Originally Posted by
old goat
State Farm sent us a card--they are partnering with a private fire defense company. If your house is near a fire they will come to the house to remove combustibles near the house and on the roof, close vents, set up sprinklers, apply fire retardant, put out any spot fires. Presumably this is after the occupants have evacuated although they don't say that. No charge to the homeowner although I'm sure the cost is reflected in premiums--still, it's a lot cheaper than paying out for a lost house. I suppose if you told them you didn't want that you'd be looking for another insurance company.