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12-23-2007, 12:05 AM #1
Additional Health Insurance (on top of current plan)
First of all, I did do a search but couldn't find anything on this exact subject.
There are some changes happening effective Jan 1 in the health insurance that I currently have. Turns out that the health insurance plan I have now will no longer cover certain things that I participate in- namely rock/ice climbing and out of bounds skiing. I'm currently on a plan through my dad (I'm 21 and in school). This plan is ok overall, and it covered all but 2k of the $37k medical expenses I had 2 years ago when I shattered my shoulder skiing in bounds. The kicker though- my Dad is on the board of the company and was involved in changing the health insurance for next year...
I need to pick up an extra plan that will cover backcountry skiing/mountaineering/climbing as I don't want to be screwed if I get hurt in one of these activities.
The main issue that I have is that I need something that covers these activities but doesn't cover the other stuff so much that the insurance companies would fight each other over payment if I were to be hurt in "normal" activities around town, etc.
Any ideas?
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12-23-2007, 12:16 AM #2
Adventure Advocates?
"These are crazy times Mr Hatter, crazy times. Crazy like Buddha! Muwahaha!"
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12-23-2007, 12:31 AM #3
So if you get hurt in one of those activities they won't cover your injuries? That's fucked up!!
The pacifists always lose, because the anti-pacifists kill them.
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12-23-2007, 02:06 AM #4
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12-23-2007, 02:14 AM #5
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12-23-2007, 08:25 AM #6
Tell your dad thanks for us!
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12-23-2007, 10:17 AM #7
AFLAC?
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12-23-2007, 12:13 PM #8
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12-23-2007, 12:54 PM #9Registered User
- Join Date
- Mar 2007
- Location
- denver, co
- Posts
- 12
50% of all the bankruptcies filed last year were due to health issues. 75% of those people were insured at the start of the health issue.
according to the movie sicko anyway...I am the douchenozzle!
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12-23-2007, 07:01 PM #10
I never heard of health insurance plans that exclude specific activities like that. Besides, if your Dad is on the board, he/you can afford to buy the coverage you want.
Battle lines being drawn, nobody’s right if everybody’s wrong, old people speaking their minds, getting so much resistance from behind.
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