another car.
When the police fuckup and blast a shelter in place order to every phone in 600 square miles when they meant to do it for a couple blocks
The bullshit hoops corporations make you jump through to "do business" with them
My mortgage was recently sold for the 3rd? (4th?) time in 7 years, and no sooner did I get payments set up with the new lender, my loan was assigned to a new servicer (7th one in 7 yrs?). So now I get to do it all again, and as usual they make it as hard as possible. Paperwork made it appear that my Oct payment (scheduled Oct 1) would be processed as normal with payments after Oct 3 being made to the new loan servicer. Checked my bank account Oct 1 and saw payment go out as expected so looked like everything was cool. Nope, turns out the previous company deducted the payment in error and they refunded the it back to my bank account a few days later. But rather than notify me by email as my preferences are set to, they sent a snail mail letter two weeks later which arrived the same day as the late payment notice from the new loan servicer. Nice.
So I go online to register with the new loan servicer and make my payment. But, their system will not let you access online banking unless you first open a checking or savings account with them and transfer in a minimum balance. Nice way to generate new business, assholes. So I open a checking account. Go back to register for online banking. Except, the info I provided (my brand new bank acct number), "doesn't match the info we have in our files". Try again with my mortgage account number instead, and that works. Next, type in the username and password I want and hit submit... "The service you are trying to access is currently unavailable. Please try again later." Wait a few mins, clear cookies, and try again. "Your account has now been locked due to the number of invalid registration attempts, please call 1-800....."
I call, and get the inevitable run around. "We are experiencing higher than normal call volumes." Of course you are, try fixing your shitty system so fewer people need help. Select the only relevant menu option - Internet Support. Go through a hundred questions to verify identity, only to be told "sorry I can't help, I'll need to transfer you to the Digital Support department." Huh? Thought that's where I was. Go through only fifty questions with Digital support. To finish up they need to verify my identity by having me upload a photo of my drivers license, but that can only be done the Sales Department so I get transferred again. Miraculously that takes only a few minutes, and I'm done.
Log back in to make my payment. "You may incur late fees due to the date of this payment, do you want to continue?" Fuck you. Go back in to set up recurring monthly payments going forward. Make selection and hit submit - "Sorry, that option is not available." Since my next payment is due Nov 1 now, I go back and make another one-time payment for now. And get the same late fee warning as above.
I am eagerly awaiting the barrage of "How did we do?" emails. And looks like I'll be calling back to bitch them out over whatever late fee they apply and to set up my recurring payment since their system won't allow it.
Just curious, do the people who design, build and administer these systems not use them? Surely they have to deal with BS like this in their own personal lives which you would think would encourage them to set up a system that is actually functional and user friendly, and not a POS like this one.
The places that just buy mortgages don’t give a shit about their customers cause what recourse do you have? The fact that your mortgage provider can just sell it to whoever they want is sort of bullshit. Our new provider is the worst run business I’ve ever seen. No way we would have ever picked to do business with them.
As a Canuck I may be jealous of long term mortgage rates like you guys, but at least when I buy my term with a given lender, unless the lender itself get sold, my mortgage is not traded amongst any number of financial institutions.
Evdog's situation sounds like something the bank regulators might want to hear about. Unjustified late fees, requiring opening a bank account to pay the mortgage. Maybe not as shady as what Wells did but close. And no doubt the "late" payment will show up on credit reports.
Not an apologist for his situation, but I doubt there’s too much to make hay over here, at least yet. Digital banking does not enjoy any particular protected status in regulation or by regulators, at least not such that it’s a “guaranteed service.” It’s generally considered a privilege and they can often put whatever hoops they want in front of it.
As to the payment, even if you crossed a wire and sent payments to the wrong person after the transfer date, those payments can’t be treated as late for the 60 days following the transfer date as long as you sent it to the wrong person in time. You shouldn’t get a late fee, and all they said was that it *might* incur a fee, not that it will. Not friendly, granted. If you DO receive a late fee you certainly have a valid bitch. There’s nothing negative to report to credit bureaus until it’s 30 days late, so that shouldn’t be any kind of problem. There are lots of good rules about prompt crediting of payments that nobody wants to fuck with, but if they don’t credit your payment timely and DO trip credit reporting that’s again a very valid bitch.
None of which is to say that you shouldn’t go ahead and register your complaint anyways. These guys will require some kind of response by the FI (or forward it to somebody who will) and it’s probably a good way to make sure your loan is escalated such that they don’t fuck around with it and cross any lines: https://www.consumerfinance.gov/complaint/
I’m confused by the $5 more for a better system discussion… but mortgage servicing systems are often a bit patchworked and that does indeed suck, though there are plenty of reasons why. You don’t just go buy a system and plug it in… the failure is typically in the implementation and development of a baseline system that you either purchase or develop in-house. Mortgage servicing and processing in general is a shitshow these days. Boom and bust with COVID and economy and rates and labor issues. Again, not an apology, but it’s not a very stable environment right now for most.
Packrat #4 exterminated....................biggest nest ever removed this morning from the engine bay I must have at least a half dozen more to kill.